PAPA GINO'S PIZZERIA/ PRONTO, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1234)

1 deals since 2020 · typical deal $432K

Deals since 2020

$432K

Typical deal

Deals since FY2025

—

Too few deals to score risk

PAPA GINO'S PIZZERIA/ PRONTO has 1 SBA deal on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for PAPA GINO'S PIZZERIA/ PRONTO

Most PAPA GINO'S PIZZERIA/ PRONTO deals financed between $432K and $432K. Above $432K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$432K

Monthly payment (10-yr): $5,653
Down payment (10%): $48K
Cash to close (all-in): $64K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$64K)

Experience

Recent financings

Millhouse Logistics, Inc. in Spirit Lake, IA — $432K (2021) · purchase · Northwest Bank
Program
Preferred Lenders Program
Rate at approval
4.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$389K (90%)
Approval → funding
4 days
Approved
4/12/2021
First disbursed
4/16/2021
Loan status
Paid in full (7/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
19
Business age
Change of Ownership
Industry
Couriers and Express Delivery Services
If you were the buyer here
Est. deal size
$480K
Est. down payment (10%)
$48K
Est. cash at closing
$64K
Monthly payment
$4,480
Annual debt service
$54K
Cash flow needed (1.25×)
$67K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Northwest Bank · Lender record →
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Who funds PAPA GINO'S PIZZERIA/ PRONTO — and where

Every dot is a financed PAPA GINO'S PIZZERIA/ PRONTO — 1 mapped.

Financed PAPA GINO'S PIZZERIA/ PRONTO locations — list all 1 as text

Millhouse Logistics, Inc. — Spirit Lake · $432K · FY2021 · Couriers and Express Delivery Services

Top lenders for this brand

1.Northwest Bank(1)

Most active states

1.Iowa (1 loans)

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Insider move

Start with the lenders above — a bank that's funded PAPA GINO'S PIZZERIA/ PRONTO 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable PAPA GINO'S PIZZERIA/ PRONTO lending specialist.

Common questions

How much does a PAPA GINO'S PIZZERIA/ PRONTO cost to buy or open?

The typical deal for PAPA GINO'S PIZZERIA/ PRONTO is $432K across 1 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $48K of buyer cash on a typical deal.

How risky is PAPA GINO'S PIZZERIA/ PRONTO?

PAPA GINO'S PIZZERIA/ PRONTO has 1 SBA loan on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a PAPA GINO'S PIZZERIA/ PRONTO with an SBA loan?

Yes — PAPA GINO'S PIZZERIA/ PRONTO has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a PAPA GINO'S PIZZERIA/ PRONTO franchise

Most PAPA GINO'S PIZZERIA/ PRONTO buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical PAPA GINO'S PIZZERIA/ PRONTO deal financed for $432K, which points to about $48K of buyer cash on a typical purchase. PAPA GINO'S PIZZERIA/ PRONTO is listed in the SBA Franchise Directory (identifier S1234), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund PAPA GINO'S PIZZERIA/ PRONTO — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for PAPA GINO'S PIZZERIA/ PRONTO — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for PAPA GINO'S PIZZERIA/ PRONTO — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. PAPA GINO'S PIZZERIA/ PRONTO is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

1 SBA 7(a) deal since 2020
$432K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1234)
Top lenders: Northwest Bank

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/papa-gino-s-pizzeria-pronto
API:: https://www.capbench.com/api/public/franchises/papa-gino-s-pizzeria-pronto
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with PAPA GINO'S PIZZERIA/ PRONTO.