No-H2O, by the numbers
No-H2O appears in 7 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S3595)
7 deals since 2020 · typical deal $150K
7
Deals since 2020
$150K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for No-H2O
Most No-H2O deals financed between $25K and $263K. Above $263K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,218
- Down payment (10%)
- $17K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- APRN Investments LLC in Suwanee, GA — $302K (2023) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $227K (75%)
- Approval → funding
- 2 days
- Approved
- 11/21/2022
- First disbursed
- 11/23/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Car Washes
Funded by First Bank of the Lake · Lender record →
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- DFC LLC in Carmel, IN — $51K (2023) · Stock Yards Bank & Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.5% variable
- Term
- 83 months
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 37 days
- Approved
- 2/22/2023
- First disbursed
- 3/31/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Car Washes
Funded by Stock Yards Bank & Trust Company · Lender record →
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- SELDIN HOLDINGS INC in Pittsburgh, PA — $20K (2023) · PNC Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 13.15% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $10K (50%)
- Approval → funding
- 7 days
- Approved
- 3/28/2023
- First disbursed
- 4/4/2023
- Loan status
- In liquidation
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Car Washes
Funded by PNC Bank, National Association · Lender record →
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- Hoelting Investments LLC in Park Ridge, IL — $263K (2022) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $197K (75%)
- Approved
- 6/16/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Car Washes
Funded by The Huntington National Bank · Lender record →
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- Hoelting Investments LLC in Park Ridge, IL — $263K (2022) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $197K (75%)
- Approval → funding
- 1 days
- Approved
- 6/16/2022
- First disbursed
- 6/17/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Car Washes
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- AMETHYST AUTO CARE INC. in Scottsdale, AZ — $150K (2022) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approved
- 6/7/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Car Washes
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Hoelting Investments LLC in Park Ridge, IL — $25K (2022) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 6/16/2022
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Car Washes
Funded by The Huntington National Bank · Lender record →
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Who funds No-H2O — and where
Every dot is a financed No-H2O — 7 mapped.
Financed No-H2O locations — list all 7 as text
- APRN Investments LLC — Suwanee · $302K · FY2023 · Car Washes
- DFC LLC — Carmel · $51K · FY2023 · Car Washes
- AMETHYST AUTO CARE INC. — Scottsdale · $150K · FY2022 · Car Washes
- Hoelting Investments LLC — Park Ridge · $263K · FY2022 · Car Washes
- Hoelting Investments LLC — Park Ridge · $25K · FY2022 · Car Washes
- Hoelting Investments LLC — Park Ridge · $263K · FY2022 · Car Washes
- SELDIN HOLDINGS INC — Pittsburgh · $20K · FY2023 · Car Washes
Top lenders for this brand
Most active states
- 1.Illinois (3 loans)No-H2O lenders in Illinois->
- 2.Georgia (1 loans)No-H2O lenders in Georgia->
- 3.Indiana (1 loans)No-H2O lenders in Indiana->
- 4.Arizona (1 loans)No-H2O lenders in Arizona->
- 5.Pennsylvania (1 loans)No-H2O lenders in Pennsylvania->
Represent No-H2O?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a No-H2O cost to buy or open?
The typical deal for No-H2O is $150K across 7 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.
How risky is No-H2O?
No-H2O has 7 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a No-H2O with an SBA loan?
Yes — No-H2O has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a No-H2O franchise
Most No-H2O buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical No-H2O deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. No-H2O is listed in the SBA Franchise Directory (identifier S3595), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund No-H2O — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for No-H2O — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for No-H2O — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. No-H2O is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 7 SBA 7(a) deals since 2020
- $150K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S3595)
- Top lenders: The Huntington National Bank, First Bank of the Lake, Stock Yards Bank & Trust Company
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-27.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with No-H2O.