N-Hance, by the numbers
N-Hance appears in 16 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2220)
16 deals since 2020 · typical deal $150K
16
Deals since 2020
$150K
Typical deal
4
Deals since FY2025
—
Too few deals to score risk
What buyers pay for N-Hance
Most N-Hance deals financed between $100K and $336K. Above $336K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,218
- Down payment (10%)
- $17K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- MCHAPPY L.L.C. dba N-HANCE OF WASHTENAW COUNTY dba N-HANCE OF ANN ARBOR in Kalamazoo, MI — $200K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 31 days
- Approved
- 1/27/2026
- First disbursed
- 2/27/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Building Finishing Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
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- N-HANCE of Brevard in Melbourne, FL — $1.6M (2025) · purchase · BankUnited, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 6 days
- Approved
- 9/2/2025
- First disbursed
- 9/8/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Residential Remodelers
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $174K
- Est. cash at closing
- $239K
- Monthly payment
- $18,589
- Annual debt service
- $223K
- Cash flow needed (1.25×)
- $279K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BankUnited, National Association · Lender record →
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- Crafted Edge Corporation in Rochester Hills, MI — $168K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $126K (75%)
- Approval → funding
- 38 days
- Approved
- 11/5/2024
- First disbursed
- 12/13/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Wood Preservation
Funded by The Huntington National Bank · Lender record →
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- Crafted Edge Corporation in Rochester Hills, MI — $30K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approved
- 11/5/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Wood Preservation
Funded by The Huntington National Bank · Lender record →
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- TIERRA VERDE VENTURES LLC in Jacksonville Beach, FL — $640K (2024) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $480K (75%)
- Approval → funding
- 11 days
- Approved
- 5/20/2024
- First disbursed
- 5/31/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- Finish Carpentry Contractors
Funded by Byline Bank · Lender record →
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- Three Rivers Wood Renewal, LLC in Pittsburgh, PA — $25K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 8/9/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Other Personal and Household Goods Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
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- Snapp Dragon LLC in Arvada, CO — $336K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $252K (75%)
- Approval → funding
- 1 days
- Approved
- 10/19/2022
- First disbursed
- 10/20/2022
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal and Household Goods Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
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- NHANCE OF TULSA in Bixby, OK — $105K (2023) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $89K (85%)
- Approval → funding
- 28 days
- Approved
- 6/13/2023
- First disbursed
- 7/11/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Reupholstery and Furniture Repair
Funded by Readycap Lending, LLC · Lender record →
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- Snapp Dragon LLC in Arvada, CO — $50K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 19 days
- Approved
- 10/19/2022
- First disbursed
- 11/7/2022
- Loan status
- Delinquent
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal and Household Goods Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Labrador Enterprises, LLC in Boise, ID — $667K (2021) · purchase · America First FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $601K (90%)
- Approval → funding
- 40 days
- Approved
- 7/30/2021
- First disbursed
- 9/8/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Finish Carpentry Contractors
If you were the buyer here
- Est. deal size
- $741K
- Est. down payment (10%)
- $74K
- Est. cash at closing
- $99K
- Monthly payment
- $7,325
- Annual debt service
- $88K
- Cash flow needed (1.25×)
- $110K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by America First FCU
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Who funds N-Hance — and where
Every dot is a financed N-Hance — 16 mapped.
Financed N-Hance locations — list all 16 as text
- NORTHERN MA HOME SERVICES LLC — Malden · $100K · FY2021 · Wood Preservation
- Snapp Dragon LLC — Arvada · $336K · FY2023 · Other Personal and Household Goods Repair and Maintenance
- Snapp Dragon LLC — Arvada · $50K · FY2023 · Other Personal and Household Goods Repair and Maintenance
- TIERRA VERDE VENTURES LLC — Jacksonville Beach · $640K · FY2024 · Finish Carpentry Contractors
- Three Rivers Wood Renewal, LLC — Pittsburgh · $25K · FY2024 · Other Personal and Household Goods Repair and Maintenance
- N-HANCE of Brevard — Melbourne · $1.6M · FY2025 · Residential Remodelers
- MCHAPPY L.L.C. dba N-HANCE OF WASHTENAW COUNTY dba N-HANCE OF ANN ARBOR — Kalamazoo · $200K · FY2026 · Other Building Finishing Contractors
- MAC 1 VENTURES, INC. dba N-Hance of Orange and Alamance Counties — Efland · $150K · FY2020 · Wood Preservation
- JESSE KLEIN ENTERPRISES LLC — Ellsworth · $150K · FY2020 · Wood Preservation
- Crafted Edge Corporation — Rochester Hills · $30K · FY2025 · Wood Preservation
- Crafted Edge Corporation — Rochester Hills · $168K · FY2025 · Wood Preservation
- NHANCE OF TULSA — Bixby · $105K · FY2023 · Reupholstery and Furniture Repair
- The Frazier Group, LLP dba N-Hance of Chattanooga — Dayton · $125K · FY2020 · Wood Preservation
- Forest Hawk Holdings, Inc. — Fairfax · $30K · FY2020 · Finish Carpentry Contractors
- NHANCE OF PARK CITIES LLC — Dallas · $150K · FY2021 · Wood Preservation
- Labrador Enterprises, LLC — Boise · $667K · FY2021 · Finish Carpentry Contractors
Top lenders for this brand
Most active states
- 1.Michigan (3 loans)N-Hance lenders in Michigan->
- 2.Colorado (2 loans)N-Hance lenders in Colorado->
- 3.Florida (2 loans)N-Hance lenders in Florida->
- 4.Massachusetts (1 loans)N-Hance lenders in Massachusetts->
- 5.Pennsylvania (1 loans)N-Hance lenders in Pennsylvania->
- 6.North Carolina (1 loans)N-Hance lenders in North Carolina->
- 7.Iowa (1 loans)N-Hance lenders in Iowa->
- 8.Oklahoma (1 loans)N-Hance lenders in Oklahoma->
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Common questions
How much does a N-Hance cost to buy or open?
The typical deal for N-Hance is $150K across 16 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.
How risky is N-Hance?
N-Hance has 16 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a N-Hance with an SBA loan?
Yes — N-Hance has been SBA-financed 4 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a N-Hance franchise
Most N-Hance buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical N-Hance deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. N-Hance is listed in the SBA Franchise Directory (identifier S2220), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund N-Hance — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for N-Hance — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for N-Hance — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. N-Hance is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 16 SBA 7(a) deals since 2020
- $150K typical deal
- 4 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2220)
- Top lenders: United Midwest Savings Bank National Association, The Huntington National Bank, Byline Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with N-Hance.