Seniors Helping Seniors, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S3973)
36 deals since 2020 · typical deal $150K · 0% failure rate
36
Deals since 2020
$150K
Typical deal
14
Deals since FY2025
0%
Failure rate (FY20–23)
What buyers pay for Seniors Helping Seniors
Most Seniors Helping Seniors deals financed between $150K and $200K. Above $200K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,218
- Down payment (10%)
- $17K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- Jersey G3, Inc. in Whitehouse Station, NJ — $200K (2026) · NYBDC Local Development Corporation dba Pursuit Community Finance
- Program
- 7a General
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approved
- 12/2/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Jobs supported
- 35
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Home Health Care Services
Funded by NYBDC Local Development Corporation dba Pursuit Community Finance · Lender record →
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- Veterans Helping Seniors LLC in El Paso, TX — $200K (2026) · WestStar Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $100K (50%)
- Approved
- 2/26/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 27
- Business age
- Existing or more than 2 years old
- Industry
- Home Health Care Services
Funded by WestStar Bank · Lender record →
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- Favored Flowers LLC in Cedar Park, TX — $190K (2026) · Magnifi Financial CU
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $143K (75%)
- Approval → funding
- 5 days
- Approved
- 12/17/2025
- First disbursed
- 12/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Services for the Elderly and Persons with Disabilities
Funded by Magnifi Financial CU · Lender record →
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- Raines and Sons Enterprises LLC in Austin, TX — $120K (2026) · Magnifi Financial CU
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $102K (85%)
- Approval → funding
- 8 days
- Approved
- 12/10/2025
- First disbursed
- 12/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Home Health Care Services
Funded by Magnifi Financial CU · Lender record →
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- Veterans Helping Seniors LLC in El Paso, TX — $50K (2026) · WestStar Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11% variable
- Term
- 12 mo (1 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 2/28/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 27
- Business age
- Existing or more than 2 years old
- Industry
- Home Health Care Services
Funded by WestStar Bank · Lender record →
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- SENIORS HELPING SENIORS® in Fort Myers, FL — $495K (2025) · purchase · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $371K (75%)
- Approval → funding
- 56 days
- Approved
- 10/7/2024
- First disbursed
- 12/2/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 61
- Business age
- Change of Ownership
- Industry
- Services for the Elderly and Persons with Disabilities
If you were the buyer here
- Est. deal size
- $549K
- Est. down payment (10%)
- $55K
- Est. cash at closing
- $73K
- Monthly payment
- $6,882
- Annual debt service
- $83K
- Cash flow needed (1.25×)
- $103K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank of the Lake · Lender record →
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- SHS Lorain LLC in Elyria, OH — $250K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (50%)
- Approval → funding
- 19 days
- Approved
- 3/5/2025
- First disbursed
- 3/24/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Services for the Elderly and Persons with Disabilities
Funded by The Huntington National Bank · Lender record →
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- MBF Enterprises LLC in Concord, CA — $249K (2025) · Platinum Bank
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $187K (75%)
- Approval → funding
- 4 days
- Approved
- 2/17/2025
- First disbursed
- 2/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Services for the Elderly and Persons with Disabilities
Funded by Platinum Bank · Lender record →
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- Thrive & Prosper, LLC in Livermore, CA — $181K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $136K (75%)
- Approval → funding
- 28 days
- Approved
- 4/23/2025
- First disbursed
- 5/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Home Health Care Services
Funded by The Huntington National Bank · Lender record →
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- JMG SENIOR CARE INC in Rutland, MA — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 17 days
- Approved
- 2/24/2025
- First disbursed
- 3/13/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Services for the Elderly and Persons with Disabilities
Funded by United Midwest Savings Bank National Association · Lender record →
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Who funds Seniors Helping Seniors — and where
Every dot is a financed Seniors Helping Seniors — 35 mapped.
