Pelican's SnoBalls, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2044)

4 deals since 2020 · typical deal $309K

Deals since 2020

$309K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Pelican's SnoBalls has 4 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Pelican's SnoBalls

Most Pelican's SnoBalls deals financed between $128K and $424K. Above $424K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$309K

Monthly payment (10-yr): $4,300
Down payment (10%): $34K
Cash to close (all-in): $46K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$46K)

Experience

Recent financings

Bryan Keller and Barbara Keller in Columbia, SC — $309K (2022) · Banc of California
Program
Preferred Lenders Program
Rate at approval
4.99% variable
Term
300 mo (25 yrs)
SBA guaranteed
$232K (75%)
Approval → funding
1 days
Approved
3/31/2022
First disbursed
4/1/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Individual
Jobs supported
30
Business age
Existing or more than 2 years old
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Banc of California · Lender record →
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ERF Group LLC in Mentor On The Lake, OH — $128K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
240 mo (20 yrs)
SBA guaranteed
$96K (75%)
Approval → funding
18 days
Approved
10/13/2021
First disbursed
10/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
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JoCole LLC in Ship Bottom, NJ — $424K (2021) · Harvest Small Business Finance, LLC
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$382K (90%)
Approved
8/27/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Existing or more than 2 years old
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Harvest Small Business Finance, LLC · Lender record →
Your business? Claim this record · Request removal
West Coast Snow.LLC in Reedley, CA — $69K (2020) · purchase · Community West Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
126 months
SBA guaranteed
$59K (85%)
Approved
11/18/2019
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
32
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$77K
Est. down payment (10%)
$8K
Est. cash at closing
$10K
Monthly payment
$735
Annual debt service
$9K
Cash flow needed (1.25×)
$11K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community West Bank · Lender record →
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Who funds Pelican's SnoBalls — and where

Every dot is a financed Pelican's SnoBalls — 4 mapped.

Financed Pelican's SnoBalls locations — list all 4 as text

West Coast Snow.LLC — Reedley · $69K · FY2020 · Snack and Nonalcoholic Beverage Bars
ERF Group LLC — Mentor On The Lake · $128K · FY2022 · Snack and Nonalcoholic Beverage Bars
Bryan Keller and Barbara Keller — Columbia · $309K · FY2022 · Snack and Nonalcoholic Beverage Bars
JoCole LLC — Ship Bottom · $424K · FY2021 · Snack and Nonalcoholic Beverage Bars

Top lenders for this brand

Most active states

1.California (1 loans)
2.Ohio (1 loans)
3.South Carolina (1 loans)
4.New Jersey (1 loans)

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Insider move

Start with the lenders above — a bank that's funded Pelican's SnoBalls 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Pelican's SnoBalls lending specialist.

Common questions

How much does a Pelican's SnoBalls cost to buy or open?

The typical deal for Pelican's SnoBalls is $309K across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $34K of buyer cash on a typical deal.

How risky is Pelican's SnoBalls?

Pelican's SnoBalls has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Pelican's SnoBalls with an SBA loan?

Yes — Pelican's SnoBalls has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Pelican's SnoBalls franchise

Most Pelican's SnoBalls buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Pelican's SnoBalls deal financed for $309K, which points to about $34K of buyer cash on a typical purchase. Pelican's SnoBalls is listed in the SBA Franchise Directory (identifier S2044), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Pelican's SnoBalls — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Pelican's SnoBalls — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Pelican's SnoBalls — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Pelican's SnoBalls is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

4 SBA 7(a) deals since 2020
$309K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S2044)
Top lenders: Community West Bank, The Huntington National Bank, Banc of California

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/pelican-s-snoballs
API:: https://www.capbench.com/api/public/franchises/pelican-s-snoballs
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Pelican's SnoBalls.