Rivers Edge Coffee, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S7826)

2 deals since 2020 · typical deal $150K

Deals since 2020

$150K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Rivers Edge Coffee has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Rivers Edge Coffee

Most Rivers Edge Coffee deals financed between $125K and $150K. Above $150K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$150K

Monthly payment (10-yr): $2,218
Down payment (10%): $17K
Cash to close (all-in): $21K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$21K)

Experience

Recent financings

Sonny Dayz LLC in Ashland, VA — $150K (2023) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approved
6/28/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by United Midwest Savings Bank National Association · Lender record →
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Sonny Dayz LLC in Ashland, VA — $125K (2023) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$106K (85%)
Approval → funding
26 days
Approved
9/1/2023
First disbursed
9/27/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by United Midwest Savings Bank National Association · Lender record →
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Who funds Rivers Edge Coffee — and where

Every dot is a financed Rivers Edge Coffee — 2 mapped.

Financed Rivers Edge Coffee locations — list all 2 as text

Sonny Dayz LLC — Ashland · $125K · FY2023 · Snack and Nonalcoholic Beverage Bars
Sonny Dayz LLC — Ashland · $150K · FY2023 · Snack and Nonalcoholic Beverage Bars

Top lenders for this brand

1.United Midwest Savings Bank National Association(2)

Most active states

1.Virginia (2 loans)

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Insider move

Start with the lenders above — a bank that's funded Rivers Edge Coffee 2 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Rivers Edge Coffee lending specialist.

Common questions

How much does a Rivers Edge Coffee cost to buy or open?

The typical deal for Rivers Edge Coffee is $150K across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.

How risky is Rivers Edge Coffee?

Rivers Edge Coffee has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Rivers Edge Coffee with an SBA loan?

Yes — Rivers Edge Coffee has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Rivers Edge Coffee franchise

Most Rivers Edge Coffee buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Rivers Edge Coffee deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. Rivers Edge Coffee is listed in the SBA Franchise Directory (identifier S7826), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Rivers Edge Coffee — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Rivers Edge Coffee — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Rivers Edge Coffee — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Rivers Edge Coffee is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

2 SBA 7(a) deals since 2020
$150K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S7826)
Top lenders: United Midwest Savings Bank National Association

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/rivers-edge-coffee
API:: https://www.capbench.com/api/public/franchises/rivers-edge-coffee
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Rivers Edge Coffee.