Pinnacle Montessori Academy, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1308)
17 deals since 2020 · typical deal $402K
17
Deals since 2020
$402K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Pinnacle Montessori Academy
Most Pinnacle Montessori Academy deals financed between $270K and $4.54M. Above $4.54M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,257
- Down payment (10%)
- $45K
- Cash to close (all-in)
- $60K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$60K)
Experience
Recent financings
- Coit Road Montessori LLC in Frisco, TX — $4.2M (2025) · Merchants Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 306 months
- SBA guaranteed
- $3.1M (75%)
- Approval → funding
- 1 days
- Approved
- 5/22/2025
- First disbursed
- 5/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 50
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Elementary and Secondary Schools
Funded by Merchants Bank of Indiana · Lender record →
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- Pinnacle Montessori at Crown Ridge in San Antonio, TX — $4.2M (2024) · purchase · Bank Five Nine
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.2M (75%)
- Approval → funding
- 143 days
- Approved
- 1/8/2024
- First disbursed
- 5/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Change of Ownership
- Industry
- All Other Miscellaneous Schools and Instruction
If you were the buyer here
- Est. deal size
- $4.7M
- Est. down payment (10%)
- $471K
- Est. cash at closing
- $652K
- Monthly payment
- $37,058
- Annual debt service
- $445K
- Cash flow needed (1.25×)
- $556K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank Five Nine · Lender record →
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- Elm Fork Group, LLC in Aubrey, TX — $400K (2024) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $300K (75%)
- Approval → funding
- 25 days
- Approved
- 11/11/2023
- First disbursed
- 12/6/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Bank Five Nine · Lender record →
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- Morning Flower Montessori LLC in Frisco, TX — $199K (2024) · Security National Bank of Omaha
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $149K (75%)
- Approved
- 3/21/2024
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Security National Bank of Omaha · Lender record →
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- Pinnacle Montessori of Heartland in Forney, TX — $150K (2024) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 158 days
- Approved
- 3/21/2024
- First disbursed
- 8/26/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Bank Five Nine · Lender record →
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- Morning Dreams Real Estate, LLC in Fort Worth, TX — $100K (2023) · Security National Bank of Omaha
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 299 months
- SBA guaranteed
- $75K (75%)
- Approval → funding
- 6 days
- Approved
- 9/27/2023
- First disbursed
- 10/3/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Security National Bank of Omaha · Lender record →
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- Frontier Real Estate, LLC in Celina, TX — $5.0M (2022) · Security National Bank of Omaha
- Program
- 7a General
- Rate at approval
- 6.75% variable
- Term
- 327 months
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 1 days
- Approved
- 8/25/2022
- First disbursed
- 8/26/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 31
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Security National Bank of Omaha · Lender record →
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- Pinnacle Montessori of Georgetown in Georgetown, TX — $270K (2022) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $203K (75%)
- Approval → funding
- 14 days
- Approved
- 6/22/2022
- First disbursed
- 7/6/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Bank Five Nine · Lender record →
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- SHIKSHA VENTURES in Leander, TX — $5.0M (2021) · SouthStar Bank, S.S.B.
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.7M (75%)
- Approved
- 8/30/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Day Care Services
Funded by SouthStar Bank, S.S.B. · Lender record →
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- Shining Kids Montessori, LLC in Fort Worth, TX — $4.9M (2021) · Security National Bank of Omaha
- Program
- 7a General
- Rate at approval
- 5.25% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $3.7M (77%)
- Approval → funding
- 10 days
- Approved
- 8/23/2021
- First disbursed
- 9/2/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Day Care Services
Funded by Security National Bank of Omaha · Lender record →
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Who funds Pinnacle Montessori Academy — and where
Every dot is a financed Pinnacle Montessori Academy — 17 mapped.
Financed Pinnacle Montessori Academy locations — list all 17 as text
- HILL COUNTRY BLDG LLC — Pflugerville · $4.8M · FY2021 · Child Day Care Services
- Coit Road Montessori LLC — Frisco · $4.2M · FY2025 · Elementary and Secondary Schools
- Bright Minds Montessori LLC — Fair Oaks Ranch · $402K · FY2021 · Elementary and Secondary Schools
- Pinnacle Montessori of Georgetown — Georgetown · $270K · FY2022 · Child Care Services
- Frontier Real Estate, LLC — Celina · $5.0M · FY2022 · Child Care Services
- Pinnacle Montessori at Crown Ridge — San Antonio · $4.2M · FY2024 · All Other Miscellaneous Schools and Instruction
- Pinnacle Montessori of Heartland — Forney · $150K · FY2024 · Child Care Services
- Morning Flower Montessori LLC — Frisco · $199K · FY2024 · Child Care Services
- Morning Dreams Real Estate, LLC — Fort Worth · $100K · FY2023 · Child Care Services
- Elm Fork Group, LLC — Aubrey · $400K · FY2024 · Child Care Services
- PBP Plaza LLC — Sachse · $4.5M · FY2020 · Child Day Care Services
- Schertz Montessori, LLC — Cibolo · $4.4M · FY2020 · Elementary and Secondary Schools
- Pinnacle Montessori of Cumming — Cumming · $320K · FY2021 · Child Day Care Services
- Pinnacle Montessori of Heartland — Forney · $189K · FY2021 · Child Day Care Services
- Shining Kids Montessori, LLC — Fort Worth · $4.9M · FY2021 · Child Day Care Services
- SHIKSHA VENTURES — Leander · $5.0M · FY2021 · Child Day Care Services
- Pinnacle Montessori of Fate — Fate · $297K · FY2021 · Child Day Care Services
Top lenders for this brand
Most active states
- 1.Texas (16 loans)
- 2.Georgia (1 loans)
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Common questions
How much does a Pinnacle Montessori Academy cost to buy or open?
The typical deal for Pinnacle Montessori Academy is $402K across 17 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $44K of buyer cash on a typical deal.
How risky is Pinnacle Montessori Academy?
Pinnacle Montessori Academy has 17 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Pinnacle Montessori Academy with an SBA loan?
Yes — Pinnacle Montessori Academy has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Pinnacle Montessori Academy franchise
Most Pinnacle Montessori Academy buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Pinnacle Montessori Academy deal financed for $402K, which points to about $44K of buyer cash on a typical purchase. Pinnacle Montessori Academy is listed in the SBA Franchise Directory (identifier S1308), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Pinnacle Montessori Academy — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Pinnacle Montessori Academy — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Pinnacle Montessori Academy — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Pinnacle Montessori Academy is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 17 SBA 7(a) deals since 2020
- $402K typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1308)
- Top lenders: Bank Five Nine, Security National Bank of Omaha, SouthStar Bank, S.S.B.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Pinnacle Montessori Academy.