Stella's Ice Cream, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S7307)
8 deals since 2020 · typical deal $493K
8
Deals since 2020
$493K
Typical deal
7
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Stella's Ice Cream
Most Stella's Ice Cream deals financed between $320K and $633K. Above $633K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $6,440
- Down payment (10%)
- $55K
- Cash to close (all-in)
- $73K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$73K)
Experience
Recent financings
- Ice Cream Company of Philadelphia Inc. in Philadelphia, PA — $633K (2026) · Climate First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 126 months
- SBA guaranteed
- $475K (75%)
- Approved
- 3/10/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Climate First Bank · Lender record →
Your business? Claim this record · Request removal
- Stella's Ice Cream in Sherwood, OR — $550K (2026) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 126 months
- SBA guaranteed
- $413K (75%)
- Approved
- 3/4/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Stella's Ice Cream in Sherwood, OR — $50K (2026) · Newtek Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 13.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 3/31/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Ladybug Enterprises, LLC in Memphis, TN — $771K (2025) · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 128 months
- SBA guaranteed
- $578K (75%)
- Approval → funding
- 28 days
- Approved
- 5/23/2025
- First disbursed
- 6/20/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Specialty Food Retailers
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
- PHX Ice Cream LLC in Gilbert, AZ — $493K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $369K (75%)
- Approval → funding
- 16 days
- Approved
- 11/26/2024
- First disbursed
- 12/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Idahome Ice Cream Inc. in Idaho Falls, ID — $320K (2025) · The Bank of Commerce
- Program
- 7a General
- Rate at approval
- 8% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $240K (75%)
- Approval → funding
- 74 days
- Approved
- 3/6/2025
- First disbursed
- 5/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Bank of Commerce · Lender record →
Your business? Claim this record · Request removal
- PHX Ice Cream LLC in Gilbert, AZ — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 159 days
- Approved
- 11/26/2024
- First disbursed
- 5/4/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- StephJeff, LLC in Elkhorn, NE — $382K (2024) · i3 Bank
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $287K (75%)
- Approval → funding
- 29 days
- Approved
- 8/29/2024
- First disbursed
- 9/27/2024
- Loan status
- Paid in full (10/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by i3 Bank · Lender record →
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
Free · No documents · Usually same-day
Serious about buying a Stella's Ice Cream?
Get qualified with a franchise lending specialist before discovery day — know your number first.
Who funds Stella's Ice Cream — and where
Every dot is a financed Stella's Ice Cream — 8 mapped.
Financed Stella's Ice Cream locations — list all 8 as text
- Stella's Ice Cream — Sherwood · $550K · FY2026 · Snack and Nonalcoholic Beverage Bars
- Ice Cream Company of Philadelphia Inc. — Philadelphia · $633K · FY2026 · Snack and Nonalcoholic Beverage Bars
- Stella's Ice Cream — Sherwood · $50K · FY2026 · Snack and Nonalcoholic Beverage Bars
- Ladybug Enterprises, LLC — Memphis · $771K · FY2025 · All Other Specialty Food Retailers
- StephJeff, LLC — Elkhorn · $382K · FY2024 · Snack and Nonalcoholic Beverage Bars
- PHX Ice Cream LLC — Gilbert · $50K · FY2025 · Snack and Nonalcoholic Beverage Bars
- PHX Ice Cream LLC — Gilbert · $493K · FY2025 · Snack and Nonalcoholic Beverage Bars
- Idahome Ice Cream Inc. — Idaho Falls · $320K · FY2025 · Snack and Nonalcoholic Beverage Bars
Top lenders for this brand
Most active states
- 1.Oregon (2 loans)
- 2.Arizona (2 loans)
- 3.Pennsylvania (1 loans)
- 4.Tennessee (1 loans)
- 5.Nebraska (1 loans)
- 6.Idaho (1 loans)
Represent Stella's Ice Cream?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Stella's Ice Cream cost to buy or open?
The typical deal for Stella's Ice Cream is $493K across 8 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $54K of buyer cash on a typical deal.
How risky is Stella's Ice Cream?
Stella's Ice Cream has 8 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Stella's Ice Cream with an SBA loan?
Yes — Stella's Ice Cream has been SBA-financed 7 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Stella's Ice Cream franchise
Most Stella's Ice Cream buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Stella's Ice Cream deal financed for $493K, which points to about $54K of buyer cash on a typical purchase. Stella's Ice Cream is listed in the SBA Franchise Directory (identifier S7307), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Stella's Ice Cream — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Stella's Ice Cream — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Stella's Ice Cream — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Stella's Ice Cream is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 8 SBA 7(a) deals since 2020
- $493K typical deal
- 7 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S7307)
- Top lenders: Newtek Bank, National Association, The Huntington National Bank, Climate First Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
Still have questions about buying a Stella's Ice Cream?
Five minutes with a specialist who's seen Stella's Ice Cream deals close answers more than an hour of searching. Free, usually same-day.
Represent Stella's Ice Cream?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Stella's Ice Cream.