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Spavia, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1603)

19 deals since 2020 · typical deal $536K

19

Deals since 2020

$536K

Typical deal

8

Deals since FY2025

—

Too few deals to score risk

Spavia has 19 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Spavia

Most Spavia deals financed between $150K and $625K. Above $625K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$7,013
Down payment (10%)
$60K
Cash to close (all-in)
$80K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$80K)

Experience

Recent financings

  • MTK Spa Holdings Limited Liability Company in Louisville, CO — $578K (2026) · The Huntington National Bank
  • AurabBloom L.L.C. in Washington, DC — $484K (2026) · Magnifi Financial CU
  • MTK Spa Holdings Limited Liability Company in Louisville, CO — $50K (2026) · The Huntington National Bank
  • Elm Collective LLC in Littleton, MA — $1.4M (2025) · purchase · Rockland Trust Company
  • M&M HEAVEN CORPORATION in Greenville, SC — $617K (2025) · The Huntington National Bank
  • BOSSY BETTY LLC in Lakewood, CO — $595K (2025) · Stearns Bank National Association
  • Spavia in Chicago, IL — $150K (2025) · BayFirst National Bank
  • M&M HEAVEN CORPORATION in Mauldin, SC — $50K (2025) · The Huntington National Bank
  • Spavia in Fishers, IN — $332K (2024) · First Internet Bank of Indiana
  • Grand Escape Wellness, LLC in Apple Valley, MN — $766K (2023) · Frandsen Bank and Trust

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Spavia brand mark

Who funds Spavia — and where

Every dot is a financed Spavia — 18 mapped.

Financed Spavia locations — list all 18 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(6)
  2. 2.Frandsen Bank and Trust(2)
  3. 3.TD Bank, National Association(2)
  4. 4.Midwest Regional Bank(1)
  5. 5.First Merchants Bank(1)

Most active states

  1. 1.Colorado (5 loans)
  2. 2.Iowa (2 loans)
  3. 3.South Carolina (2 loans)
  4. 4.Minnesota (2 loans)
  5. 5.New Jersey (2 loans)
  6. 6.North Carolina (1 loans)
  7. 7.Massachusetts (1 loans)
  8. 8.District of Columbia (1 loans)

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Common questions

How much does a Spavia cost to buy or open?

The typical deal for Spavia is $536K across 19 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $59K of buyer cash on a typical deal.

How risky is Spavia?

Spavia has 19 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Spavia with an SBA loan?

Yes — Spavia has been SBA-financed 8 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Spavia franchise

Most Spavia buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Spavia deal financed for $536K, which points to about $59K of buyer cash on a typical purchase. Spavia is listed in the SBA Franchise Directory (identifier S1603), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Spavia — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Spavia — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Spavia — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Spavia is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 19 SBA 7(a) deals since 2020
  • $536K typical deal
  • 8 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S1603)
  • Top lenders: The Huntington National Bank, Frandsen Bank and Trust, TD Bank, National Association

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/spavia
API:
https://www.capbench.com/api/public/franchises/spavia
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Spavia.

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