Medicap Pharmacy, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1099)

2 deals since 2020 · typical deal $1.5M

Deals since 2020

$1.5M

Typical deal

Deals since FY2025

—

Too few deals to score risk

Medicap Pharmacy has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Medicap Pharmacy

Most Medicap Pharmacy deals financed between $673K and $1.50M. Above $1.50M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$1.50M

Monthly payment (10-yr): $19,616
Down payment (10%): $167K
Cash to close (all-in): $229K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$229K)

Experience

Recent financings

Garden Valley Market in Garden Valley, ID — $673K (2026) · Lexicon Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$505K (75%)
Approval → funding
11 days
Approved
12/19/2025
First disbursed
12/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
17
Business age
New Business or 2 years or less
Industry
Supermarkets and Other Grocery Retailers (except Convenience
Funded by Lexicon Bank · Lender record →
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Starrett Pharmacy, LLC in Royston, GA — $1.5M (2020) · purchase · First Financial Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
80 days
Approved
6/12/2020
First disbursed
8/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Pharmacies and Drug Stores
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$167K
Est. cash at closing
$229K
Monthly payment
$15,910
Annual debt service
$191K
Cash flow needed (1.25×)
$239K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Financial Bank · Lender record →
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Who funds Medicap Pharmacy — and where

Every dot is a financed Medicap Pharmacy — 2 mapped.

Financed Medicap Pharmacy locations — list all 2 as text

Garden Valley Market — Garden Valley · $673K · FY2026 · Supermarkets and Other Grocery Retailers (except Convenience
Starrett Pharmacy, LLC — Royston · $1.5M · FY2020 · Pharmacies and Drug Stores

Top lenders for this brand

Most active states

1.Idaho (1 loans)
2.Georgia (1 loans)

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Insider move

Start with the lenders above — a bank that's funded Medicap Pharmacy 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Medicap Pharmacy lending specialist.

Common questions

How much does a Medicap Pharmacy cost to buy or open?

The typical deal for Medicap Pharmacy is $1.5M across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $165K of buyer cash on a typical deal.

How risky is Medicap Pharmacy?

Medicap Pharmacy has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Medicap Pharmacy with an SBA loan?

Yes — Medicap Pharmacy has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Medicap Pharmacy franchise

Most Medicap Pharmacy buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Medicap Pharmacy deal financed for $1.5M, which points to about $165K of buyer cash on a typical purchase. Medicap Pharmacy is listed in the SBA Franchise Directory (identifier S1099), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Medicap Pharmacy — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Medicap Pharmacy — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Medicap Pharmacy — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Medicap Pharmacy is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

2 SBA 7(a) deals since 2020
$1.5M typical deal
1 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1099)
Top lenders: Lexicon Bank, First Financial Bank

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/medicap-pharmacy
API:: https://www.capbench.com/api/public/franchises/medicap-pharmacy
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Medicap Pharmacy.