Polaris - Dealer Agreement, by the numbers

Polaris - Dealer Agreement appears in 11 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1329)

11 deals since 2020 · typical deal $2.0M

Deals since 2020

$2.0M

Typical deal

Deals since FY2025

—

Too few deals to score risk

Polaris - Dealer Agreement has 11 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Polaris - Dealer Agreement

Most Polaris - Dealer Agreement deals financed between $259K and $3.16M. Above $3.16M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$2.03M

Monthly payment (10-yr): $26,491
Down payment (10%): $225K
Cash to close (all-in): $310K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$310K)

Experience

Recent financings

Koehne Powersports, Inc. in Marinette, WI — $3.6M (2024) · purchase · Farmers & Merchants Bank & Trust
Program
7a General
Rate at approval
8.5% fixed
Term
178 months
SBA guaranteed
$2.7M (75%)
Approval → funding
6 days
Approved
8/28/2024
First disbursed
9/3/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Change of Ownership
Industry
Motorcycle, ATV, and All Other Motor Vehicle Dealers
If you were the buyer here
Est. deal size
$4.0M
Est. down payment (10%)
$403K
Est. cash at closing
$557K
Monthly payment
$35,896
Annual debt service
$431K
Cash flow needed (1.25×)
$538K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Farmers & Merchants Bank & Trust
Your business? Claim this record · Request removal
Lake Whitney Outdoors Holdings, LLC in Whitney, TX — $3.2M (2024) · purchase · Banc of California
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
168 mo (14 yrs)
SBA guaranteed
$2.4M (75%)
Approval → funding
15 days
Approved
9/11/2024
First disbursed
9/26/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Change of Ownership
Industry
Recreational Vehicle Dealers
If you were the buyer here
Est. deal size
$3.5M
Est. down payment (10%)
$352K
Est. cash at closing
$486K
Monthly payment
$32,270
Annual debt service
$387K
Cash flow needed (1.25×)
$484K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Banc of California · Lender record →
Your business? Claim this record · Request removal
EHR Property LLC in Kansas City, MO — $4.6M (2023) · Wells Fargo Bank National Association
Program
7a General
Rate at approval
7.5% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$3.5M (75%)
Approval → funding
0 days
Approved
2/27/2023
First disbursed
2/27/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Existing or more than 2 years old
Industry
Motorcycle, ATV, and All Other Motor Vehicle Dealers
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
QM Associates, LLC in Appleton, WI — $2.4M (2021) · purchase · Nicolet National Bank
Program
Preferred Lenders Program
Rate at approval
4% variable
Term
192 mo (16 yrs)
SBA guaranteed
$2.2M (90%)
Approval → funding
5 days
Approved
8/26/2021
First disbursed
8/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Recreational Vehicle Dealers
If you were the buyer here
Est. deal size
$2.7M
Est. down payment (10%)
$269K
Est. cash at closing
$371K
Monthly payment
$17,099
Annual debt service
$205K
Cash flow needed (1.25×)
$256K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Nicolet National Bank · Lender record →
Your business? Claim this record · Request removal
Quality Marine Associates Inc in Onalaska, TX — $2.4M (2021) · purchase · Texas Capital Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.8M (75%)
Approval → funding
34 days
Approved
10/27/2020
First disbursed
11/30/2020
Loan status
Paid in full (9/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Change of Ownership
Industry
Boat Dealers
If you were the buyer here
Est. deal size
$2.6M
Est. down payment (10%)
$262K
Est. cash at closing
$361K
Monthly payment
$25,031
Annual debt service
$300K
Cash flow needed (1.25×)
$375K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Texas Capital Bank · Lender record →
Your business? Claim this record · Request removal
Quality Marine LLC in Onalaska, TX — $1.4M (2021) · Texas Capital Bank
Program
Preferred Lenders Program
Rate at approval
4.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
34 days
Approved
10/27/2020
First disbursed
11/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Startup, Loan Funds will Open Business
Industry
Boat Dealers
Funded by Texas Capital Bank · Lender record →
Your business? Claim this record · Request removal
Sport-O-Motive, Inc. in Appleton, WI — $300K (2021) · Nicolet National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approved
8/26/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Existing or more than 2 years old
Industry
Recreational Vehicle Dealers
Funded by Nicolet National Bank · Lender record →
Your business? Claim this record · Request removal
Loose Moose Motorsports, Inc. in Pierceton, IN — $259K (2021) · purchase · Lake City Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.5% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$194K (75%)
Approval → funding
2 days
Approved
9/21/2021
First disbursed
9/23/2021
Loan status
Paid in full (10/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Motorcycle, ATV, and All Other Motor Vehicle Dealers
If you were the buyer here
Est. deal size
$288K
Est. down payment (10%)
$29K
Est. cash at closing
$39K
Monthly payment
$3,603
Annual debt service
$43K
Cash flow needed (1.25×)
$54K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Lake City Bank · Lender record →
Your business? Claim this record · Request removal
Loose Moose Motorsports, Inc. in Pierceton, IN — $105K (2021) · purchase · Lake City Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.5% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$79K (75%)
Approval → funding
2 days
Approved
9/21/2021
First disbursed
9/23/2021
Loan status
Paid in full (10/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Motorcycle, ATV, and All Other Motor Vehicle Dealers
If you were the buyer here
Est. deal size
$117K
Est. down payment (10%)
$12K
Est. cash at closing
$15K
Monthly payment
$1,965
Annual debt service
$24K
Cash flow needed (1.25×)
$29K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Lake City Bank · Lender record →
Your business? Claim this record · Request removal
Loose Moose Motorsports, Inc. in Pierceton, IN — $100K (2021) · purchase · Lake City Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4% variable
Term
60 mo (5 yrs)
SBA guaranteed
$75K (75%)
Approved
9/20/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Motorcycle, ATV, and All Other Motor Vehicle Dealers
If you were the buyer here
Est. deal size
$111K
Est. down payment (10%)
$11K
Est. cash at closing
$14K
Monthly payment
$1,842
Annual debt service
$22K
Cash flow needed (1.25×)
$28K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Lake City Bank · Lender record →
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Who funds Polaris - Dealer Agreement — and where

