LORDS & LADIES, by the numbers
LORDS & LADIES appears in 18 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S4499)
18 deals since 2020 · typical deal $200K
18
Deals since 2020
$200K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for LORDS & LADIES
Most LORDS & LADIES deals financed between $25K and $602K. Above $602K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,957
- Down payment (10%)
- $22K
- Cash to close (all-in)
- $30K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$30K)
Experience
Recent financings
- Geddio, Inc in Mohnton, PA — $200K (2022) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.25% variable
- Term
- 119 months
- SBA guaranteed
- $100K (50%)
- Approval → funding
- 39 days
- Approved
- 3/11/2022
- First disbursed
- 4/19/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Beauty Salons
Funded by Manufacturers and Traders Trust Company · Lender record →
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- KS Creative LLC in Perkiomenville, PA — $735K (2020) · purchase · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $551K (75%)
- Approval → funding
- 153 days
- Approved
- 4/30/2020
- First disbursed
- 9/30/2020
- Loan status
- Paid in full (5/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 32
- Business age
- Change of Ownership
- Industry
- Beauty Salons
If you were the buyer here
- Est. deal size
- $817K
- Est. down payment (10%)
- $82K
- Est. cash at closing
- $112K
- Monthly payment
- $7,886
- Annual debt service
- $95K
- Cash flow needed (1.25×)
- $118K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
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- LL Salons Generation II LLC in Reading, PA — $684K (2020) · purchase · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $513K (75%)
- Approved
- 8/31/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 43
- Business age
- Change of Ownership
- Industry
- Beauty Salons
If you were the buyer here
- Est. deal size
- $760K
- Est. down payment (10%)
- $76K
- Est. cash at closing
- $102K
- Monthly payment
- $7,339
- Annual debt service
- $88K
- Cash flow needed (1.25×)
- $110K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
- LL Salons Generation II LLC in Reading, PA — $684K (2020) · purchase · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $513K (75%)
- Approval → funding
- 22 days
- Approved
- 9/8/2020
- First disbursed
- 9/30/2020
- Loan status
- Paid in full (1/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 43
- Business age
- Change of Ownership
- Industry
- Beauty Salons
If you were the buyer here
- Est. deal size
- $760K
- Est. down payment (10%)
- $76K
- Est. cash at closing
- $102K
- Monthly payment
- $7,339
- Annual debt service
- $88K
- Cash flow needed (1.25×)
- $110K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
- Geddio, Inc in Sinking Spring, PA — $643K (2020) · purchase · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $482K (75%)
- Approval → funding
- 219 days
- Approved
- 2/24/2020
- First disbursed
- 9/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 35
- Business age
- Change of Ownership
- Industry
- Beauty Salons
If you were the buyer here
- Est. deal size
- $714K
- Est. down payment (10%)
- $71K
- Est. cash at closing
- $96K
- Monthly payment
- $7,383
- Annual debt service
- $89K
- Cash flow needed (1.25×)
- $111K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
- KL Salon, LLC in Gilbertsville, PA — $602K (2020) · purchase · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $452K (75%)
- Approval → funding
- 153 days
- Approved
- 4/30/2020
- First disbursed
- 9/30/2020
- Loan status
- Paid in full (2/28/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 36
- Business age
- Change of Ownership
- Industry
- Beauty Salons
If you were the buyer here
- Est. deal size
- $669K
- Est. down payment (10%)
- $67K
- Est. cash at closing
- $89K
- Monthly payment
- $6,459
- Annual debt service
- $78K
- Cash flow needed (1.25×)
- $97K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
- LL Fleetwood LLC in Blandon, PA — $585K (2020) · purchase · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 124 months
- SBA guaranteed
- $439K (75%)
- Approval → funding
- 153 days
- Approved
- 4/30/2020
- First disbursed
- 9/30/2020
- Loan status
- Paid in full (2/28/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 50
- Business age
- Change of Ownership
- Industry
- Beauty Salons
If you were the buyer here
- Est. deal size
- $650K
- Est. down payment (10%)
- $65K
