Peterbrooke Chocolatier, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2314)

4 deals since 2020 · typical deal $348K

Deals since 2020

$348K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Peterbrooke Chocolatier has 4 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Peterbrooke Chocolatier

Most Peterbrooke Chocolatier deals financed between $263K and $452K. Above $452K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$348K

Monthly payment (10-yr): $4,840
Down payment (10%): $39K
Cash to close (all-in): $52K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$52K)

Experience

Recent financings

PETERBROOKE CHOCOLATIER THE VILLAGES in The Villages, FL — $452K (2024) · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$339K (75%)
Approved
1/19/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
New Business or 2 years or less
Industry
Confectionery Manufacturing from Purchased Chocolate
Funded by First Internet Bank of Indiana · Lender record →
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C&M Sweets, LLC in Tuscaloosa, AL — $348K (2023) · purchase · Renasant Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$261K (75%)
Approval → funding
9 days
Approved
3/22/2023
First disbursed
3/31/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Confectionery and Nut Retailers
If you were the buyer here
Est. deal size
$386K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$4,742
Annual debt service
$57K
Cash flow needed (1.25×)
$71K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Renasant Bank · Lender record →
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PFG Chocolate, LLC in Saint Augustine, FL — $263K (2023) · Central Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
126 months
SBA guaranteed
$197K (75%)
Approval → funding
29 days
Approved
3/7/2023
First disbursed
4/5/2023
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
All Other Specialty Food Retailers
Funded by Central Bank · Lender record →
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Exquisite Horizons, LLC in Birmingham, AL — $242K (2023) · BankFirst Financial Services
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
132 mo (11 yrs)
SBA guaranteed
$181K (75%)
Approval → funding
15 days
Approved
1/23/2023
First disbursed
2/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Confectionery and Nut Retailers
Funded by BankFirst Financial Services · Lender record →
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Who funds Peterbrooke Chocolatier — and where

Every dot is a financed Peterbrooke Chocolatier — 4 mapped.

Financed Peterbrooke Chocolatier locations — list all 4 as text

Exquisite Horizons, LLC — Birmingham · $242K · FY2023 · Confectionery and Nut Retailers
PFG Chocolate, LLC — Saint Augustine · $263K · FY2023 · All Other Specialty Food Retailers
PETERBROOKE CHOCOLATIER THE VILLAGES — The Villages · $452K · FY2024 · Confectionery Manufacturing from Purchased Chocolate
C&M Sweets, LLC — Tuscaloosa · $348K · FY2023 · Confectionery and Nut Retailers

Top lenders for this brand

Most active states

1.Alabama (2 loans)
2.Florida (2 loans)

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Insider move

Start with the lenders above — a bank that's funded Peterbrooke Chocolatier 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Peterbrooke Chocolatier lending specialist.

Common questions

How much does a Peterbrooke Chocolatier cost to buy or open?

The typical deal for Peterbrooke Chocolatier is $348K across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $38K of buyer cash on a typical deal.

How risky is Peterbrooke Chocolatier?

Peterbrooke Chocolatier has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Peterbrooke Chocolatier with an SBA loan?

Yes — Peterbrooke Chocolatier has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Peterbrooke Chocolatier franchise

Most Peterbrooke Chocolatier buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Peterbrooke Chocolatier deal financed for $348K, which points to about $38K of buyer cash on a typical purchase. Peterbrooke Chocolatier is listed in the SBA Franchise Directory (identifier S2314), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Peterbrooke Chocolatier — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Peterbrooke Chocolatier — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Peterbrooke Chocolatier — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Peterbrooke Chocolatier is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

4 SBA 7(a) deals since 2020
$348K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S2314)
Top lenders: BankFirst Financial Services, Central Bank, First Internet Bank of Indiana

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/peterbrooke-chocolatier
API:: https://www.capbench.com/api/public/franchises/peterbrooke-chocolatier
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Peterbrooke Chocolatier.