Mainstream Boutique, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1072)
9 deals since 2020 · typical deal $185K
9
Deals since 2020
$185K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Mainstream Boutique
Most Mainstream Boutique deals financed between $120K and $225K. Above $225K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,731
- Down payment (10%)
- $21K
- Cash to close (all-in)
- $27K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$27K)
Experience
Recent financings
- Mainstream Boutique in Lancaster, PA — $120K (2025) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 12.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $102K (85%)
- Approval → funding
- 23 days
- Approved
- 12/23/2024
- First disbursed
- 1/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Clothing and Clothing Accessories Retailers
Funded by BayFirst National Bank · Lender record →
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- Sobolik Enterprises LLC in Eagan, MN — $400K (2024) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 124 months
- SBA guaranteed
- $300K (75%)
- Approved
- 8/28/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Women's Clothing Stores
Funded by Byline Bank · Lender record →
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- EQsquisite Boutique LLC in Northfield, MN — $185K (2024) · purchase · Banesco USA
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $139K (75%)
- Approval → funding
- 24 days
- Approved
- 9/17/2024
- First disbursed
- 10/11/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Clothing and Clothing Accessories Retailers
If you were the buyer here
- Est. deal size
- $205K
- Est. down payment (10%)
- $21K
- Est. cash at closing
- $27K
- Monthly payment
- $2,597
- Annual debt service
- $31K
- Cash flow needed (1.25×)
- $39K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Banesco USA · Lender record →
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- Fashion by Renae, LLC in Cedar Falls, IA — $225K (2021) · Lincoln Savings Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 123 months
- SBA guaranteed
- $203K (90%)
- Approval → funding
- 69 days
- Approved
- 1/15/2021
- First disbursed
- 3/25/2021
- Loan status
- Paid in full (12/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Women's Clothing Stores
Funded by Lincoln Savings Bank
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- TC & Back, LLC in Cincinnati, OH — $279K (2020) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $209K (75%)
- Approval → funding
- 8 days
- Approved
- 10/23/2019
- First disbursed
- 10/31/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Women's Clothing Stores
Funded by The Huntington National Bank · Lender record →
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- Markee Fashion & Design in Grand Blanc, MI — $200K (2020) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 73 months
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 11 days
- Approved
- 11/19/2019
- First disbursed
- 11/30/2019
- Loan status
- Failed — $150K charged off (3/20/2024)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Women's Clothing Stores
Funded by BayFirst National Bank · Lender record →
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- Noble Kwest Inc. in Shawnee, OK — $171K (2020) · BancFirst
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 90 months
- SBA guaranteed
- $128K (75%)
- Approval → funding
- 174 days
- Approved
- 1/8/2020
- First disbursed
- 6/30/2020
- Loan status
- Paid in full (6/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Women's Clothing Stores
Funded by BancFirst · Lender record →
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- Boutique Babes LLC in Tyler, TX — $70K (2020) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 71 months
- SBA guaranteed
- $60K (85%)
- Approval → funding
- 103 days
- Approved
- 2/18/2020
- First disbursed
- 5/31/2020
- Loan status
- Failed — $55K charged off (5/14/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Women's Clothing Stores
Funded by The Huntington National Bank · Lender record →
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- TC & Back, LLC in Cincinnati, OH — $25K (2020) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 10/23/2019
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Women's Clothing Stores
Funded by The Huntington National Bank · Lender record →
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Who funds Mainstream Boutique — and where
Every dot is a financed Mainstream Boutique — 9 mapped.
Financed Mainstream Boutique locations — list all 9 as text
- Fashion by Renae, LLC — Cedar Falls · $225K · FY2021 · Women's Clothing Stores
- Sobolik Enterprises LLC — Eagan · $400K · FY2024 · Women's Clothing Stores
- EQsquisite Boutique LLC — Northfield · $185K · FY2024 · Clothing and Clothing Accessories Retailers
- Mainstream Boutique — Lancaster · $120K · FY2025 · Clothing and Clothing Accessories Retailers
- TC & Back, LLC — Cincinnati · $25K · FY2020 · Women's Clothing Stores
- TC & Back, LLC — Cincinnati · $279K · FY2020 · Women's Clothing Stores
- Markee Fashion & Design — Grand Blanc · $200K · FY2020 · Women's Clothing Stores
- Noble Kwest Inc. — Shawnee · $171K · FY2020 · Women's Clothing Stores
- Boutique Babes LLC — Tyler · $70K · FY2020 · Women's Clothing Stores
Top lenders for this brand
1.The Huntington National Bank(3)
2.BayFirst National Bank(2)
- 3.Lincoln Savings Bank (1)
4.Byline Bank(1)
5.Banesco USA(1)
Most active states
- 1.Minnesota (2 loans)
- 2.Ohio (2 loans)
- 3.Iowa (1 loans)
- 4.Pennsylvania (1 loans)
- 5.Michigan (1 loans)
- 6.Oklahoma (1 loans)
- 7.Texas (1 loans)
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Common questions
How much does a Mainstream Boutique cost to buy or open?
The typical deal for Mainstream Boutique is $185K across 9 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $20K of buyer cash on a typical deal.
How risky is Mainstream Boutique?
Mainstream Boutique has 9 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Mainstream Boutique with an SBA loan?
Yes — Mainstream Boutique has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Mainstream Boutique franchise
Most Mainstream Boutique buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Mainstream Boutique deal financed for $185K, which points to about $20K of buyer cash on a typical purchase. Mainstream Boutique is listed in the SBA Franchise Directory (identifier S1072), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Mainstream Boutique — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Mainstream Boutique — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Mainstream Boutique — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Mainstream Boutique is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 9 SBA 7(a) deals since 2020
- $185K typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1072)
- Top lenders: The Huntington National Bank, BayFirst National Bank, Lincoln Savings Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Mainstream Boutique.