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Rita's Ice-Custard-Happiness, by the numbers

Rita's Ice-Custard-Happiness appears in 88 SBA 7(a) loans since 2020, with a 0% cohort charge-off (failure) rate — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1435)

88 deals since 2020 · typical deal $318K · 0% failure rate

88

Deals since 2020

$318K

Typical deal

20

Deals since FY2025

0%

Failure rate (FY20–23)

Rita's Ice-Custard-Happiness buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.

What buyers pay for Rita's Ice-Custard-Happiness

Most Rita's Ice-Custard-Happiness deals financed between $174K and $480K. Above $480K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$4,426
Down payment (10%)
$35K
Cash to close (all-in)
$47K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$47K)

Experience

Recent financings

  • Rita's Ice in Fort Myers, FL — $350K (2026) · Newtek Bank, National Association
  • Floyd Family Frozen Treats LLC in Parker, CO — $318K (2026) · Redstone Bank
  • Rita’s Italian Ice in Allentown, PA — $899K (2025) · First Internet Bank of Indiana
  • VLM CONFECTIONS LLC in Saint Petersburg, FL — $650K (2025) · Hanover Community Bank
  • Reichard Enterprises LLC in Easley, SC — $616K (2025) · Hanover Community Bank
  • Shenn Valley Ice Treats Inc. in Harrisonburg, VA — $535K (2025) · Hanover Community Bank
  • ADDIICE L.L.C. in Round Rock, TX — $502K (2025) · Hanover Community Bank
  • Columbia May LLC in Cincinnati, OH — $498K (2025) · The Huntington National Bank
  • KOD Ice LLC in Passaic, NJ — $486K (2025) · Valley National Bank
  • Happy Thoughts Inc. in Summerville, SC — $449K (2025) · Magnifi Financial CU

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Rita's Ice-Custard-Happiness brand mark

Who funds Rita's Ice-Custard-Happiness — and where

Every dot is a financed Rita's Ice-Custard-Happiness — 86 mapped.

Financed Rita's Ice-Custard-Happiness locations — list all 86 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(28)
  2. 2.TowneBank(9)
  3. 3.TD Bank, National Association(6)
  4. 4.Manufacturers and Traders Trust Company(5)
  5. 5.Hanover Community Bank(5)

Most active states

  1. 1.Pennsylvania (27 loans)Rita's Ice-Custard-Happiness lenders in Pennsylvania->
  2. 2.Florida (14 loans)Rita's Ice-Custard-Happiness lenders in Florida->
  3. 3.New Jersey (10 loans)Rita's Ice-Custard-Happiness lenders in New Jersey->
  4. 4.South Carolina (6 loans)Rita's Ice-Custard-Happiness lenders in South Carolina->
  5. 5.Virginia (6 loans)Rita's Ice-Custard-Happiness lenders in Virginia->
  6. 6.Maryland (5 loans)Rita's Ice-Custard-Happiness lenders in Maryland->
  7. 7.Arizona (2 loans)Rita's Ice-Custard-Happiness lenders in Arizona->
  8. 8.Georgia (2 loans)Rita's Ice-Custard-Happiness lenders in Georgia->

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Common questions

How much does a Rita's Ice-Custard-Happiness cost to buy or open?

The typical deal for Rita's Ice-Custard-Happiness is $318K across 88 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $35K of buyer cash on a typical deal.

How risky is Rita's Ice-Custard-Happiness?

0% of Rita's Ice-Custard-Happiness's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Rita's Ice-Custard-Happiness with an SBA loan?

Yes — Rita's Ice-Custard-Happiness has been SBA-financed 20 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Rita's Ice-Custard-Happiness franchise

Most Rita's Ice-Custard-Happiness buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Rita's Ice-Custard-Happiness deal financed for $318K, which points to about $35K of buyer cash on a typical purchase. Rita's Ice-Custard-Happiness is listed in the SBA Franchise Directory (identifier S1435), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Rita's Ice-Custard-Happiness — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Rita's Ice-Custard-Happiness — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Rita's Ice-Custard-Happiness — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Rita's Ice-Custard-Happiness is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 88 SBA 7(a) deals since 2020
  • $318K typical deal
  • 20 deals since FY2025
  • 0% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S1435)
  • Top lenders: The Huntington National Bank, TowneBank, TD Bank, National Association

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-28.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/rita-s-ice-custard-happiness
API:
https://www.capbench.com/api/public/franchises/rita-s-ice-custard-happiness
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Rita's Ice-Custard-Happiness.

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