Pinot's Palette, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1309)
5 deals since 2020 · typical deal $243K
5
Deals since 2020
$243K
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Pinot's Palette
Most Pinot's Palette deals financed between $150K and $281K. Above $281K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,593
- Down payment (10%)
- $27K
- Cash to close (all-in)
- $36K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$36K)
Experience
Recent financings
- Canvas Vibes 2 LLC in Patchogue, NY — $243K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $182K (75%)
- Approved
- 2/18/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Independent Artists, Writers, and Performers
Funded by The Huntington National Bank · Lender record →
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- Canvas Vibes 2 LLC in Patchogue, NY — $50K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 2/18/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Independent Artists, Writers, and Performers
Funded by The Huntington National Bank · Lender record →
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- PPTS, LLC in Las Vegas, NV — $493K (2024) · purchase · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $370K (75%)
- Approval → funding
- 8 days
- Approved
- 9/3/2024
- First disbursed
- 9/11/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Change of Ownership
- Industry
- Fine Arts Schools
If you were the buyer here
- Est. deal size
- $548K
- Est. down payment (10%)
- $55K
- Est. cash at closing
- $73K
- Monthly payment
- $6,245
- Annual debt service
- $75K
- Cash flow needed (1.25×)
- $94K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Zions Bank, A Division of · Lender record →
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- PPBP, LLC in Las Vegas, NV — $281K (2024) · purchase · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $210K (75%)
- Approval → funding
- 12 days
- Approved
- 8/30/2024
- First disbursed
- 9/11/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Change of Ownership
- Industry
- Fine Arts Schools
If you were the buyer here
- Est. deal size
- $312K
- Est. down payment (10%)
- $31K
- Est. cash at closing
- $42K
- Monthly payment
- $3,553
- Annual debt service
- $43K
- Cash flow needed (1.25×)
- $53K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Zions Bank, A Division of · Lender record →
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- ERC INVESTMENTS, LLC in Norman, OK — $150K (2020) · purchase · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 8 days
- Approved
- 11/22/2019
- First disbursed
- 11/30/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Fine Arts Schools
If you were the buyer here
- Est. deal size
- $167K
- Est. down payment (10%)
- $17K
- Est. cash at closing
- $21K
- Monthly payment
- $1,781
- Annual debt service
- $21K
- Cash flow needed (1.25×)
- $27K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stearns Bank National Association · Lender record →
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Who funds Pinot's Palette — and where
Every dot is a financed Pinot's Palette — 5 mapped.
Financed Pinot's Palette locations — list all 5 as text
- Canvas Vibes 2 LLC — Patchogue · $243K · FY2026 · Independent Artists, Writers, and Performers
- Canvas Vibes 2 LLC — Patchogue · $50K · FY2026 · Independent Artists, Writers, and Performers
- PPBP, LLC — Las Vegas · $281K · FY2024 · Fine Arts Schools
- PPTS, LLC — Las Vegas · $493K · FY2024 · Fine Arts Schools
- ERC INVESTMENTS, LLC — Norman · $150K · FY2020 · Fine Arts Schools
Top lenders for this brand
Most active states
- 1.New York (2 loans)
- 2.Nevada (2 loans)
- 3.Oklahoma (1 loans)
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Common questions
How much does a Pinot's Palette cost to buy or open?
The typical deal for Pinot's Palette is $243K across 5 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $27K of buyer cash on a typical deal.
How risky is Pinot's Palette?
Pinot's Palette has 5 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Pinot's Palette with an SBA loan?
Yes — Pinot's Palette has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Pinot's Palette franchise
Most Pinot's Palette buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Pinot's Palette deal financed for $243K, which points to about $27K of buyer cash on a typical purchase. Pinot's Palette is listed in the SBA Franchise Directory (identifier S1309), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Pinot's Palette — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Pinot's Palette — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Pinot's Palette — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Pinot's Palette is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 5 SBA 7(a) deals since 2020
- $243K typical deal
- 2 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1309)
- Top lenders: The Huntington National Bank, Zions Bank, A Division of, Stearns Bank National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Pinot's Palette.