NTY Clothing Exchange, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1172)
1 deals since 2020 · typical deal $405K
1
Deals since 2020
$405K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for NTY Clothing Exchange
Most NTY Clothing Exchange deals financed between $405K and $405K. Above $405K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,296
- Down payment (10%)
- $45K
- Cash to close (all-in)
- $60K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$60K)
Experience
Recent financings
- PLATO'S CLOSET in Sterling, VA — $405K (2023) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $304K (75%)
- Approval → funding
- 49 days
- Approved
- 3/10/2023
- First disbursed
- 4/28/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 23
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by Newtek Bank, National Association · Lender record →
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Who funds NTY Clothing Exchange — and where
Every dot is a financed NTY Clothing Exchange — 1 mapped.
Financed NTY Clothing Exchange locations — list all 1 as text
- PLATO'S CLOSET — Sterling · $405K · FY2023 · Clothing and Clothing Accessories Retailers
Top lenders for this brand
Most active states
- 1.Virginia (1 loans)
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Common questions
How much does a NTY Clothing Exchange cost to buy or open?
The typical deal for NTY Clothing Exchange is $405K across 1 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $45K of buyer cash on a typical deal.
How risky is NTY Clothing Exchange?
NTY Clothing Exchange has 1 SBA loan on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a NTY Clothing Exchange with an SBA loan?
Yes — NTY Clothing Exchange has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a NTY Clothing Exchange franchise
Most NTY Clothing Exchange buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical NTY Clothing Exchange deal financed for $405K, which points to about $45K of buyer cash on a typical purchase. NTY Clothing Exchange is listed in the SBA Franchise Directory (identifier S1172), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund NTY Clothing Exchange — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for NTY Clothing Exchange — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for NTY Clothing Exchange — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. NTY Clothing Exchange is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 1 SBA 7(a) deal since 2020
- $405K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1172)
- Top lenders: Newtek Bank, National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with NTY Clothing Exchange.