Snap-On, by the numbers
Snap-On appears in 46 SBA 7(a) loans since 2020, with a 0% cohort charge-off (failure) rate — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1593)
46 deals since 2020 · typical deal $150K · 0% failure rate
46
Deals since 2020
$150K
Typical deal
6
Deals since FY2025
0%
Failure rate (FY20–23)
What buyers pay for Snap-On
Most Snap-On deals financed between $90K and $302K. Above $302K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,218
- Down payment (10%)
- $17K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- DURAN OPERATIONS LLC in Tulare, CA — $218K (2026) · Northeast Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $186K (85%)
- Approval → funding
- 23 days
- Approved
- 1/5/2026
- First disbursed
- 1/28/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Power-Driven Handtool Manufacturing
Funded by Northeast Bank · Lender record →
Your business? Claim this record · Request removal
- Matt Pane Tools LLC in Holland, PA — $120K (2026) · CenTrust Bank, A Division of SmartBiz Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $102K (85%)
- Approved
- 2/23/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- All Other Miscellaneous Retailers
Funded by CenTrust Bank, A Division of SmartBiz Bank National Association · Lender record →
Your business? Claim this record · Request removal
- LH TOOLS & EQUIPMENT LLC in Rochester, NY — $50K (2026) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 41 days
- Approved
- 11/20/2025
- First disbursed
- 12/31/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Hardware Retailers
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
- Royal T Tools LLC in Avon, OH — $250K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (50%)
- Approval → funding
- 37 days
- Approved
- 4/8/2025
- First disbursed
- 5/15/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Other Professional Equipment and Supplies Merchant Wholesale
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Brown Tools, LLC in Littleton, CO — $200K (2025) · Wings Credit Union
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 7 days
- Approved
- 2/28/2025
- First disbursed
- 3/7/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Wholesale Trade Agents and Brokers
Funded by Wings Credit Union · Lender record →
Your business? Claim this record · Request removal
- Johnson Tools LLC in Apple Valley, CA — $100K (2025) · Zions Bank, A Division of
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 12.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 154 days
- Approved
- 3/24/2025
- First disbursed
- 8/25/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Retailers
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
- Man in the Box, LLC in Edgewood, WA — $445K (2024) · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $334K (75%)
- Approval → funding
- 103 days
- Approved
- 3/6/2024
- First disbursed
- 6/17/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Retailers
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
- Snap-On Tools in Hialeah, FL — $350K (2024) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 27 days
- Approved
- 8/5/2024
- First disbursed
- 9/1/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Other Building Material Dealers
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- RWB Tools LLC in Beaumont, TX — $150K (2024) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 13.25% variable
- Term
- 112 months
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 3 days
- Approved
- 1/26/2024
- First disbursed
- 1/29/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- Other Miscellaneous Durable Goods Merchant Wholesalers
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
- DAVES TOOLS LLC in Naugatuck, CT — $100K (2024) · Webster Bank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 4/22/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- All Other General Merchandise Retailers
Funded by Webster Bank National Association · Lender record →
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
Free · No documents · Usually same-day
Serious about buying a Snap-On?
Get qualified with a franchise lending specialist before discovery day — know your number first.
Who funds Snap-On — and where
Every dot is a financed Snap-On — 45 mapped.
Financed Snap-On locations — list all 45 as text
- BBB Tools, LLC — Grants Pass · $500K · FY2021 · Other Direct Selling Establishments
- BMW TOOLS LLC — Cuyahoga Falls · $131K · FY2021 · Motor Vehicle Supplies and New Parts Merchant Wholesalers
- CM TOOLS AND EQUIPMENT LLC — Fairhaven · $406K · FY2021 · Automotive Parts and Accessories Stores
- CM TOOLS AND EQUIPMENT LLC — Fairhaven · $125K · FY2021 · Automotive Parts and Accessories Stores
- Stews Tools LLC — Wheatfield · $345K · FY2023 · Hardware Merchant Wholesalers
- Chris Hickman Authorized Snap On Franchise — Mantua · $144K · FY2023 · Motor Vehicle Supplies and New Parts Merchant Wholesalers
- JJ ACE TOOLS LLC — Abingdon · $50K · FY2024 · Industrial Machinery and Equipment Merchant Wholesalers
- Snap-On Tools — Hialeah · $350K · FY2024 · Other Building Material Dealers
- LH TOOLS & EQUIPMENT LLC — Rochester · $50K · FY2026 · Hardware Retailers
- DURAN OPERATIONS LLC — Tulare · $218K · FY2026 · Power-Driven Handtool Manufacturing
