Papa Ray's Pizza &Wings, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S3457)
1 deals since 2020 · typical deal $125K
1
Deals since 2020
$125K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Papa Ray's Pizza &Wings
Most Papa Ray's Pizza &Wings deals financed between $125K and $125K. Above $125K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $1,848
- Down payment (10%)
- $14K
- Cash to close (all-in)
- $18K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$18K)
Experience
Recent financings
- STSQ SERVICES, LLC in Indianapolis, IN — $125K (2023) · Citizens State Bank of New Castle
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11% variable
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $63K (50%)
- Approval → funding
- 6 days
- Approved
- 5/12/2023
- First disbursed
- 5/18/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Citizens State Bank of New Castle · Lender record →
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Who funds Papa Ray's Pizza &Wings — and where
Every dot is a financed Papa Ray's Pizza &Wings — 1 mapped.
Financed Papa Ray's Pizza &Wings locations — list all 1 as text
- STSQ SERVICES, LLC — Indianapolis · $125K · FY2023 · Full-Service Restaurants
Top lenders for this brand
Most active states
- 1.Indiana (1 loans)
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Common questions
How much does a Papa Ray's Pizza &Wings cost to buy or open?
The typical deal for Papa Ray's Pizza &Wings is $125K across 1 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $14K of buyer cash on a typical deal.
How risky is Papa Ray's Pizza &Wings?
Papa Ray's Pizza &Wings has 1 SBA loan on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Papa Ray's Pizza &Wings with an SBA loan?
Yes — Papa Ray's Pizza &Wings has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Papa Ray's Pizza &Wings franchise
Most Papa Ray's Pizza &Wings buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Papa Ray's Pizza &Wings deal financed for $125K, which points to about $14K of buyer cash on a typical purchase. Papa Ray's Pizza &Wings is listed in the SBA Franchise Directory (identifier S3457), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Papa Ray's Pizza &Wings — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Papa Ray's Pizza &Wings — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Papa Ray's Pizza &Wings — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Papa Ray's Pizza &Wings is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 1 SBA 7(a) deal since 2020
- $125K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S3457)
- Top lenders: Citizens State Bank of New Castle
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Papa Ray's Pizza &Wings.