Every dot is a financed Polaris - Dealer Agreement — 11 mapped.

Financed Polaris - Dealer Agreement locations — list all 11 as text

EHR Property LLC — Kansas City · $4.6M · FY2023 · Motorcycle, ATV, and All Other Motor Vehicle Dealers
Quality Marine Associates Inc — Onalaska · $2.4M · FY2021 · Boat Dealers
Quality Marine LLC — Onalaska · $1.4M · FY2021 · Boat Dealers
Koehne Powersports, Inc. — Marinette · $3.6M · FY2024 · Motorcycle, ATV, and All Other Motor Vehicle Dealers
Lake Whitney Outdoors Holdings, LLC — Whitney · $3.2M · FY2024 · Recreational Vehicle Dealers
Sunshine Motors, LLC — Littlefield · $2.0M · FY2020 · Motorcycle, ATV, and All Other Motor Vehicle Dealers
QM Associates, LLC — Appleton · $2.4M · FY2021 · Recreational Vehicle Dealers
Sport-O-Motive, Inc. — Appleton · $300K · FY2021 · Recreational Vehicle Dealers
Loose Moose Motorsports, Inc. — Pierceton · $100K · FY2021 · Motorcycle, ATV, and All Other Motor Vehicle Dealers
Loose Moose Motorsports, Inc. — Pierceton · $259K · FY2021 · Motorcycle, ATV, and All Other Motor Vehicle Dealers
Loose Moose Motorsports, Inc. — Pierceton · $105K · FY2021 · Motorcycle, ATV, and All Other Motor Vehicle Dealers

Top lenders for this brand

1.Lake City Bank(3)
2.Texas Capital Bank(2)
3.Nicolet National Bank(2)
4.Wells Fargo Bank National Association(1)
5.Farmers & Merchants Bank & Trust (1)

Most active states

1.Texas (3 loans)Polaris - Dealer Agreement lenders in Texas->
2.Wisconsin (3 loans)Polaris - Dealer Agreement lenders in Wisconsin->
3.Indiana (3 loans)Polaris - Dealer Agreement lenders in Indiana->
4.Missouri (1 loans)Polaris - Dealer Agreement lenders in Missouri->
5.Arizona (1 loans)Polaris - Dealer Agreement lenders in Arizona->

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Insider move

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Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Polaris - Dealer Agreement lending specialist.

Common questions

How much does a Polaris - Dealer Agreement cost to buy or open?

The typical deal for Polaris - Dealer Agreement is $2.0M across 11 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $223K of buyer cash on a typical deal.

How risky is Polaris - Dealer Agreement?

Polaris - Dealer Agreement has 11 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Polaris - Dealer Agreement with an SBA loan?

Yes — Polaris - Dealer Agreement has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Polaris - Dealer Agreement franchise

Most Polaris - Dealer Agreement buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Polaris - Dealer Agreement deal financed for $2.0M, which points to about $223K of buyer cash on a typical purchase. Polaris - Dealer Agreement is listed in the SBA Franchise Directory (identifier S1329), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Polaris - Dealer Agreement — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Polaris - Dealer Agreement — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Polaris - Dealer Agreement — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Polaris - Dealer Agreement is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

11 SBA 7(a) deals since 2020
$2.0M typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1329)
Top lenders: Lake City Bank, Texas Capital Bank, Nicolet National Bank

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-21.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/polaris-dealer-agreement
API:: https://www.capbench.com/api/public/franchises/polaris-dealer-agreement
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Polaris - Dealer Agreement.