Melty Way, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S7645)
10 deals since 2020 · typical deal $252K
10
Deals since 2020
$252K
Typical deal
4
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Melty Way
Most Melty Way deals financed between $30K and $302K. Above $302K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,507
- Down payment (10%)
- $28K
- Cash to close (all-in)
- $37K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$37K)
Experience
Recent financings
- TONYKITCHEN LLC in Sierra Vista, AZ — $260K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $195K (75%)
- Approved
- 3/20/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- CHEESE THE DAY, LLC in Mesa, AZ — $252K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $189K (75%)
- Approval → funding
- 73 days
- Approved
- 12/10/2024
- First disbursed
- 2/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- TONYKITCHEN LLC in Sierra Vista, AZ — $25K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 3/20/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- CHEESE THE DAY, LLC in Mesa, AZ — $25K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 198 days
- Approved
- 12/17/2024
- First disbursed
- 7/3/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Riva Food, Corp in Dedham, MA — $500K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 129 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 13 days
- Approved
- 4/4/2024
- First disbursed
- 4/17/2024
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- L.R. Rod Enterprises Incorporated in Virginia Beach, VA — $302K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $226K (75%)
- Approval → funding
- 6 days
- Approved
- 8/28/2024
- First disbursed
- 9/3/2024
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Riva Food, Corp in Dedham, MA — $70K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $35K (50%)
- Approval → funding
- 329 days
- Approved
- 4/4/2024
- First disbursed
- 2/27/2025
- Loan status
- Past due
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- L.R. Rod Enterprises Incorporated in Virginia Beach, VA — $30K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 13 days
- Approved
- 8/28/2024
- First disbursed
- 9/10/2024
- Loan status
- Delinquent
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Next Level Properties LLC in Sacramento, CA — $390K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $293K (75%)
- Approval → funding
- 7 days
- Approved
- 9/28/2023
- First disbursed
- 10/5/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 41
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Next Level Properties LLC in Sacramento, CA — $30K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 7 days
- Approved
- 9/28/2023
- First disbursed
- 10/5/2023
- Loan status
- Delinquent
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 41
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
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Who funds Melty Way — and where
Every dot is a financed Melty Way — 10 mapped.
Financed Melty Way locations — list all 10 as text
- TONYKITCHEN LLC — Sierra Vista · $260K · FY2025 · Limited-Service Restaurants
- TONYKITCHEN LLC — Sierra Vista · $25K · FY2025 · Limited-Service Restaurants
- Riva Food, Corp — Dedham · $70K · FY2024 · Limited-Service Restaurants
- Riva Food, Corp — Dedham · $500K · FY2024 · Limited-Service Restaurants
- L.R. Rod Enterprises Incorporated — Virginia Beach · $30K · FY2024 · Limited-Service Restaurants
- L.R. Rod Enterprises Incorporated — Virginia Beach · $302K · FY2024 · Limited-Service Restaurants
- Next Level Properties LLC — Sacramento · $390K · FY2023 · Full-Service Restaurants
- Next Level Properties LLC — Sacramento · $30K · FY2023 · Full-Service Restaurants
- CHEESE THE DAY, LLC — Mesa · $252K · FY2025 · Full-Service Restaurants
- CHEESE THE DAY, LLC — Mesa · $25K · FY2025 · Full-Service Restaurants
Top lenders for this brand
Most active states
- 1.Arizona (4 loans)
- 2.Massachusetts (2 loans)
- 3.Virginia (2 loans)
- 4.California (2 loans)
Represent Melty Way?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Melty Way cost to buy or open?
The typical deal for Melty Way is $252K across 10 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $28K of buyer cash on a typical deal.
How risky is Melty Way?
Melty Way has 10 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Melty Way with an SBA loan?
Yes — Melty Way has been SBA-financed 4 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Melty Way franchise
Most Melty Way buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Melty Way deal financed for $252K, which points to about $28K of buyer cash on a typical purchase. Melty Way is listed in the SBA Franchise Directory (identifier S7645), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Melty Way — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Melty Way — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Melty Way — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Melty Way is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 10 SBA 7(a) deals since 2020
- $252K typical deal
- 4 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S7645)
- Top lenders: The Huntington National Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Melty Way.