SCHAKOLAD CHOCOLATE FACTORY, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1464)

1 deals since 2020 · typical deal $13K

Deals since 2020

$13K

Typical deal

Deals since FY2025

—

Too few deals to score risk

SCHAKOLAD CHOCOLATE FACTORY has 1 SBA deal on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for SCHAKOLAD CHOCOLATE FACTORY

Most SCHAKOLAD CHOCOLATE FACTORY deals financed between $13K and $13K. Above $13K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$13K

Monthly payment (10-yr): $188
Down payment (10%): $1K
Cash to close (all-in): $2K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$2K)

Experience

Recent financings

TMZMZ Inc. in Indianapolis, IN — $13K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$6K (50%)
Approval → funding
15 days
Approved
12/6/2021
First disbursed
12/21/2021
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Existing or more than 2 years old
Industry
Confectionery and Nut Stores
Funded by The Huntington National Bank · Lender record →
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Who funds SCHAKOLAD CHOCOLATE FACTORY — and where

Every dot is a financed SCHAKOLAD CHOCOLATE FACTORY — 1 mapped.

Financed SCHAKOLAD CHOCOLATE FACTORY locations — list all 1 as text

TMZMZ Inc. — Indianapolis · $13K · FY2022 · Confectionery and Nut Stores

Top lenders for this brand

1.The Huntington National Bank(1)

Most active states

1.Indiana (1 loans)

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Insider move

Start with the lenders above — a bank that's funded SCHAKOLAD CHOCOLATE FACTORY 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable SCHAKOLAD CHOCOLATE FACTORY lending specialist.

Common questions

How much does a SCHAKOLAD CHOCOLATE FACTORY cost to buy or open?

The typical deal for SCHAKOLAD CHOCOLATE FACTORY is $13K across 1 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $1K of buyer cash on a typical deal.

How risky is SCHAKOLAD CHOCOLATE FACTORY?

SCHAKOLAD CHOCOLATE FACTORY has 1 SBA loan on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a SCHAKOLAD CHOCOLATE FACTORY with an SBA loan?

Yes — SCHAKOLAD CHOCOLATE FACTORY has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a SCHAKOLAD CHOCOLATE FACTORY franchise

Most SCHAKOLAD CHOCOLATE FACTORY buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical SCHAKOLAD CHOCOLATE FACTORY deal financed for $13K, which points to about $1K of buyer cash on a typical purchase. SCHAKOLAD CHOCOLATE FACTORY is listed in the SBA Franchise Directory (identifier S1464), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund SCHAKOLAD CHOCOLATE FACTORY — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for SCHAKOLAD CHOCOLATE FACTORY — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for SCHAKOLAD CHOCOLATE FACTORY — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. SCHAKOLAD CHOCOLATE FACTORY is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

1 SBA 7(a) deal since 2020
$13K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1464)
Top lenders: The Huntington National Bank

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/schakolad-chocolate-factory
API:: https://www.capbench.com/api/public/franchises/schakolad-chocolate-factory
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with SCHAKOLAD CHOCOLATE FACTORY.