Skip to main content
← All franchisesClaim this listing

StarCycle, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2620)

3 deals since 2020 · typical deal $275K

3

Deals since 2020

$275K

Typical deal

1

Deals since FY2025

—

Too few deals to score risk

StarCycle has 3 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for StarCycle

Most StarCycle deals financed between $215K and $280K. Above $280K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$3,827
Down payment (10%)
$31K
Cash to close (all-in)
$41K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$41K)

Experience

Recent financings

  • SB SPIN CORP. in Santa Barbara, CA — $275K (2025) · purchase · Montecito Bank & Trust
  • French Legs Corp. in Hopkins, MN — $215K (2024) · Drake Bank
  • Goal Diggers in Georgetown, TX — $280K (2020) · Wells Fargo Bank National Association

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Free · No documents · Usually same-day

Serious about buying a StarCycle?

Get qualified with a franchise lending specialist before discovery day — know your number first.

StarCycle brand mark

Who funds StarCycle — and where

Every dot is a financed StarCycle — 2 mapped.

Financed StarCycle locations — list all 2 as text
  • French Legs Corp. — Hopkins · $215K · FY2024 · Fitness and Recreational Sports Centers
  • SB SPIN CORP. — Santa Barbara · $275K · FY2025 · Fitness and Recreational Sports Centers

Top lenders for this brand

  1. 1.Drake Bank(1)
  2. 2.Montecito Bank & Trust (1)
  3. 3.Wells Fargo Bank National Association(1)

Most active states

  1. 1.Minnesota (1 loans)
  2. 2.California (1 loans)
  3. 3.Texas (1 loans)

Represent StarCycle?

Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing

Common questions

How much does a StarCycle cost to buy or open?

The typical deal for StarCycle is $275K across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $30K of buyer cash on a typical deal.

How risky is StarCycle?

StarCycle has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a StarCycle with an SBA loan?

Yes — StarCycle has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a StarCycle franchise

Most StarCycle buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical StarCycle deal financed for $275K, which points to about $30K of buyer cash on a typical purchase. StarCycle is listed in the SBA Franchise Directory (identifier S2620), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund StarCycle — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for StarCycle — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for StarCycle — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. StarCycle is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 3 SBA 7(a) deals since 2020
  • $275K typical deal
  • 1 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S2620)
  • Top lenders: Drake Bank, Montecito Bank & Trust, Wells Fargo Bank National Association

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/starcycle
API:
https://www.capbench.com/api/public/franchises/starcycle
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

Still have questions about buying a StarCycle?

Five minutes with a specialist who's seen StarCycle deals close answers more than an hour of searching. Free, usually same-day.

Represent StarCycle?

Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listingRequest removal

CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with StarCycle.

Scroll