Smokey Mo's Bar-B-Q, by the numbers

Smokey Mo's Bar-B-Q appears in 5 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1588)

5 deals since 2020 · typical deal $400K

Deals since 2020

$400K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Smokey Mo's Bar-B-Q has 5 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Smokey Mo's Bar-B-Q

Most Smokey Mo's Bar-B-Q deals financed between $77K and $698K. Above $698K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$400K

Monthly payment (10-yr): $5,231
Down payment (10%): $44K
Cash to close (all-in): $59K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$59K)

Experience

Recent financings

Inspire SMB Cibolo LLC in Schertz, TX — $1.2M (2026) · First United Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
123 months
SBA guaranteed
$892K (75%)
Approval → funding
19 days
Approved
12/11/2025
First disbursed
12/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
19
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by First United Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
Harris & Page Ent., LLC in New Braunfels, TX — $77K (2026) · First United Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
119 months
SBA guaranteed
$57K (75%)
Approval → funding
19 days
Approved
12/11/2025
First disbursed
12/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
19
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by First United Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
Smokey Mo's BBQ in San Antonio, TX — $698K (2023) · Bank Five Nine
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$523K (75%)
Approval → funding
9 days
Approved
8/29/2023
First disbursed
9/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
PRIME IV LANGELLIER LLC in Holland, MI — $400K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$300K (75%)
Approval → funding
7 days
Approved
9/19/2022
First disbursed
9/26/2022
Loan status
Paid in full (3/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Partnership
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
All Other Outpatient Care Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
PRIME IV LANGELLIER LLC in Holland, MI — $50K (2022) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
9/19/2022
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Partnership
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
All Other Outpatient Care Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Free · No documents · Usually same-day

Serious about buying a Smokey Mo's Bar-B-Q?

Get qualified with a franchise lending specialist before discovery day — know your number first.

Who funds Smokey Mo's Bar-B-Q — and where

Every dot is a financed Smokey Mo's Bar-B-Q — 5 mapped.

Financed Smokey Mo's Bar-B-Q locations — list all 5 as text

Harris & Page Ent., LLC — New Braunfels · $77K · FY2026 · Full-Service Restaurants
Inspire SMB Cibolo LLC — Schertz · $1.2M · FY2026 · Full-Service Restaurants
PRIME IV LANGELLIER LLC — Holland · $400K · FY2022 · All Other Outpatient Care Centers
PRIME IV LANGELLIER LLC — Holland · $50K · FY2022 · All Other Outpatient Care Centers
Smokey Mo's BBQ — San Antonio · $698K · FY2023 · Limited-Service Restaurants

Top lenders for this brand

Most active states

1.Texas (3 loans)Smokey Mo's Bar-B-Q lenders in Texas->
2.Michigan (2 loans)Smokey Mo's Bar-B-Q lenders in Michigan->

Represent Smokey Mo's Bar-B-Q?

Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing

Insider move

Start with the lenders above — a bank that's funded Smokey Mo's Bar-B-Q 2 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Smokey Mo's Bar-B-Q lending specialist.

Common questions

How much does a Smokey Mo's Bar-B-Q cost to buy or open?

The typical deal for Smokey Mo's Bar-B-Q is $400K across 5 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $44K of buyer cash on a typical deal.

How risky is Smokey Mo's Bar-B-Q?

Smokey Mo's Bar-B-Q has 5 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Smokey Mo's Bar-B-Q with an SBA loan?

Yes — Smokey Mo's Bar-B-Q has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Smokey Mo's Bar-B-Q franchise

Most Smokey Mo's Bar-B-Q buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Smokey Mo's Bar-B-Q deal financed for $400K, which points to about $44K of buyer cash on a typical purchase. Smokey Mo's Bar-B-Q is listed in the SBA Franchise Directory (identifier S1588), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Smokey Mo's Bar-B-Q — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Smokey Mo's Bar-B-Q — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Smokey Mo's Bar-B-Q — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Smokey Mo's Bar-B-Q is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

5 SBA 7(a) deals since 2020
$400K typical deal
2 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1588)
Top lenders: First United Bank and Trust Company, The Huntington National Bank, Bank Five Nine

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-21.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/smokey-mo-s-bar-b-q
API:: https://www.capbench.com/api/public/franchises/smokey-mo-s-bar-b-q
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

Still have questions about buying a Smokey Mo's Bar-B-Q?

Five minutes with a specialist who's seen Smokey Mo's Bar-B-Q deals close answers more than an hour of searching. Free, usually same-day.

Analyze this franchise in ChatGPT

Use Capbench to compare franchise SBA funding history, lender activity, buyer requirements, and likely financing fit.

ChatGPT will ask you to connect Capbench if you have not already approved it.

Open in ChatGPT

Represent Smokey Mo's Bar-B-Q?

Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing Request removal

CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Smokey Mo's Bar-B-Q.