PIBCOA, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S3464)
2 deals since 2020 · typical deal $150K
2
Deals since 2020
$150K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for PIBCOA
Most PIBCOA deals financed between $100K and $150K. Above $150K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,218
- Down payment (10%)
- $17K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- Cryoprinceton LLC dba Pibcoa of Princeton in Princeton, NJ — $150K (2021) · Wilmington Savings Fund Society FSB
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 69 days
- Approved
- 10/29/2020
- First disbursed
- 1/6/2021
- Loan status
- Paid in full (10/31/2021)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- Food (Health) Supplement Stores
Funded by Wilmington Savings Fund Society FSB · Lender record →
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- Time Turner Enterprises, LLC in Logan, UT — $100K (2020) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $85K (85%)
- Approval → funding
- 85 days
- Approved
- 11/7/2019
- First disbursed
- 1/31/2020
- Loan status
- Paid in full (1/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Outpatient Care Centers
Funded by United Midwest Savings Bank National Association · Lender record →
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Who funds PIBCOA — and where
Every dot is a financed PIBCOA — 2 mapped.
Financed PIBCOA locations — list all 2 as text
- Cryoprinceton LLC dba Pibcoa of Princeton — Princeton · $150K · FY2021 · Food (Health) Supplement Stores
- Time Turner Enterprises, LLC — Logan · $100K · FY2020 · All Other Outpatient Care Centers
Top lenders for this brand
Most active states
- 1.New Jersey (1 loans)
- 2.Utah (1 loans)
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Common questions
How much does a PIBCOA cost to buy or open?
The typical deal for PIBCOA is $150K across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.
How risky is PIBCOA?
PIBCOA has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a PIBCOA with an SBA loan?
Yes — PIBCOA has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a PIBCOA franchise
Most PIBCOA buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical PIBCOA deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. PIBCOA is listed in the SBA Franchise Directory (identifier S3464), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund PIBCOA — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for PIBCOA — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for PIBCOA — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. PIBCOA is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 2 SBA 7(a) deals since 2020
- $150K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S3464)
- Top lenders: Wilmington Savings Fund Society FSB, United Midwest Savings Bank National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with PIBCOA.