Music Go Round, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1154)
8 deals since 2020 · typical deal $440K
8
Deals since 2020
$440K
Typical deal
6
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Music Go Round
Most Music Go Round deals financed between $350K and $850K. Above $850K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,754
- Down payment (10%)
- $49K
- Cash to close (all-in)
- $65K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$65K)
Experience
Recent financings
- Music Go Round in Natick, MA — $1.0M (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $753K (75%)
- Approved
- 1/27/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Used Merchandise Retailers
Funded by First Bank of the Lake · Lender record →
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- Music Go Round in Wilkes Barre Township, PA — $570K (2026) · purchase · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $428K (75%)
- Approval → funding
- 24 days
- Approved
- 11/25/2025
- First disbursed
- 12/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Musical Instrument and Supplies Retailers
If you were the buyer here
- Est. deal size
- $633K
- Est. down payment (10%)
- $63K
- Est. cash at closing
- $85K
- Monthly payment
- $7,454
- Annual debt service
- $89K
- Cash flow needed (1.25×)
- $112K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
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- Tunes Inc in Lincoln, NE — $440K (2026) · Cornhusker Bank
- Program
- 7a General
- Rate at approval
- 8% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $330K (75%)
- Approval → funding
- 1 days
- Approved
- 12/30/2025
- First disbursed
- 12/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- Musical Instrument and Supplies Retailers
Funded by Cornhusker Bank · Lender record →
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- Music Go Round in Greensboro, NC — $389K (2026) · First National Bank of Pennsylvania
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $292K (75%)
- Approval → funding
- 16 days
- Approved
- 12/22/2025
- First disbursed
- 1/7/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Musical Instrument and Supplies Retailers
Funded by First National Bank of Pennsylvania · Lender record →
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- Gibvater Gear, LLC in Wilmington, NC — $350K (2026) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.9% fixed
- Term
- 126 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 17 days
- Approved
- 2/8/2026
- First disbursed
- 2/25/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Used Merchandise Retailers
Funded by Wells Fargo Bank National Association · Lender record →
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- Headstock Ventures Corp. in North Olmsted, OH — $50K (2025) · Northwest Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 8/18/2025
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Musical Instrument and Supplies Retailers
Funded by Northwest Bank · Lender record →
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- JKA Enterprises, LLC in Littleton, CO — $850K (2020) · purchase · PNC Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.2% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $638K (75%)
- Approval → funding
- 38 days
- Approved
- 7/24/2020
- First disbursed
- 8/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Musical Instrument and Supplies Stores
If you were the buyer here
- Est. deal size
- $944K
- Est. down payment (10%)
- $94K
- Est. cash at closing
- $130K
- Monthly payment
- $8,687
- Annual debt service
- $104K
- Cash flow needed (1.25×)
- $130K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PNC Bank, National Association · Lender record →
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- Klein Music Incorpoated in Ann Arbor, MI — $15K (2020) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $8K (50%)
- Approval → funding
- 25 days
- Approved
- 6/5/2020
- First disbursed
- 6/30/2020
- Loan status
- Paid in full (12/31/2023)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Musical Instrument and Supplies Stores
Funded by The Huntington National Bank · Lender record →
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Who funds Music Go Round — and where
Every dot is a financed Music Go Round — 8 mapped.
Financed Music Go Round locations — list all 8 as text
- Headstock Ventures Corp. — North Olmsted · $50K · FY2025 · Musical Instrument and Supplies Retailers
- Music Go Round — Wilkes Barre Township · $570K · FY2026 · Musical Instrument and Supplies Retailers
- Music Go Round — Greensboro · $389K · FY2026 · Musical Instrument and Supplies Retailers
- Tunes Inc — Lincoln · $440K · FY2026 · Musical Instrument and Supplies Retailers
- Music Go Round — Natick · $1.0M · FY2026 · Used Merchandise Retailers
- Gibvater Gear, LLC — Wilmington · $350K · FY2026 · Used Merchandise Retailers
- Klein Music Incorpoated — Ann Arbor · $15K · FY2020 · Musical Instrument and Supplies Stores
- JKA Enterprises, LLC — Littleton · $850K · FY2020 · Musical Instrument and Supplies Stores
Top lenders for this brand
Most active states
- 1.North Carolina (2 loans)
- 2.Ohio (1 loans)
- 3.Pennsylvania (1 loans)
- 4.Nebraska (1 loans)
- 5.Massachusetts (1 loans)
- 6.Michigan (1 loans)
- 7.Colorado (1 loans)
Represent Music Go Round?
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Common questions
How much does a Music Go Round cost to buy or open?
The typical deal for Music Go Round is $440K across 8 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $48K of buyer cash on a typical deal.
How risky is Music Go Round?
Music Go Round has 8 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Music Go Round with an SBA loan?
Yes — Music Go Round has been SBA-financed 6 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Music Go Round franchise
Most Music Go Round buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Music Go Round deal financed for $440K, which points to about $48K of buyer cash on a typical purchase. Music Go Round is listed in the SBA Franchise Directory (identifier S1154), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Music Go Round — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Music Go Round — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Music Go Round — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Music Go Round is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 8 SBA 7(a) deals since 2020
- $440K typical deal
- 6 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1154)
- Top lenders: Northwest Bank, First Internet Bank of Indiana, First National Bank of Pennsylvania
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Music Go Round.