Refresh Renovations, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S4463)
3 deals since 2020 · typical deal $100K
3
Deals since 2020
$100K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Refresh Renovations
Most Refresh Renovations deals financed between $40K and $160K. Above $160K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $1,478
- Down payment (10%)
- $11K
- Cash to close (all-in)
- $14K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$14K)
Experience
Recent financings
- A & Y House Warming Designers LLP in League City, TX — $160K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $120K (75%)
- Approval → funding
- 1 days
- Approved
- 4/27/2023
- First disbursed
- 4/28/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by The Huntington National Bank · Lender record →
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- A & Y House Warming Designers LLP in League City, TX — $40K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $20K (50%)
- Approval → funding
- 8 days
- Approved
- 4/27/2023
- First disbursed
- 5/5/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Partnership
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by The Huntington National Bank · Lender record →
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- Silver construction corporation dba SILVER CONSTRUCTION in Scottsdale, AZ — $100K (2020) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 90 months
- SBA guaranteed
- $85K (85%)
- Approval → funding
- 109 days
- Approved
- 5/14/2020
- First disbursed
- 8/31/2020
- Loan status
- Failed — $82K charged off (3/9/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
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Who funds Refresh Renovations — and where
Every dot is a financed Refresh Renovations — 3 mapped.
Financed Refresh Renovations locations — list all 3 as text
- Silver construction corporation dba SILVER CONSTRUCTION — Scottsdale · $100K · FY2020 · Residential Remodelers
- A & Y House Warming Designers LLP — League City · $40K · FY2023 · Residential Remodelers
- A & Y House Warming Designers LLP — League City · $160K · FY2023 · Residential Remodelers
Top lenders for this brand
Most active states
- 1.Texas (2 loans)
- 2.Arizona (1 loans)
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Common questions
How much does a Refresh Renovations cost to buy or open?
The typical deal for Refresh Renovations is $100K across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $11K of buyer cash on a typical deal.
How risky is Refresh Renovations?
Refresh Renovations has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Refresh Renovations with an SBA loan?
Yes — Refresh Renovations has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Refresh Renovations franchise
Most Refresh Renovations buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Refresh Renovations deal financed for $100K, which points to about $11K of buyer cash on a typical purchase. Refresh Renovations is listed in the SBA Franchise Directory (identifier S4463), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Refresh Renovations — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Refresh Renovations — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Refresh Renovations — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Refresh Renovations is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 3 SBA 7(a) deals since 2020
- $100K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S4463)
- Top lenders: The Huntington National Bank, United Midwest Savings Bank National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Refresh Renovations.