Steri-Clean, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2396)
4 deals since 2020 · typical deal $150K
4
Deals since 2020
$150K
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Steri-Clean
Most Steri-Clean deals financed between $145K and $600K. Above $600K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,218
- Down payment (10%)
- $17K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- STERI-CLEAN VIRGINIA BEACH in Virginia Beach, VA — $600K (2025) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $450K (75%)
- Approval → funding
- 50 days
- Approved
- 3/3/2025
- First disbursed
- 4/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- All Other Miscellaneous Waste Management Services
Funded by Readycap Lending, LLC · Lender record →
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- 4kidsAdventures LLC in Jim Thorpe, PA — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approved
- 7/8/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by United Midwest Savings Bank National Association · Lender record →
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- CAP Restoration, Inc. in Lynwood, IL — $100K (2022) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $85K (85%)
- Approval → funding
- 21 days
- Approved
- 11/9/2021
- First disbursed
- 11/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Remediation Services
Funded by BayFirst National Bank · Lender record →
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- Lotus Restoration LLC in North Highlands, CA — $145K (2021) · California Statewide Certified Development Corporation
- Program
- Community Advantage Initiative
- Subprogram
- Community Advantage Initiative
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $131K (90%)
- Approval → funding
- 1 days
- Approved
- 4/29/2021
- First disbursed
- 4/30/2021
- Loan status
- Paid in full (10/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Carpet and Upholstery Cleaning Services
Funded by California Statewide Certified Development Corporation
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Who funds Steri-Clean — and where
Every dot is a financed Steri-Clean — 4 mapped.
Financed Steri-Clean locations — list all 4 as text
- Lotus Restoration LLC — North Highlands · $145K · FY2021 · Carpet and Upholstery Cleaning Services
- 4kidsAdventures LLC — Jim Thorpe · $150K · FY2025 · Janitorial Services
- STERI-CLEAN VIRGINIA BEACH — Virginia Beach · $600K · FY2025 · All Other Miscellaneous Waste Management Services
- CAP Restoration, Inc. — Lynwood · $100K · FY2022 · Remediation Services
Top lenders for this brand
- 1.California Statewide Certified Development Corporation (1)
2.United Midwest Savings Bank National Association(1)
3.Readycap Lending, LLC(1)
4.BayFirst National Bank(1)
Most active states
- 1.California (1 loans)
- 2.Pennsylvania (1 loans)
- 3.Virginia (1 loans)
- 4.Illinois (1 loans)
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Common questions
How much does a Steri-Clean cost to buy or open?
The typical deal for Steri-Clean is $150K across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.
How risky is Steri-Clean?
Steri-Clean has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Steri-Clean with an SBA loan?
Yes — Steri-Clean has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Steri-Clean franchise
Most Steri-Clean buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Steri-Clean deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. Steri-Clean is listed in the SBA Franchise Directory (identifier S2396), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Steri-Clean — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Steri-Clean — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Steri-Clean — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Steri-Clean is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 4 SBA 7(a) deals since 2020
- $150K typical deal
- 2 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2396)
- Top lenders: California Statewide Certified Development Corporation, United Midwest Savings Bank National Association, Readycap Lending, LLC
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Steri-Clean.