- Matt Pane Tools LLC — Holland · $120K · FY2026 · All Other Miscellaneous Retailers
- Johnson Tools LLC — Apple Valley · $100K · FY2025 · Hardware Retailers
- Royal T Tools LLC — Avon · $250K · FY2025 · Other Professional Equipment and Supplies Merchant Wholesale
- Kkall Tools — Syracuse · $40K · FY2020 · All Other Miscellaneous Store Retailers (except Tobacco Stor
- BDK Tools, Inc. — Plainfield · $300K · FY2020 · Other Direct Selling Establishments
- Lazy E Tools, LLC — Monrovia · $241K · FY2022 · General Freight Trucking, Long-Distance, Truckload
- Bargas Tools, LLC — Ontario · $120K · FY2022 · Hardware Retailers
- NNN Construction Services — Pacifica · $931K · FY2022 · Other Building Finishing Contractors
- Renegade Repairs, Inc. — North Fort Myers · $259K · FY2022 · Hardware Retailers
- Woody's Warehouse, LLC — Jesup · $375K · FY2022 · Industrial Supplies Merchant Wholesalers
- Hemenway Tools LLC — Detroit Lakes · $75K · FY2022 · Automotive Parts and Accessories Retailers
- C OBrien Enterprises, LLC — Danville · $50K · FY2022 · General Freight Trucking, Local
- Peschke Tools, LLC — Brandon · $312K · FY2022 · Hardware Retailers
- Northwoods Tools LLC — Elcho · $350K · FY2022 · Other Direct Selling Establishments
- RWB Tools LLC — Beaumont · $150K · FY2024 · Other Miscellaneous Durable Goods Merchant Wholesalers
- Man in the Box, LLC — Edgewood · $445K · FY2024 · Hardware Retailers
- Renegade Repairs, Inc. — North Fort Myers · $327K · FY2023 · All Other General Merchandise Retailers
- DBH OPERATIONS LLC — Deville · $150K · FY2023 · All Other Automotive Repair and Maintenance
- SRP INC — Sunnyvale · $100K · FY2023 · All Other Miscellaneous Retailers
- TRUITT'S TOOLS LLC — Mc Queeney · $50K · FY2024 · Industrial Machinery and Equipment Merchant Wholesalers
- Brown Tools, LLC — Littleton · $200K · FY2025 · Wholesale Trade Agents and Brokers
- JFK TOOLS INC — Egg Harbor Township · $75K · FY2023 · Hardware Merchant Wholesalers
- Ben's Tool Box LLC — Mount Clemens · $25K · FY2023 · Motor Vehicle Supplies and New Parts Merchant Wholesalers
- Raymond J Flexner — New Braunfels · $113K · FY2020 · Motor Vehicle Supplies and New Parts Merchant Wholesalers
- Easom Tools LLC — Redwood City · $90K · FY2020 · Other Direct Selling Establishments
- LENGA&LENGA LLC — Moreno Valley · $50K · FY2020 · Hardware Merchant Wholesalers
- TechTools LLC — Hayfield · $190K · FY2020 · Motor Vehicle Supplies and New Parts Merchant Wholesalers
- ICT Tools, LLC — Wichita · $35K · FY2020 · Hardware Merchant Wholesalers
- Big Red Tools LLC — Imperial · $243K · FY2022 · Other Direct Selling Establishments
- D B Tool and Equipment, LLC — Forney · $181K · FY2022 · Motor Vehicle Supplies and New Parts Merchant Wholesalers
- S&L Tools, LLC — Indianola · $270K · FY2022 · Hardware Stores
- C OBrien Enterprises, LLC — Danville · $70K · FY2022 · General Freight Trucking, Local
- Mcroy & Co. LLC. — Flagstaff · $302K · FY2022 · Power-Driven Handtool Manufacturing
- CM TOOLS AND EQUIPMENT LLC — Fairhaven · $406K · FY2021 · Automotive Parts and Accessories Stores
- CM TOOLS AND EQUIPMENT LLC — Fairhaven · $125K · FY2021 · Automotive Parts and Accessories Stores
Top lenders for this brand
Most active states
- 1.California (7 loans)Snap-On lenders in California->
- 2.Massachusetts (4 loans)Snap-On lenders in Massachusetts->
- 3.Indiana (4 loans)Snap-On lenders in Indiana->
- 4.Texas (4 loans)Snap-On lenders in Texas->
- 5.Florida (3 loans)Snap-On lenders in Florida->
- 6.Ohio (2 loans)Snap-On lenders in Ohio->
- 7.Utah (2 loans)Snap-On lenders in Utah->
- 8.Iowa (2 loans)Snap-On lenders in Iowa->
Represent Snap-On?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Snap-On cost to buy or open?
The typical deal for Snap-On is $150K across 46 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.
How risky is Snap-On?
0% of Snap-On's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a Snap-On with an SBA loan?
Yes — Snap-On has been SBA-financed 6 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Snap-On franchise
Most Snap-On buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Snap-On deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. Snap-On is listed in the SBA Franchise Directory (identifier S1593), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Snap-On — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Snap-On — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Snap-On — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Snap-On is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 46 SBA 7(a) deals since 2020
- $150K typical deal
- 6 deals since FY2025
- 0% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S1593)
- Top lenders: The Huntington National Bank, Webster Bank National Association, Readycap Lending, LLC
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-31.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
Still have questions about buying a Snap-On?
Five minutes with a specialist who's seen Snap-On deals close answers more than an hour of searching. Free, usually same-day.
Analyze this franchise in ChatGPT
Use Capbench to compare franchise SBA funding history, lender activity, buyer requirements, and likely financing fit.
ChatGPT will ask you to connect Capbench if you have not already approved it.
Represent Snap-On?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Snap-On.