Runza, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S3768)

3 deals since 2020 · typical deal $497K

Deals since 2020

$497K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Runza has 3 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Runza

Most Runza deals financed between $465K and $500K. Above $500K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$497K

Monthly payment (10-yr): $6,497
Down payment (10%): $55K
Cash to close (all-in): $74K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$74K)

Experience

Recent financings

GlenwoodQuickserve, LLC in Glenwood, IA — $500K (2023) · First State Bank Nebraska
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
126 months
SBA guaranteed
$375K (75%)
Approval → funding
15 days
Approved
5/23/2023
First disbursed
6/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
42
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by First State Bank Nebraska · Lender record →
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GlenwoodQuickserve, LLC in Glenwood, IA — $497K (2023) · First State Bank Nebraska
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$373K (75%)
Approved
4/6/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
42
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by First State Bank Nebraska · Lender record →
Your business? Claim this record · Request removal
Heller, LLC in Ogallala, NE — $465K (2022) · Points West Community Bank
Program
7a General
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$349K (75%)
Approved
5/13/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by Points West Community Bank
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Who funds Runza — and where

Every dot is a financed Runza — 3 mapped.

Financed Runza locations — list all 3 as text

Heller, LLC — Ogallala · $465K · FY2022 · Full-Service Restaurants
GlenwoodQuickserve, LLC — Glenwood · $497K · FY2023 · Limited-Service Restaurants
GlenwoodQuickserve, LLC — Glenwood · $500K · FY2023 · Limited-Service Restaurants

Top lenders for this brand

1.First State Bank Nebraska(2)
2.Points West Community Bank (1)

Most active states

1.Iowa (2 loans)
2.Nebraska (1 loans)

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Insider move

Start with the lenders above — a bank that's funded Runza 2 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Runza lending specialist.

Common questions

How much does a Runza cost to buy or open?

The typical deal for Runza is $497K across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $55K of buyer cash on a typical deal.

How risky is Runza?

Runza has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Runza with an SBA loan?

Yes — Runza has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Runza franchise

Most Runza buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Runza deal financed for $497K, which points to about $55K of buyer cash on a typical purchase. Runza is listed in the SBA Franchise Directory (identifier S3768), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Runza — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Runza — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Runza — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Runza is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

3 SBA 7(a) deals since 2020
$497K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S3768)
Top lenders: First State Bank Nebraska, Points West Community Bank

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/runza
API:: https://www.capbench.com/api/public/franchises/runza
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Runza.