New Auto One, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S4953)
3 deals since 2020 · typical deal $50K
3
Deals since 2020
$50K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for New Auto One
Most New Auto One deals financed between $25K and $268K. Above $268K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $754
- Down payment (10%)
- $6K
- Cash to close (all-in)
- $7K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$7K)
Experience
Recent financings
- Pro Auto Services L.L.C. in Garden City, MI — $50K (2022) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 13 days
- Approved
- 3/24/2022
- First disbursed
- 4/6/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- General Automotive Repair
Funded by The Huntington National Bank · Lender record →
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- Auto-America inc. in Lincoln Park, MI — $268K (2020) · purchase · Flagstar Bank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.5% variable
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $134K (50%)
- Approval → funding
- 154 days
- Approved
- 3/19/2020
- First disbursed
- 8/20/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Automotive Glass Replacement Shops
If you were the buyer here
- Est. deal size
- $298K
- Est. down payment (10%)
- $30K
- Est. cash at closing
- $40K
- Monthly payment
- $1,845
- Annual debt service
- $22K
- Cash flow needed (1.25×)
- $28K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Flagstar Bank National Association
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- Auto-America inc. in Lincoln Park, MI — $25K (2020) · purchase · Flagstar Bank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.75% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 154 days
- Approved
- 3/19/2020
- First disbursed
- 8/20/2020
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Automotive Parts and Accessories Stores
If you were the buyer here
- Est. deal size
- $28K
- Est. down payment (10%)
- $3K
- Est. cash at closing
- $4K
- Monthly payment
- $387
- Annual debt service
- $5K
- Cash flow needed (1.25×)
- $6K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Flagstar Bank National Association
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Who funds New Auto One — and where
Every dot is a financed New Auto One — 3 mapped.
Financed New Auto One locations — list all 3 as text
- Auto-America inc. — Lincoln Park · $25K · FY2020 · Automotive Parts and Accessories Stores
- Auto-America inc. — Lincoln Park · $268K · FY2020 · Automotive Glass Replacement Shops
- Pro Auto Services L.L.C. — Garden City · $50K · FY2022 · General Automotive Repair
Top lenders for this brand
- 1.Flagstar Bank National Association (2)
2.The Huntington National Bank(1)
Most active states
- 1.Michigan (3 loans)
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Common questions
How much does a New Auto One cost to buy or open?
The typical deal for New Auto One is $50K across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $6K of buyer cash on a typical deal.
How risky is New Auto One?
New Auto One has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a New Auto One with an SBA loan?
Yes — New Auto One has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a New Auto One franchise
Most New Auto One buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical New Auto One deal financed for $50K, which points to about $6K of buyer cash on a typical purchase. New Auto One is listed in the SBA Franchise Directory (identifier S4953), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund New Auto One — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for New Auto One — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for New Auto One — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. New Auto One is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 3 SBA 7(a) deals since 2020
- $50K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S4953)
- Top lenders: Flagstar Bank National Association, The Huntington National Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with New Auto One.