Next Day Access, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2421)
18 deals since 2020 · typical deal $216K
18
Deals since 2020
$216K
Typical deal
11
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Next Day Access
Most Next Day Access deals financed between $50K and $305K. Above $305K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,193
- Down payment (10%)
- $24K
- Cash to close (all-in)
- $32K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$32K)
Experience
Recent financings
- 1-Iron Holdings LLC in Franklin, OH — $1.1M (2026) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.15% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $812K (75%)
- Approval → funding
- 24 days
- Approved
- 11/18/2025
- First disbursed
- 12/12/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Surgical and Medical Instrument Manufacturing
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $120K
- Est. cash at closing
- $165K
- Monthly payment
- $8,463
- Annual debt service
- $102K
- Cash flow needed (1.25×)
- $127K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- 4CORECOLUTIONS LLC in Farmington, NY — $350K (2026) · Manufacturers and Traders Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 45 days
- Approved
- 12/9/2025
- First disbursed
- 1/23/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Specialty Trade Contractors
Funded by Manufacturers and Traders Trust Company · Lender record →
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- Novum Sanguinem, Inc. in Portland, OR — $305K (2026) · First Commonwealth Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $229K (75%)
- Approval → funding
- 28 days
- Approved
- 1/15/2026
- First disbursed
- 2/12/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Medical, Dental, and Hospital Equipment and Supplies Merchan
Funded by First Commonwealth Bank · Lender record →
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- Momentum Mobility Solutions LLC in Franklin, OH — $50K (2026) · purchase · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 11/19/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Surgical and Medical Instrument Manufacturing
If you were the buyer here
- Est. deal size
- $56K
- Est. down payment (10%)
- $6K
- Est. cash at closing
- $7K
- Monthly payment
- $627
- Annual debt service
- $8K
- Cash flow needed (1.25×)
- $9K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- 4CORECOLUTIONS LLC in Farmington, NY — $25K (2026) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 12/9/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Specialty Trade Contractors
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
- Lord & Golden Inc. in San Diego, CA — $500K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 15 days
- Approved
- 11/20/2024
- First disbursed
- 12/5/2024
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Home Health Equipment Rental
Funded by The Huntington National Bank · Lender record →
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- HOUSTON ACCESSIBILITY & MOBILITY SOLUTIONS LLC in Houston, TX — $401K (2025) · Leader Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $301K (75%)
- Approval → funding
- 28 days
- Approved
- 6/17/2025
- First disbursed
- 7/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Services for the Elderly and Persons with Disabilities
Funded by Leader Bank, National Association · Lender record →
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- NolanWorks LLC in Lake Bluff, IL — $284K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $213K (75%)
- Approval → funding
- 7 days
- Approved
- 1/10/2025
- First disbursed
- 1/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Home Health Equipment Rental
Funded by The Huntington National Bank · Lender record →
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- Next Day Access Central Maryland in Sykesville, MD — $240K (2025) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $180K (75%)
- Approval → funding
- 35 days
- Approved
- 3/18/2025
- First disbursed
- 4/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Surgical and Medical Instrument Manufacturing
Funded by Readycap Lending, LLC · Lender record →
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- Lord & Golden Inc. in San Diego, CA — $60K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $30K (50%)
- Approval → funding
- 161 days
- Approved
- 11/20/2024
- First disbursed
- 4/30/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Home Health Equipment Rental
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
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Who funds Next Day Access — and where
Every dot is a financed Next Day Access — 18 mapped.
Financed Next Day Access locations — list all 18 as text
- Stay in Your Home Houston, Inc. — Spring · $150K · FY2021 · Services for the Elderly and Persons with Disabilities
- 1-Iron Holdings LLC — Franklin · $1.1M · FY2026 · Surgical and Medical Instrument Manufacturing
- Momentum Mobility Solutions LLC — Franklin · $50K · FY2026 · Surgical and Medical Instrument Manufacturing
- 4CORECOLUTIONS LLC — Farmington · $25K · FY2026 · All Other Specialty Trade Contractors
- 4CORECOLUTIONS LLC — Farmington · $350K · FY2026 · All Other Specialty Trade Contractors
- Novum Sanguinem, Inc. — Portland · $305K · FY2026 · Medical, Dental, and Hospital Equipment and Supplies Merchan
- Next Day Access Central Maryland — Sykesville · $240K · FY2025 · Surgical and Medical Instrument Manufacturing
- HOUSTON ACCESSIBILITY & MOBILITY SOLUTIONS LLC — Houston · $401K · FY2025 · Services for the Elderly and Persons with Disabilities
- HOME BOUND SOLUTIONS LLC — Norman · $135K · FY2023 · All Other Health and Personal Care Retailers
- Lord & Golden Inc. — San Diego · $60K · FY2025 · Home Health Equipment Rental
- Lord & Golden Inc. — San Diego · $500K · FY2025 · Home Health Equipment Rental
- STELLAR ACCESSIBILITY INC — Tampa · $30K · FY2023 · All Other Personal Services
- Stellar Accessibility, Inc. — Tampa · $30K · FY2023 · All Other Personal Services
- Indy Accessibility LLC — Indianapolis · $247K · FY2023 · Services for the Elderly and Persons with Disabilities
- Stellar Accessibility, Inc. — Tampa · $216K · FY2023 · All Other Personal Services
- NolanWorks LLC — Lake Bluff · $284K · FY2025 · Home Health Equipment Rental
- NolanWorks LLC — Lake Bluff · $50K · FY2025 · Home Health Equipment Rental
- Red Sherpa LLC — Black Mountain · $150K · FY2022 · All Other Health and Personal Care Stores
Top lenders for this brand
Most active states
- 1.Florida (3 loans)
- 2.Texas (2 loans)
- 3.Ohio (2 loans)
- 4.New York (2 loans)
- 5.California (2 loans)
- 6.Illinois (2 loans)
- 7.Oregon (1 loans)
- 8.Maryland (1 loans)
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Common questions
How much does a Next Day Access cost to buy or open?
The typical deal for Next Day Access is $216K across 18 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $24K of buyer cash on a typical deal.
How risky is Next Day Access?
Next Day Access has 18 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Next Day Access with an SBA loan?
Yes — Next Day Access has been SBA-financed 11 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Next Day Access franchise
Most Next Day Access buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Next Day Access deal financed for $216K, which points to about $24K of buyer cash on a typical purchase. Next Day Access is listed in the SBA Franchise Directory (identifier S2421), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Next Day Access — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Next Day Access — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Next Day Access — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Next Day Access is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 18 SBA 7(a) deals since 2020
- $216K typical deal
- 11 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2421)
- Top lenders: The Huntington National Bank, United Midwest Savings Bank National Association, Manufacturers and Traders Trust Company
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Next Day Access.