Financed Seniors Helping Seniors locations — list all 35 as text
- R&M CARE ENTERPRISES LLC — East Hanover · $468K · FY2021 · Services for the Elderly and Persons with Disabilities
- Coker Senior Services LLC — Centreville · $50K · FY2023 · Services for the Elderly and Persons with Disabilities
- Coker Senior Services LLC — Centreville · $195K · FY2023 · Services for the Elderly and Persons with Disabilities
- SHS Lorain LLC — Columbus · $588K · FY2023 · Services for the Elderly and Persons with Disabilities
- Harvey Letherman III, LLC dba Seniors Helping Seniors — Davenport · $150K · FY2024 · Services for the Elderly and Persons with Disabilities
- Stella Health Care Services, LLC dba Seniors Helping Seniors Pittsburgh Northeas — Pittsburgh · $150K · FY2024 · Services for the Elderly and Persons with Disabilities
- Wine Country Senior Care LLC — Napa · $90K · FY2025 · Services for the Elderly and Persons with Disabilities
- LUDAC SOLUTIONS LLC — Chicago · $140K · FY2025 · Services for the Elderly and Persons with Disabilities
- Raines and Sons Enterprises LLC — Austin · $120K · FY2026 · Home Health Care Services
- Favored Flowers LLC — Cedar Park · $190K · FY2026 · Services for the Elderly and Persons with Disabilities
- Veterans Helping Seniors LLC — El Paso · $200K · FY2026 · Home Health Care Services
- Veterans Helping Seniors LLC — El Paso · $50K · FY2026 · Home Health Care Services
- Thrive & Prosper, LLC — Livermore · $30K · FY2025 · Home Health Care Services
- Thrive & Prosper, LLC — Livermore · $181K · FY2025 · Home Health Care Services
- R&M CARE ENTERPRISES LLC — East Hanover · $468K · FY2021 · Home Health Care Services
- SHS Houston North — Houston · $116K · FY2024 · Services for the Elderly and Persons with Disabilities
- THE BLAKEWOOD GROUP LLC dba SENIORS HELPING SENIORS — Riverview · $150K · FY2024 · Services for the Elderly and Persons with Disabilities
- Wine Country Senior Care LLC — Napa · $181K · FY2024 · Services for the Elderly and Persons with Disabilities
- SENIORS HELPING SENIORS® — Fort Myers · $495K · FY2025 · Services for the Elderly and Persons with Disabilities
- IRVINS CARE 2 LLC — Mount Dora · $150K · FY2023 · Services for the Elderly and Persons with Disabilities
- Stephens Elite, LLC dba Seniors Helping Seniors — Savannah · $150K · FY2024 · Services for the Elderly and Persons with Disabilities
- SCM Solutions LLC — Lehi · $150K · FY2024 · Services for the Elderly and Persons with Disabilities
- MBF Enterprises LLC — Concord · $249K · FY2025 · Services for the Elderly and Persons with Disabilities
- JMG SENIOR CARE INC — Rutland · $150K · FY2025 · Services for the Elderly and Persons with Disabilities
- RavenClawz Inc. — Fountain · $150K · FY2025 · Services for the Elderly and Persons with Disabilities
- SHS Lorain LLC — Elyria · $250K · FY2025 · Services for the Elderly and Persons with Disabilities
- Aviyet LLC — Keller · $150K · FY2023 · Services for the Elderly and Persons with Disabilities
- Rescued for a Purpose LLC — Monroe · $150K · FY2023 · Services for the Elderly and Persons with Disabilities
- CACCK Enterprise Inc. — Lansing · $174K · FY2020 · Home Health Care Services
- Cal Capital Corp — Malvern · $750K · FY2020 · Home Health Care Services
- MAMA MANATEE LLC — Pittsford · $150K · FY2022 · Services for the Elderly and Persons with Disabilities
- SENIOR CARE OF NORTHERN INDIANA LLC — Granger · $150K · FY2022 · Services for the Elderly and Persons with Disabilities
- Senior Personal Care Solutions, LLC — Fayetteville · $150K · FY2022 · Services for the Elderly and Persons with Disabilities
- Chernow Franchise, LLC — Bethesda · $111K · FY2022 · Services for the Elderly and Persons with Disabilities
- BSRS JACKSONVILLE LLC — Jacksonville · $150K · FY2021 · Services for the Elderly and Persons with Disabilities
Top lenders for this brand
Most active states
- 1.Texas (6 loans)
- 2.California (5 loans)
- 3.Florida (4 loans)
- 4.New Jersey (3 loans)
- 5.Virginia (2 loans)
- 6.Ohio (2 loans)
- 7.Pennsylvania (2 loans)
- 8.Georgia (2 loans)
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Common questions
How much does a Seniors Helping Seniors cost to buy or open?
The typical deal for Seniors Helping Seniors is $150K across 36 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.
How risky is Seniors Helping Seniors?
0% of Seniors Helping Seniors's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a Seniors Helping Seniors with an SBA loan?
Yes — Seniors Helping Seniors has been SBA-financed 14 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Seniors Helping Seniors franchise
Most Seniors Helping Seniors buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Seniors Helping Seniors deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. Seniors Helping Seniors is listed in the SBA Franchise Directory (identifier S3973), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Seniors Helping Seniors — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Seniors Helping Seniors — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Seniors Helping Seniors — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Seniors Helping Seniors is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 36 SBA 7(a) deals since 2020
- $150K typical deal
- 14 deals since FY2025
- 0% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S3973)
- Top lenders: United Midwest Savings Bank National Association, The Huntington National Bank, Platinum Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent Seniors Helping Seniors?
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Seniors Helping Seniors.