Prime Car Wash, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S4116)
7 deals since 2020 · typical deal $250K
7
Deals since 2020
$250K
Typical deal
4
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Prime Car Wash
Most Prime Car Wash deals financed between $200K and $350K. Above $350K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,696
- Down payment (10%)
- $28K
- Cash to close (all-in)
- $37K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$37K)
Experience
Recent financings
- PCW Cinci 1 LLC in Florence, KY — $350K (2025) · KeyBank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $175K (50%)
- Approval → funding
- 59 days
- Approved
- 5/30/2025
- First disbursed
- 7/28/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 45
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Car Washes
Funded by KeyBank National Association · Lender record →
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- 1914 VENTURES LLC in Waukee, IA — $300K (2025) · Citizens State Bank of New Castle
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (50%)
- Approval → funding
- 8 days
- Approved
- 9/2/2025
- First disbursed
- 9/10/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 80
- Business age
- Existing or more than 2 years old
- Industry
- Car Washes
Funded by Citizens State Bank of New Castle · Lender record →
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- 1914 Ventures LLC in Waukee, IA — $250K (2025) · Citizens State Bank of New Castle
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 12 days
- Approved
- 2/28/2025
- First disbursed
- 3/12/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 41
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Car Washes
Funded by Citizens State Bank of New Castle · Lender record →
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- PCW Cinci 1 LLC in Florence, KY — $200K (2025) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 58 days
- Approved
- 5/31/2025
- First disbursed
- 7/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 45
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Car Washes
Funded by KeyBank National Association · Lender record →
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- PrimePhilly1 LLC in Hatfield, PA — $200K (2022) · Fifth Third Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.13% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $100K (50%)
- Approved
- 4/17/2022
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Car Washes
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
- PCW Nashville Real Estate I LLC in Hendersonville, TN — $5.0M (2021) · Citizens State Bank of New Castle
- Program
- 7a General
- Rate at approval
- 5.25% variable
- Term
- 308 months
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 23 days
- Approved
- 9/7/2021
- First disbursed
- 9/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Jobs supported
- 75
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Car Washes
Funded by Citizens State Bank of New Castle · Lender record →
Your business? Claim this record · Request removal
- FLBB, LLC in Jacksonville Beach, FL — $250K (2020) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 30 days
- Approved
- 10/1/2019
- First disbursed
- 10/31/2019
- Loan status
- Paid in full (10/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 26
- Business age
- Unanswered
- Industry
- Car Washes
Funded by SouthState Bank, National Association · Lender record →
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Who funds Prime Car Wash — and where
Every dot is a financed Prime Car Wash — 7 mapped.
Financed Prime Car Wash locations — list all 7 as text
- 1914 VENTURES LLC — Waukee · $300K · FY2025 · Car Washes
- PCW Cinci 1 LLC — Florence · $350K · FY2025 · Car Washes
- PCW Cinci 1 LLC — Florence · $200K · FY2025 · Car Washes
- 1914 Ventures LLC — Waukee · $250K · FY2025 · Car Washes
- FLBB, LLC — Jacksonville Beach · $250K · FY2020 · Car Washes
- PrimePhilly1 LLC — Hatfield · $200K · FY2022 · Car Washes
- PCW Nashville Real Estate I LLC — Hendersonville · $5.0M · FY2021 · Car Washes
Top lenders for this brand
Most active states
- 1.Iowa (2 loans)
- 2.Kentucky (2 loans)
- 3.Florida (1 loans)
- 4.Pennsylvania (1 loans)
- 5.Tennessee (1 loans)
Represent Prime Car Wash?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Prime Car Wash cost to buy or open?
The typical deal for Prime Car Wash is $250K across 7 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $28K of buyer cash on a typical deal.
How risky is Prime Car Wash?
Prime Car Wash has 7 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Prime Car Wash with an SBA loan?
Yes — Prime Car Wash has been SBA-financed 4 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Prime Car Wash franchise
Most Prime Car Wash buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Prime Car Wash deal financed for $250K, which points to about $28K of buyer cash on a typical purchase. Prime Car Wash is listed in the SBA Franchise Directory (identifier S4116), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Prime Car Wash — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Prime Car Wash — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Prime Car Wash — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Prime Car Wash is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 7 SBA 7(a) deals since 2020
- $250K typical deal
- 4 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S4116)
- Top lenders: Citizens State Bank of New Castle, KeyBank National Association, SouthState Bank, National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
Still have questions about buying a Prime Car Wash?
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Represent Prime Car Wash?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Prime Car Wash.