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Otto Pizza, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

6 deals since 2020 · typical deal $270K

6

Deals since 2020

$270K

Typical deal

1

Deals since FY2025

—

Too few deals to score risk

Otto Pizza has 6 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Otto Pizza

Most Otto Pizza deals financed between $200K and $445K. Above $445K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$3,758
Down payment (10%)
$30K
Cash to close (all-in)
$40K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$40K)

Experience

Recent financings

  • Pizza Hounds LLC in Dover, NH — $466K (2025) · Kennebunk Savings Bank
  • GOLDEN CRUST LLC in Portland, ME — $200K (2024) · Bangor Savings Bank
  • PIZZA HOUNDS LLC in West Newbury, MA — $200K (2023) · Newburyport Five Cents Savings Bank
  • Pizza Hounds LLC in Exeter, NH — $270K (2022) · The Lowell Five Cent Savings Bank
  • Make Dough, LLC in Gorham, ME — $270K (2021) · Empeople Credit Union
  • Pizza Hounds LLC in Andover, MA — $445K (2020) · The Lowell Five Cent Savings Bank

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Otto Pizza brand mark

Who funds Otto Pizza — and where

Every dot is a financed Otto Pizza — 6 mapped.

Financed Otto Pizza locations — list all 6 as text

Top lenders for this brand

  1. 1.The Lowell Five Cent Savings Bank(2)
  2. 2.Empeople Credit Union (1)
  3. 3.Newburyport Five Cents Savings Bank(1)
  4. 4.Kennebunk Savings Bank(1)
  5. 5.Bangor Savings Bank(1)

Most active states

  1. 1.Maine (2 loans)
  2. 2.Massachusetts (2 loans)
  3. 3.New Hampshire (2 loans)

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Common questions

How much does a Otto Pizza cost to buy or open?

The typical deal for Otto Pizza is $270K across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $30K of buyer cash on a typical deal.

How risky is Otto Pizza?

Otto Pizza has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Otto Pizza with an SBA loan?

Yes — Otto Pizza has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Otto Pizza franchise

Most Otto Pizza buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Otto Pizza deal financed for $270K, which points to about $30K of buyer cash on a typical purchase. Confirm Otto Pizza's current SBA Franchise Directory listing with your lender before the LOI. See the lenders that already fund Otto Pizza — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Otto Pizza — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Otto Pizza — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Otto Pizza is not currently confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 6 SBA 7(a) deals since 2020
  • $270K typical deal
  • 1 deals since FY2025
  • Too few deals to score a reliable failure rate
  • Top lenders: The Lowell Five Cent Savings Bank, Empeople Credit Union, Newburyport Five Cents Savings Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/otto-pizza
API:
https://www.capbench.com/api/public/franchises/otto-pizza
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Otto Pizza.

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