Snap-On, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1593)
46 deals since 2020 · typical deal $150K · 0% failure rate
46
Deals since 2020
$150K
Typical deal
6
Deals since FY2025
0%
Failure rate (FY20–23)
What buyers pay for Snap-On
Most Snap-On deals financed between $90K and $302K. Above $302K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,218
- Down payment (10%)
- $17K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- DURAN OPERATIONS LLC in Tulare, CA — $218K (2026) · Northeast Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $186K (85%)
- Approval → funding
- 23 days
- Approved
- 1/5/2026
- First disbursed
- 1/28/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Power-Driven Handtool Manufacturing
Funded by Northeast Bank · Lender record →
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- Matt Pane Tools LLC in Holland, PA — $120K (2026) · CenTrust Bank, A Division of SmartBiz Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $102K (85%)
- Approved
- 2/23/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- All Other Miscellaneous Retailers
Funded by CenTrust Bank, A Division of SmartBiz Bank National Association · Lender record →
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- LH TOOLS & EQUIPMENT LLC in Rochester, NY — $50K (2026) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 41 days
- Approved
- 11/20/2025
- First disbursed
- 12/31/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Hardware Retailers
Funded by Manufacturers and Traders Trust Company · Lender record →
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- Royal T Tools LLC in Avon, OH — $250K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (50%)
- Approval → funding
- 37 days
- Approved
- 4/8/2025
- First disbursed
- 5/15/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Other Professional Equipment and Supplies Merchant Wholesale
Funded by The Huntington National Bank · Lender record →
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- Brown Tools, LLC in Littleton, CO — $200K (2025) · Wings Credit Union
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 7 days
- Approved
- 2/28/2025
- First disbursed
- 3/7/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Wholesale Trade Agents and Brokers
Funded by Wings Credit Union · Lender record →
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- Johnson Tools LLC in Apple Valley, CA — $100K (2025) · Zions Bank, A Division of
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 12.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 154 days
- Approved
- 3/24/2025
- First disbursed
- 8/25/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Retailers
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
- Man in the Box, LLC in Edgewood, WA — $445K (2024) · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $334K (75%)
- Approval → funding
- 103 days
- Approved
- 3/6/2024
- First disbursed
- 6/17/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Retailers
Funded by First Internet Bank of Indiana · Lender record →
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- Snap-On Tools in Hialeah, FL — $350K (2024) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 27 days
- Approved
- 8/5/2024
- First disbursed
- 9/1/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Other Building Material Dealers
Funded by Readycap Lending, LLC · Lender record →
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- RWB Tools LLC in Beaumont, TX — $150K (2024) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 13.25% variable
- Term
- 112 months
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 3 days
- Approved
- 1/26/2024
- First disbursed
- 1/29/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- Other Miscellaneous Durable Goods Merchant Wholesalers
Funded by BayFirst National Bank · Lender record →
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- DAVES TOOLS LLC in Naugatuck, CT — $100K (2024) · Webster Bank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 4/22/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- All Other General Merchandise Retailers
Funded by Webster Bank National Association · Lender record →
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
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Who funds Snap-On — and where
Every dot is a financed Snap-On — 45 mapped.
Financed Snap-On locations — list all 45 as text
- BBB Tools, LLC — Grants Pass · $500K · FY2021 · Other Direct Selling Establishments
- BMW TOOLS LLC — Cuyahoga Falls · $131K · FY2021 · Motor Vehicle Supplies and New Parts Merchant Wholesalers
- CM TOOLS AND EQUIPMENT LLC — Fairhaven · $406K · FY2021 · Automotive Parts and Accessories Stores
- CM TOOLS AND EQUIPMENT LLC — Fairhaven · $125K · FY2021 · Automotive Parts and Accessories Stores
- Stews Tools LLC — Wheatfield · $345K · FY2023 · Hardware Merchant Wholesalers
- Chris Hickman Authorized Snap On Franchise — Mantua · $144K · FY2023 · Motor Vehicle Supplies and New Parts Merchant Wholesalers
