Relax The Back, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1419)
4 deals since 2020 · typical deal $871K
4
Deals since 2020
$871K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Relax The Back
Most Relax The Back deals financed between $263K and $1.22M. Above $1.22M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $11,389
- Down payment (10%)
- $97K
- Cash to close (all-in)
- $133K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$133K)
Experience
Recent financings
- CDR Marketing, LLC in Tucson, AZ — $1.2M (2023) · Old National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $917K (75%)
- Approval → funding
- 2 days
- Approved
- 11/21/2022
- First disbursed
- 11/23/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Furniture Retailers
Funded by Old National Bank · Lender record →
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- Relax the Back - Maricopa County in Phoenix, AZ — $871K (2021) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $784K (90%)
- Approval → funding
- 1 days
- Approved
- 7/30/2021
- First disbursed
- 7/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Furniture Stores
Funded by Readycap Lending, LLC · Lender record →
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- Sterling Moon Inc. in Nashville, TN — $263K (2020) · Old National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $197K (75%)
- Approval → funding
- 38 days
- Approved
- 4/23/2020
- First disbursed
- 5/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- All Other Health and Personal Care Stores
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
- Sterling Moon Inc. in Nashville, TN — $35K (2020) · Old National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $18K (50%)
- Approval → funding
- 68 days
- Approved
- 4/23/2020
- First disbursed
- 6/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- All Other Health and Personal Care Stores
Funded by Old National Bank · Lender record →
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Who funds Relax The Back — and where
Every dot is a financed Relax The Back — 4 mapped.
Financed Relax The Back locations — list all 4 as text
- CDR Marketing, LLC — Tucson · $1.2M · FY2023 · Furniture Retailers
- Sterling Moon Inc. — Nashville · $35K · FY2020 · All Other Health and Personal Care Stores
- Sterling Moon Inc. — Nashville · $263K · FY2020 · All Other Health and Personal Care Stores
- Relax the Back - Maricopa County — Phoenix · $871K · FY2021 · Furniture Stores
Top lenders for this brand
Most active states
- 1.Arizona (2 loans)
- 2.Tennessee (2 loans)
Represent Relax The Back?
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Common questions
How much does a Relax The Back cost to buy or open?
The typical deal for Relax The Back is $871K across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $96K of buyer cash on a typical deal.
How risky is Relax The Back?
Relax The Back has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Relax The Back with an SBA loan?
Yes — Relax The Back has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Relax The Back franchise
Most Relax The Back buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Relax The Back deal financed for $871K, which points to about $96K of buyer cash on a typical purchase. Relax The Back is listed in the SBA Franchise Directory (identifier S1419), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Relax The Back — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Relax The Back — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Relax The Back — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Relax The Back is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 4 SBA 7(a) deals since 2020
- $871K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1419)
- Top lenders: Old National Bank, Readycap Lending, LLC
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Relax The Back.