Shine Window Care and Holiday Lighting, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2890)
13 deals since 2020 · typical deal $150K
13
Deals since 2020
$150K
Typical deal
4
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Shine Window Care and Holiday Lighting
Most Shine Window Care and Holiday Lighting deals financed between $100K and $200K. Above $200K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,218
- Down payment (10%)
- $17K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- Shine Window Care in Katy, TX — $200K (2025) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 21 days
- Approved
- 8/22/2025
- First disbursed
- 9/12/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- Other Personal and Household Goods Repair and Maintenance
Funded by Newtek Bank, National Association · Lender record →
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- SW ENTERPRISE LLC in Bowie, MD — $180K (2025) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $90K (50%)
- Approval → funding
- 42 days
- Approved
- 8/20/2025
- First disbursed
- 10/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Janitorial Services
Funded by Manufacturers and Traders Trust Company · Lender record →
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- OHNAY LAHNAY, INC dba SHINE OF SOUTH LAS VEGAS in Las Vegas, NV — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 13 days
- Approved
- 11/29/2024
- First disbursed
- 12/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by United Midwest Savings Bank National Association · Lender record →
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- SW ENTERPRISE LLC in Bowie, MD — $25K (2025) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 192 days
- Approved
- 8/20/2025
- First disbursed
- 2/28/2026
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Janitorial Services
Funded by Manufacturers and Traders Trust Company · Lender record →
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- ALDEN HOME SERVICES LLC in Oak Ridge, TN — $190K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $143K (75%)
- Approval → funding
- 2 days
- Approved
- 2/14/2024
- First disbursed
- 2/16/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Services to Buildings and Dwellings
Funded by The Huntington National Bank · Lender record →
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- Barry Enterprises LLC in Eudora, KS — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 18 days
- Approved
- 12/16/2023
- First disbursed
- 1/3/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by United Midwest Savings Bank National Association · Lender record →
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- ALDEN HOME SERVICES LLC in Oak Ridge, TN — $30K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 348 days
- Approved
- 2/14/2024
- First disbursed
- 1/27/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Services to Buildings and Dwellings
Funded by The Huntington National Bank · Lender record →
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- D & S Westlake Enterprises LLC in West Lake Hills, TX — $1.0M (2023) · Regions Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.45% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $770K (75%)
- Approval → funding
- 21 days
- Approved
- 5/9/2023
- First disbursed
- 5/30/2023
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- All Other Personal Services
Funded by Regions Bank · Lender record →
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- Mathis Business Management LLC in Farmington Hills, MI — $924K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $693K (75%)
- Approval → funding
- 7 days
- Approved
- 7/28/2023
- First disbursed
- 8/4/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Janitorial Services
Funded by The Huntington National Bank · Lender record →
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- Northern Elite LLC in Traverse City, MI — $217K (2023) · Northern Great Lakes Initiatives
- Program
- Community Advantage Initiative
- Subprogram
- Community Advantage Initiative
- Rate at approval
- 10.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $163K (75%)
- Approval → funding
- 8 days
- Approved
- 3/27/2023
- First disbursed
- 4/4/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Other Services to Buildings and Dwellings
Funded by Northern Great Lakes Initiatives
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Who funds Shine Window Care and Holiday Lighting — and where
Every dot is a financed Shine Window Care and Holiday Lighting — 12 mapped.
Financed Shine Window Care and Holiday Lighting locations — list all 12 as text
- SW ENTERPRISE LLC — Bowie · $180K · FY2025 · Janitorial Services
- SW ENTERPRISE LLC — Bowie · $25K · FY2025 · Janitorial Services
- Shine Window Care — Katy · $200K · FY2025 · Other Personal and Household Goods Repair and Maintenance
- ALDEN HOME SERVICES LLC — Oak Ridge · $30K · FY2024 · Other Services to Buildings and Dwellings
- ALDEN HOME SERVICES LLC — Oak Ridge · $190K · FY2024 · Other Services to Buildings and Dwellings
- Barry Enterprises LLC — Eudora · $150K · FY2024 · Janitorial Services
- OHNAY LAHNAY, INC dba SHINE OF SOUTH LAS VEGAS — Las Vegas · $150K · FY2025 · Janitorial Services
- D&S Westlake Enterprises LLC — West Lake Hills · $100K · FY2023 · All Other Personal Services
- D & S Westlake Enterprises LLC — West Lake Hills · $1.0M · FY2023 · All Other Personal Services
- Mathis Business Management LLC — Farmington Hills · $924K · FY2023 · Janitorial Services
- Mathis Business Management LLC — Farmington Hills · $50K · FY2023 · Janitorial Services
- JACK HELM FORD LLC — Alpharetta · $150K · FY2020 · Janitorial Services
Top lenders for this brand
Most active states
- 1.Texas (3 loans)
- 2.Michigan (3 loans)
- 3.Maryland (2 loans)
- 4.Tennessee (2 loans)
- 5.Kansas (1 loans)
- 6.Nevada (1 loans)
- 7.Georgia (1 loans)
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Common questions
How much does a Shine Window Care and Holiday Lighting cost to buy or open?
The typical deal for Shine Window Care and Holiday Lighting is $150K across 13 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.
How risky is Shine Window Care and Holiday Lighting?
Shine Window Care and Holiday Lighting has 13 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Shine Window Care and Holiday Lighting with an SBA loan?
Yes — Shine Window Care and Holiday Lighting has been SBA-financed 4 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Shine Window Care and Holiday Lighting franchise
Most Shine Window Care and Holiday Lighting buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Shine Window Care and Holiday Lighting deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. Shine Window Care and Holiday Lighting is listed in the SBA Franchise Directory (identifier S2890), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Shine Window Care and Holiday Lighting — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Shine Window Care and Holiday Lighting — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Shine Window Care and Holiday Lighting — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Shine Window Care and Holiday Lighting is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 13 SBA 7(a) deals since 2020
- $150K typical deal
- 4 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2890)
- Top lenders: The Huntington National Bank, United Midwest Savings Bank National Association, Manufacturers and Traders Trust Company
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
Still have questions about buying a Shine Window Care and Holiday Lighting?
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Represent Shine Window Care and Holiday Lighting?
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Shine Window Care and Holiday Lighting.