- JJ ACE TOOLS LLC — Abingdon · $50K · FY2024 · Industrial Machinery and Equipment Merchant Wholesalers
- Snap-On Tools — Hialeah · $350K · FY2024 · Other Building Material Dealers
- LH TOOLS & EQUIPMENT LLC — Rochester · $50K · FY2026 · Hardware Retailers
- DURAN OPERATIONS LLC — Tulare · $218K · FY2026 · Power-Driven Handtool Manufacturing
- Matt Pane Tools LLC — Holland · $120K · FY2026 · All Other Miscellaneous Retailers
- Johnson Tools LLC — Apple Valley · $100K · FY2025 · Hardware Retailers
- Royal T Tools LLC — Avon · $250K · FY2025 · Other Professional Equipment and Supplies Merchant Wholesale
- Kkall Tools — Syracuse · $40K · FY2020 · All Other Miscellaneous Store Retailers (except Tobacco Stor
- BDK Tools, Inc. — Plainfield · $300K · FY2020 · Other Direct Selling Establishments
- Lazy E Tools, LLC — Monrovia · $241K · FY2022 · General Freight Trucking, Long-Distance, Truckload
- Bargas Tools, LLC — Ontario · $120K · FY2022 · Hardware Retailers
- NNN Construction Services — Pacifica · $931K · FY2022 · Other Building Finishing Contractors
- Renegade Repairs, Inc. — North Fort Myers · $259K · FY2022 · Hardware Retailers
- Woody's Warehouse, LLC — Jesup · $375K · FY2022 · Industrial Supplies Merchant Wholesalers
- Hemenway Tools LLC — Detroit Lakes · $75K · FY2022 · Automotive Parts and Accessories Retailers
- C OBrien Enterprises, LLC — Danville · $50K · FY2022 · General Freight Trucking, Local
- Peschke Tools, LLC — Brandon · $312K · FY2022 · Hardware Retailers
- Northwoods Tools LLC — Elcho · $350K · FY2022 · Other Direct Selling Establishments
- RWB Tools LLC — Beaumont · $150K · FY2024 · Other Miscellaneous Durable Goods Merchant Wholesalers
- Man in the Box, LLC — Edgewood · $445K · FY2024 · Hardware Retailers
- Renegade Repairs, Inc. — North Fort Myers · $327K · FY2023 · All Other General Merchandise Retailers
- DBH OPERATIONS LLC — Deville · $150K · FY2023 · All Other Automotive Repair and Maintenance
- SRP INC — Sunnyvale · $100K · FY2023 · All Other Miscellaneous Retailers
- TRUITT'S TOOLS LLC — Mc Queeney · $50K · FY2024 · Industrial Machinery and Equipment Merchant Wholesalers
- Brown Tools, LLC — Littleton · $200K · FY2025 · Wholesale Trade Agents and Brokers
- JFK TOOLS INC — Egg Harbor Township · $75K · FY2023 · Hardware Merchant Wholesalers
- Ben's Tool Box LLC — Mount Clemens · $25K · FY2023 · Motor Vehicle Supplies and New Parts Merchant Wholesalers
- Raymond J Flexner — New Braunfels · $113K · FY2020 · Motor Vehicle Supplies and New Parts Merchant Wholesalers
- Easom Tools LLC — Redwood City · $90K · FY2020 · Other Direct Selling Establishments
- LENGA&LENGA LLC — Moreno Valley · $50K · FY2020 · Hardware Merchant Wholesalers
- TechTools LLC — Hayfield · $190K · FY2020 · Motor Vehicle Supplies and New Parts Merchant Wholesalers
- ICT Tools, LLC — Wichita · $35K · FY2020 · Hardware Merchant Wholesalers
- Big Red Tools LLC — Imperial · $243K · FY2022 · Other Direct Selling Establishments
- D B Tool and Equipment, LLC — Forney · $181K · FY2022 · Motor Vehicle Supplies and New Parts Merchant Wholesalers
- S&L Tools, LLC — Indianola · $270K · FY2022 · Hardware Stores
- C OBrien Enterprises, LLC — Danville · $70K · FY2022 · General Freight Trucking, Local
- Mcroy & Co. LLC. — Flagstaff · $302K · FY2022 · Power-Driven Handtool Manufacturing
- CM TOOLS AND EQUIPMENT LLC — Fairhaven · $406K · FY2021 · Automotive Parts and Accessories Stores
- CM TOOLS AND EQUIPMENT LLC — Fairhaven · $125K · FY2021 · Automotive Parts and Accessories Stores
Top lenders for this brand
Most active states
- 1.California (7 loans)
- 2.Massachusetts (4 loans)
- 3.Indiana (4 loans)
- 4.Texas (4 loans)
- 5.Florida (3 loans)
- 6.Ohio (2 loans)
- 7.Utah (2 loans)
- 8.Iowa (2 loans)
Represent Snap-On?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Snap-On cost to buy or open?
The typical deal for Snap-On is $150K across 46 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.
How risky is Snap-On?
0% of Snap-On's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a Snap-On with an SBA loan?
Yes — Snap-On has been SBA-financed 6 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Snap-On franchise
Most Snap-On buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Snap-On deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. Snap-On is listed in the SBA Franchise Directory (identifier S1593), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Snap-On — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Snap-On — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Snap-On — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Snap-On is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 46 SBA 7(a) deals since 2020
- $150K typical deal
- 6 deals since FY2025
- 0% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S1593)
- Top lenders: The Huntington National Bank, Webster Bank National Association, Readycap Lending, LLC
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent Snap-On?
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Snap-On.