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Ninja Nation, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S4531)

8 deals since 2020 · typical deal $1.2M

8

Deals since 2020

$1.2M

Typical deal

1

Deals since FY2025

—

Too few deals to score risk

Ninja Nation has 8 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Ninja Nation

Most Ninja Nation deals financed between $300K and $1.50M. Above $1.50M, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$16,085
Down payment (10%)
$137K
Cash to close (all-in)
$187K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$187K)

Experience

Recent financings

  • Ninja Nation Mahoning Valley, LLC in Youngstown, OH — $1.2M (2025) · First Commonwealth Bank
  • Ninja Nation Sonora Village in Scottsdale, AZ — $1.5M (2024) · First Bank of the Lake
  • SEA Change Enterprises Inc. in Spokane, WA — $1.2M (2024) · Merchants Bank of Indiana
  • SEA Change Enterprises Inc. in Spokane, WA — $300K (2024) · Merchants Bank of Indiana
  • Ninja Nation Sonora Village in Scottsdale, AZ — $50K (2024) · First Bank of the Lake
  • Chain and Sickle I LLC in Glendale, AZ — $2.0M (2023) · First Bank of the Lake
  • Chain and Sickle I LLC in Glendale, AZ — $25K (2023) · First Bank of the Lake
  • NINJA NATION CHARLOTTE LLC in Huntersville, NC — $1.2M (2021) · SouthState Bank, National Association

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Ninja Nation brand mark

Who funds Ninja Nation — and where

Every dot is a financed Ninja Nation — 8 mapped.

Financed Ninja Nation locations — list all 8 as text

Top lenders for this brand

  1. 1.First Bank of the Lake(4)
  2. 2.Merchants Bank of Indiana(2)
  3. 3.SouthState Bank, National Association(1)
  4. 4.First Commonwealth Bank (1)

Most active states

  1. 1.Arizona (4 loans)
  2. 2.Washington (2 loans)
  3. 3.North Carolina (1 loans)
  4. 4.Ohio (1 loans)

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Common questions

How much does a Ninja Nation cost to buy or open?

The typical deal for Ninja Nation is $1.2M across 8 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $135K of buyer cash on a typical deal.

How risky is Ninja Nation?

Ninja Nation has 8 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Ninja Nation with an SBA loan?

Yes — Ninja Nation has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Ninja Nation franchise

Most Ninja Nation buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Ninja Nation deal financed for $1.2M, which points to about $135K of buyer cash on a typical purchase. Ninja Nation is listed in the SBA Franchise Directory (identifier S4531), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Ninja Nation — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Ninja Nation — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Ninja Nation — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Ninja Nation is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 8 SBA 7(a) deals since 2020
  • $1.2M typical deal
  • 1 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S4531)
  • Top lenders: First Bank of the Lake, Merchants Bank of Indiana, SouthState Bank, National Association

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/ninja-nation
API:
https://www.capbench.com/api/public/franchises/ninja-nation
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Ninja Nation.

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