Planet Beach, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1322)

3 deals since 2020 · typical deal $100K

Deals since 2020

$100K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Planet Beach has 3 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Planet Beach

Most Planet Beach deals financed between $25K and $4.20M. Above $4.20M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$100K

Monthly payment (10-yr): $1,478
Down payment (10%): $11K
Cash to close (all-in): $14K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$14K)

Experience

Recent financings

Kona Blue Fitness, LLC in Vista, CA — $4.2M (2023) · Byline Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.1M (75%)
Approval → funding
9 days
Approved
8/29/2023
First disbursed
9/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Existing or more than 2 years old
Industry
Fitness and Recreational Sports Centers
Funded by Byline Bank · Lender record →
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CMH Investments, LLC in Mandeville, LA — $100K (2021) · American Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
89 months
SBA guaranteed
$75K (75%)
Approval → funding
9 days
Approved
6/21/2021
First disbursed
6/30/2021
Loan status
Failed — $99K charged off (9/8/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Existing or more than 2 years old
Industry
Other Personal Care Services
Funded by American Bank · Lender record →
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CMH Investments, LLC in Mandeville, LA — $25K (2021) · American Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
83 months
SBA guaranteed
$19K (75%)
Approval → funding
9 days
Approved
6/21/2021
First disbursed
6/30/2021
Loan status
Failed — $25K charged off (9/22/2025)
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
7
Business age
Existing or more than 2 years old
Industry
Other Personal Care Services
Funded by American Bank · Lender record →
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Who funds Planet Beach — and where

Every dot is a financed Planet Beach — 3 mapped.

Financed Planet Beach locations — list all 3 as text

Kona Blue Fitness, LLC — Vista · $4.2M · FY2023 · Fitness and Recreational Sports Centers
CMH Investments, LLC — Mandeville · $100K · FY2021 · Other Personal Care Services
CMH Investments, LLC — Mandeville · $25K · FY2021 · Other Personal Care Services

Top lenders for this brand

Most active states

1.Louisiana (2 loans)
2.California (1 loans)

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Insider move

Start with the lenders above — a bank that's funded Planet Beach 2 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Planet Beach lending specialist.

Common questions

How much does a Planet Beach cost to buy or open?

The typical deal for Planet Beach is $100K across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $11K of buyer cash on a typical deal.

How risky is Planet Beach?

Planet Beach has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Planet Beach with an SBA loan?

Yes — Planet Beach has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Planet Beach franchise

Most Planet Beach buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Planet Beach deal financed for $100K, which points to about $11K of buyer cash on a typical purchase. Planet Beach is listed in the SBA Franchise Directory (identifier S1322), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Planet Beach — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Planet Beach — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Planet Beach — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Planet Beach is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

3 SBA 7(a) deals since 2020
$100K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1322)
Top lenders: American Bank, Byline Bank

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/planet-beach
API:: https://www.capbench.com/api/public/franchises/planet-beach
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Planet Beach.