Royal Restrooms, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S3326)

4 deals since 2020 · typical deal $660K

Deals since 2020

$660K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Royal Restrooms has 4 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Royal Restrooms

Most Royal Restrooms deals financed between $200K and $3.75M. Above $3.75M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$660K

Monthly payment (10-yr): $8,631
Down payment (10%): $73K
Cash to close (all-in): $98K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$98K)

Experience

Recent financings

Mountain West Site Services LLC in Salt Lake City, UT — $3.8M (2026) · purchase · UMB Bank, National Association
Program
Preferred Lenders Program
Rate at approval
6.88% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.8M (75%)
Approved
3/30/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Other Commercial and Industrial Machinery and Equipment Rent
If you were the buyer here
Est. deal size
$4.2M
Est. down payment (10%)
$417K
Est. cash at closing
$577K
Monthly payment
$43,367
Annual debt service
$520K
Cash flow needed (1.25×)
$651K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by UMB Bank, National Association · Lender record →
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Mountain West Site Services LLC in Salt Lake City, UT — $200K (2026) · purchase · UMB Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.88% variable
Term
60 mo (5 yrs)
SBA guaranteed
$100K (50%)
Approved
3/30/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
Other Commercial and Industrial Machinery and Equipment Rent
If you were the buyer here
Est. deal size
$222K
Est. down payment (10%)
$22K
Est. cash at closing
$30K
Monthly payment
$3,949
Annual debt service
$47K
Cash flow needed (1.25×)
$59K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by UMB Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Royal Restrooms of Virginia, LLC in Lynchburg, VA — $135K (2024) · Select Bank
Program
7a General
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$115K (85%)
Approval → funding
27 days
Approved
8/15/2024
First disbursed
9/11/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Existing or more than 2 years old
Industry
Other Commercial and Industrial Machinery and Equipment Rent
Funded by Select Bank · Lender record →
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Royal Restrooms of Virginia, LLC in Lynchburg, VA — $660K (2022) · First National Bank
Program
7a General
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$495K (75%)
Approval → funding
21 days
Approved
2/2/2022
First disbursed
2/23/2022
Loan status
Paid in full (8/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Existing or more than 2 years old
Industry
Other Commercial and Industrial Machinery and Equipment Rent
Funded by First National Bank · Lender record →
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Who funds Royal Restrooms — and where

Every dot is a financed Royal Restrooms — 4 mapped.

Financed Royal Restrooms locations — list all 4 as text

Royal Restrooms of Virginia, LLC — Lynchburg · $135K · FY2024 · Other Commercial and Industrial Machinery and Equipment Rent
Mountain West Site Services LLC — Salt Lake City · $3.8M · FY2026 · Other Commercial and Industrial Machinery and Equipment Rent
Mountain West Site Services LLC — Salt Lake City · $200K · FY2026 · Other Commercial and Industrial Machinery and Equipment Rent
Royal Restrooms of Virginia, LLC — Lynchburg · $660K · FY2022 · Other Commercial and Industrial Machinery and Equipment Rent

Top lenders for this brand

Most active states

1.Virginia (2 loans)
2.Utah (2 loans)

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Insider move

Start with the lenders above — a bank that's funded Royal Restrooms 2 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Royal Restrooms lending specialist.

Common questions

How much does a Royal Restrooms cost to buy or open?

The typical deal for Royal Restrooms is $660K across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $73K of buyer cash on a typical deal.

How risky is Royal Restrooms?

Royal Restrooms has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Royal Restrooms with an SBA loan?

Yes — Royal Restrooms has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Royal Restrooms franchise

Most Royal Restrooms buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Royal Restrooms deal financed for $660K, which points to about $73K of buyer cash on a typical purchase. Royal Restrooms is listed in the SBA Franchise Directory (identifier S3326), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Royal Restrooms — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Royal Restrooms — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Royal Restrooms — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Royal Restrooms is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

4 SBA 7(a) deals since 2020
$660K typical deal
2 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S3326)
Top lenders: UMB Bank, National Association, Select Bank, First National Bank

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/royal-restrooms
API:: https://www.capbench.com/api/public/franchises/royal-restrooms
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Royal Restrooms.