Physical Therapy NOW, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2235)
6 deals since 2020 · typical deal $251K
6
Deals since 2020
$251K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Physical Therapy NOW
Most Physical Therapy NOW deals financed between $150K and $260K. Above $260K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,489
- Down payment (10%)
- $28K
- Cash to close (all-in)
- $37K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$37K)
Experience
Recent financings
- Bellanie Investment LLC in Hallandale Beach, FL — $260K (2025) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $195K (75%)
- Approval → funding
- 96 days
- Approved
- 3/13/2025
- First disbursed
- 6/17/2025
- Loan status
- Paid in full (1/31/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
Funded by Citizens Bank · Lender record →
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- Physical Therapy Now The Villages, LLC in The Villages, FL — $312K (2024) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 126 months
- SBA guaranteed
- $234K (75%)
- Approval → funding
- 82 days
- Approved
- 4/11/2024
- First disbursed
- 7/2/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
Funded by Citizens Bank · Lender record →
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- NVS MANAGEMENT, LLC in Land O Lakes, FL — $251K (2024) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 123 months
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 74 days
- Approved
- 3/30/2024
- First disbursed
- 6/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
Funded by Citizens Bank · Lender record →
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- Bokker Healthcare LLC in Bentonville, AR — $230K (2022) · Southwest Missouri Bank
- Program
- 7a General
- Rate at approval
- 5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $173K (75%)
- Approval → funding
- 25 days
- Approved
- 2/10/2022
- First disbursed
- 3/7/2022
- Loan status
- Paid in full (11/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
Funded by Southwest Missouri Bank
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- Johner Therapy Inc in Bryson City, FL — $150K (2020) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 94 days
- Approved
- 4/28/2020
- First disbursed
- 7/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
Funded by United Midwest Savings Bank National Association · Lender record →
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- MAXWELLNESS PHYSICAL THERAPY LLC in Miami, FL — $150K (2020) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 15 days
- Approved
- 1/16/2020
- First disbursed
- 1/31/2020
- Loan status
- Paid in full (6/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Offices of Physical, Occupational and Speech Therapists, and
Funded by United Midwest Savings Bank National Association · Lender record →
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Who funds Physical Therapy NOW — and where
Every dot is a financed Physical Therapy NOW — 6 mapped.
Financed Physical Therapy NOW locations — list all 6 as text
- Bellanie Investment LLC — Hallandale Beach · $260K · FY2025 · Offices of Physical, Occupational and Speech Therapists, and
- Johner Therapy Inc — Bryson City · $150K · FY2020 · Offices of Physical, Occupational and Speech Therapists, and
- NVS MANAGEMENT, LLC — Land O Lakes · $251K · FY2024 · Offices of Physical, Occupational and Speech Therapists, and
- Physical Therapy Now The Villages, LLC — The Villages · $312K · FY2024 · Offices of Physical, Occupational and Speech Therapists, and
- MAXWELLNESS PHYSICAL THERAPY LLC — Miami · $150K · FY2020 · Offices of Physical, Occupational and Speech Therapists, and
- Bokker Healthcare LLC — Bentonville · $230K · FY2022 · Offices of Physical, Occupational and Speech Therapists, and
Top lenders for this brand
1.Citizens Bank(3)
2.United Midwest Savings Bank National Association(2)
- 3.Southwest Missouri Bank (1)
Most active states
- 1.Florida (5 loans)
- 2.Arkansas (1 loans)
Represent Physical Therapy NOW?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Physical Therapy NOW cost to buy or open?
The typical deal for Physical Therapy NOW is $251K across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $28K of buyer cash on a typical deal.
How risky is Physical Therapy NOW?
Physical Therapy NOW has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Physical Therapy NOW with an SBA loan?
Yes — Physical Therapy NOW has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Physical Therapy NOW franchise
Most Physical Therapy NOW buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Physical Therapy NOW deal financed for $251K, which points to about $28K of buyer cash on a typical purchase. Physical Therapy NOW is listed in the SBA Franchise Directory (identifier S2235), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Physical Therapy NOW — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Physical Therapy NOW — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Physical Therapy NOW — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Physical Therapy NOW is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 6 SBA 7(a) deals since 2020
- $251K typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2235)
- Top lenders: Citizens Bank, United Midwest Savings Bank National Association, Southwest Missouri Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Physical Therapy NOW.