Quiznos, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1374)

4 deals since 2020 · typical deal $255K

Deals since 2020

$255K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Quiznos has 4 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Quiznos

Most Quiznos deals financed between $63K and $311K. Above $311K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$255K

Monthly payment (10-yr): $3,549
Down payment (10%): $28K
Cash to close (all-in): $38K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$38K)

Experience

Recent financings

ROSECO LLC in Tukwila, WA — $311K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$233K (75%)
Approval → funding
15 days
Approved
1/12/2023
First disbursed
1/27/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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ROSECO LLC in Tukwila, WA — $25K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
1/12/2023
Loan status
Committed
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
10
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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KALTEG LLC in Monticello, MN — $63K (2021) · purchase · United Community Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$32K (50%)
Approval → funding
67 days
Approved
9/30/2021
First disbursed
12/6/2021
Loan status
Paid in full (7/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$70K
Est. down payment (10%)
$7K
Est. cash at closing
$9K
Monthly payment
$692
Annual debt service
$8K
Cash flow needed (1.25×)
$10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
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Yi & No LLC in Tukwila, WA — $255K (2020) · purchase · Open Bank
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$191K (75%)
Approved
2/26/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$283K
Est. down payment (10%)
$28K
Est. cash at closing
$38K
Monthly payment
$2,928
Annual debt service
$35K
Cash flow needed (1.25×)
$44K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
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Who funds Quiznos — and where

Every dot is a financed Quiznos — 4 mapped.

Financed Quiznos locations — list all 4 as text

ROSECO LLC — Tukwila · $25K · FY2023 · Limited-Service Restaurants
ROSECO LLC — Tukwila · $311K · FY2023 · Limited-Service Restaurants
Yi & No LLC — Tukwila · $255K · FY2020 · Limited-Service Restaurants
KALTEG LLC — Monticello · $63K · FY2021 · Full-Service Restaurants

Top lenders for this brand

Most active states

1.Washington (3 loans)
2.Minnesota (1 loans)

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Insider move

Start with the lenders above — a bank that's funded Quiznos 2 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Quiznos lending specialist.

Common questions

How much does a Quiznos cost to buy or open?

The typical deal for Quiznos is $255K across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $28K of buyer cash on a typical deal.

How risky is Quiznos?

Quiznos has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Quiznos with an SBA loan?

Yes — Quiznos has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Quiznos franchise

Most Quiznos buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Quiznos deal financed for $255K, which points to about $28K of buyer cash on a typical purchase. Quiznos is listed in the SBA Franchise Directory (identifier S1374), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Quiznos — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Quiznos — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Quiznos — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Quiznos is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

4 SBA 7(a) deals since 2020
$255K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1374)
Top lenders: The Huntington National Bank, Open Bank, United Community Bank

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/quiznos
API:: https://www.capbench.com/api/public/franchises/quiznos
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Quiznos.