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Lunatic Fringe, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S3746)

4 deals since 2020 · typical deal $232K

4

Deals since 2020

$232K

Typical deal

1

Deals since FY2025

—

Too few deals to score risk

Lunatic Fringe has 4 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Lunatic Fringe

Most Lunatic Fringe deals financed between $60K and $250K. Above $250K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$3,436
Down payment (10%)
$26K
Cash to close (all-in)
$35K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$35K)

Experience

Recent financings

  • E.V.A.G. LIMITED, LLC in Liberty Township, OH — $250K (2025) · PNC Bank, National Association
  • KTRteam, LLC in Draper, UT — $232K (2024) · Mountain America FCU
  • C & K Beauty, LLC in Salt Lake City, UT — $60K (2024) · Zions Bank, A Division of
  • KTRteam, LLC in Draper, UT — $20K (2024) · Mountain America FCU

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Lunatic Fringe brand mark

Who funds Lunatic Fringe — and where

Every dot is a financed Lunatic Fringe — 4 mapped.

Financed Lunatic Fringe locations — list all 4 as text

Top lenders for this brand

  1. 1.Mountain America FCU(2)
  2. 2.Zions Bank, A Division of(1)
  3. 3.PNC Bank, National Association(1)

Most active states

  1. 1.Utah (3 loans)
  2. 2.Ohio (1 loans)

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Common questions

How much does a Lunatic Fringe cost to buy or open?

The typical deal for Lunatic Fringe is $232K across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $26K of buyer cash on a typical deal.

How risky is Lunatic Fringe?

Lunatic Fringe has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Lunatic Fringe with an SBA loan?

Yes — Lunatic Fringe has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Lunatic Fringe franchise

Most Lunatic Fringe buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Lunatic Fringe deal financed for $232K, which points to about $26K of buyer cash on a typical purchase. Lunatic Fringe is listed in the SBA Franchise Directory (identifier S3746), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Lunatic Fringe — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Lunatic Fringe — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Lunatic Fringe — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Lunatic Fringe is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 4 SBA 7(a) deals since 2020
  • $232K typical deal
  • 1 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S3746)
  • Top lenders: Mountain America FCU, Zions Bank, A Division of, PNC Bank, National Association

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/lunatic-fringe
API:
https://www.capbench.com/api/public/franchises/lunatic-fringe
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Lunatic Fringe.

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