Mr. Pickle's Sandwich Shop, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1142)

6 deals since 2020 · typical deal $348K

Deals since 2020

$348K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Mr. Pickle's Sandwich Shop has 6 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Mr. Pickle's Sandwich Shop

Most Mr. Pickle's Sandwich Shop deals financed between $205K and $1.10M. Above $1.10M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$348K

Monthly payment (10-yr): $4,843
Down payment (10%): $39K
Cash to close (all-in): $52K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$52K)

Experience

Recent financings

Motherlode Hospitality LLC in Folsom, CA — $1.1M (2026) · purchase · Royal Business Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$825K (75%)
Approval → funding
9 days
Approved
12/1/2025
First disbursed
12/10/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
22
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$122K
Est. cash at closing
$168K
Monthly payment
$14,234
Annual debt service
$171K
Cash flow needed (1.25×)
$214K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Royal Business Bank · Lender record →
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Golden Roost LLC in Folsom, CA — $1.4M (2025) · purchase · Royal Business Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.0M (75%)
Approved
4/22/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
21
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$151K
Est. cash at closing
$207K
Monthly payment
$17,785
Annual debt service
$213K
Cash flow needed (1.25×)
$267K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Royal Business Bank · Lender record →
Your business? Claim this record · Request removal
LADHAR BML LLC in Concord, CA — $254K (2024) · purchase · Royal Business Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$191K (75%)
Approval → funding
26 days
Approved
3/15/2024
First disbursed
4/10/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$282K
Est. down payment (10%)
$28K
Est. cash at closing
$38K
Monthly payment
$3,463
Annual debt service
$42K
Cash flow needed (1.25×)
$52K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Royal Business Bank · Lender record →
Your business? Claim this record · Request removal
BML Ladhar LLC in Concord, CA — $348K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$261K (75%)
Approval → funding
5 days
Approved
6/23/2023
First disbursed
6/28/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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Mr. Pickles in Vacaville, CA — $205K (2023) · purchase · California Statewide Certified Development Corporation
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
10.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$154K (75%)
Approval → funding
17 days
Approved
12/2/2022
First disbursed
12/19/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$228K
Est. down payment (10%)
$23K
Est. cash at closing
$30K
Monthly payment
$2,738
Annual debt service
$33K
Cash flow needed (1.25×)
$41K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by California Statewide Certified Development Corporation
Your business? Claim this record · Request removal
BML Ladhar LLC in Concord, CA — $25K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
6/23/2023
Loan status
Committed
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
14
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

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Who funds Mr. Pickle's Sandwich Shop — and where

Every dot is a financed Mr. Pickle's Sandwich Shop — 6 mapped.

Financed Mr. Pickle's Sandwich Shop locations — list all 6 as text

Mr. Pickles — Vacaville · $205K · FY2023 · Limited-Service Restaurants
Motherlode Hospitality LLC — Folsom · $1.1M · FY2026 · Limited-Service Restaurants
Golden Roost LLC — Folsom · $1.4M · FY2025 · Limited-Service Restaurants
LADHAR BML LLC — Concord · $254K · FY2024 · Limited-Service Restaurants
BML Ladhar LLC — Concord · $25K · FY2023 · Full-Service Restaurants
BML Ladhar LLC — Concord · $348K · FY2023 · Full-Service Restaurants

Top lenders for this brand

1.Royal Business Bank(3)
2.The Huntington National Bank(2)
3.California Statewide Certified Development Corporation (1)

Most active states

1.California (6 loans)

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Insider move

Start with the lenders above — a bank that's funded Mr. Pickle's Sandwich Shop 3 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Mr. Pickle's Sandwich Shop lending specialist.

Common questions

How much does a Mr. Pickle's Sandwich Shop cost to buy or open?

The typical deal for Mr. Pickle's Sandwich Shop is $348K across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $38K of buyer cash on a typical deal.

How risky is Mr. Pickle's Sandwich Shop?

Mr. Pickle's Sandwich Shop has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Mr. Pickle's Sandwich Shop with an SBA loan?

Yes — Mr. Pickle's Sandwich Shop has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Mr. Pickle's Sandwich Shop franchise

Most Mr. Pickle's Sandwich Shop buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Mr. Pickle's Sandwich Shop deal financed for $348K, which points to about $38K of buyer cash on a typical purchase. Mr. Pickle's Sandwich Shop is listed in the SBA Franchise Directory (identifier S1142), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Mr. Pickle's Sandwich Shop — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Mr. Pickle's Sandwich Shop — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Mr. Pickle's Sandwich Shop — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Mr. Pickle's Sandwich Shop is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

6 SBA 7(a) deals since 2020
$348K typical deal
2 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1142)
Top lenders: Royal Business Bank, The Huntington National Bank, California Statewide Certified Development Corporation

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/mr-pickle-s-sandwich-shop
API:: https://www.capbench.com/api/public/franchises/mr-pickle-s-sandwich-shop
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Mr. Pickle's Sandwich Shop.