- Est. cash at closing
- $87K
- Monthly payment
- $6,123
- Annual debt service
- $73K
- Cash flow needed (1.25×)
- $92K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
- Souder L&L Salon, LLC in Douglassville, PA — $473K (2020) · purchase · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $354K (75%)
- Approval → funding
- 153 days
- Approved
- 4/30/2020
- First disbursed
- 9/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 43
- Business age
- Change of Ownership
- Industry
- Beauty Salons
If you were the buyer here
- Est. deal size
- $525K
- Est. down payment (10%)
- $53K
- Est. cash at closing
- $70K
- Monthly payment
- $5,070
- Annual debt service
- $61K
- Cash flow needed (1.25×)
- $76K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
- Complete Elegance, LLC in Pottstown, PA — $405K (2020) · purchase · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $304K (75%)
- Approval → funding
- 153 days
- Approved
- 4/30/2020
- First disbursed
- 9/30/2020
- Loan status
- Paid in full (7/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Beauty Salons
If you were the buyer here
- Est. deal size
- $450K
- Est. down payment (10%)
- $45K
- Est. cash at closing
- $60K
- Monthly payment
- $4,345
- Annual debt service
- $52K
- Cash flow needed (1.25×)
- $65K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
- KL Salon, LLC in Gilbertsville, PA — $25K (2020) · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 4/30/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 36
- Business age
- New Business or 2 years or less
- Industry
- Beauty Salons
Funded by Customers Bank · Lender record →
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Who funds LORDS & LADIES — and where
Every dot is a financed LORDS & LADIES — 18 mapped.
Financed LORDS & LADIES locations — list all 18 as text
- KL Salon, LLC — Gilbertsville · $602K · FY2020 · Beauty Salons
- KL Salon, LLC — Gilbertsville · $25K · FY2020 · Beauty Salons
- KS Creative LLC — Perkiomenville · $25K · FY2020 · Beauty Salons
- KS Creative LLC — Perkiomenville · $735K · FY2020 · Beauty Salons
- Complete Elegance, LLC — Pottstown · $25K · FY2020 · Beauty Salons
- Souder L&L Salon, LLC — Douglassville · $473K · FY2020 · Beauty Salons
- Complete Elegance, LLC — Pottstown · $405K · FY2020 · Beauty Salons
- Souder L&L Salon, LLC — Douglassville · $25K · FY2020 · Beauty Salons
- KlSalon L.L.C. — Gilbertsville · $25K · FY2020 · Beauty Salons
- LL Fleetwood LLC — Blandon · $585K · FY2020 · Beauty Salons
- LL Fleetwood LLC — Blandon · $25K · FY2020 · Beauty Salons
- LL Salons Generation II LLC — Reading · $684K · FY2020 · Beauty Salons
- LL Salons Generation II LLC — Reading · $25K · FY2020 · Beauty Salons
- LL Salons Generation II LLC — Reading · $684K · FY2020 · Beauty Salons
- LL Salons Generation II LLC — Reading · $25K · FY2020 · Beauty Salons
- Geddio, Inc — Sinking Spring · $643K · FY2020 · Beauty Salons
- Geddio, Inc — Sinking Spring · $25K · FY2020 · Beauty Salons
- Geddio, Inc — Mohnton · $200K · FY2022 · Beauty Salons
Top lenders for this brand
Most active states
- 1.Pennsylvania (18 loans)LORDS & LADIES lenders in Pennsylvania->
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Common questions
How much does a LORDS & LADIES cost to buy or open?
The typical deal for LORDS & LADIES is $200K across 18 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $22K of buyer cash on a typical deal.
How risky is LORDS & LADIES?
LORDS & LADIES has 18 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a LORDS & LADIES with an SBA loan?
Yes — LORDS & LADIES has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a LORDS & LADIES franchise
Most LORDS & LADIES buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical LORDS & LADIES deal financed for $200K, which points to about $22K of buyer cash on a typical purchase. LORDS & LADIES is listed in the SBA Franchise Directory (identifier S4499), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund LORDS & LADIES — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for LORDS & LADIES — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for LORDS & LADIES — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. LORDS & LADIES is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 18 SBA 7(a) deals since 2020
- $200K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S4499)
- Top lenders: Customers Bank, Manufacturers and Traders Trust Company
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with LORDS & LADIES.