Steri-Clean, by the numbers

Steri-Clean appears in 4 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2396)

4 deals since 2020 · typical deal $150K

Deals since 2020

$150K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Steri-Clean has 4 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Steri-Clean

Most Steri-Clean deals financed between $145K and $600K. Above $600K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$150K

Monthly payment (10-yr): $2,218
Down payment (10%): $17K
Cash to close (all-in): $21K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$21K)

Experience

Recent financings

STERI-CLEAN VIRGINIA BEACH in Virginia Beach, VA — $600K (2025) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$450K (75%)
Approval → funding
50 days
Approved
3/3/2025
First disbursed
4/22/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
New Business or 2 years or less
Industry
All Other Miscellaneous Waste Management Services
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
4kidsAdventures LLC in Jim Thorpe, PA — $150K (2025) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approved
7/8/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
CAP Restoration, Inc. in Lynwood, IL — $100K (2022) · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$85K (85%)
Approval → funding
21 days
Approved
11/9/2021
First disbursed
11/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Existing or more than 2 years old
Industry
Remediation Services
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
Lotus Restoration LLC in North Highlands, CA — $145K (2021) · California Statewide Certified Development Corporation
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$131K (90%)
Approval → funding
1 days
Approved
4/29/2021
First disbursed
4/30/2021
Loan status
Paid in full (10/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Carpet and Upholstery Cleaning Services
Funded by California Statewide Certified Development Corporation
Your business? Claim this record · Request removal

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Free · No documents · Usually same-day

Serious about buying a Steri-Clean?

Get qualified with a franchise lending specialist before discovery day — know your number first.

Who funds Steri-Clean — and where

Every dot is a financed Steri-Clean — 4 mapped.

Financed Steri-Clean locations — list all 4 as text

Lotus Restoration LLC — North Highlands · $145K · FY2021 · Carpet and Upholstery Cleaning Services
4kidsAdventures LLC — Jim Thorpe · $150K · FY2025 · Janitorial Services
STERI-CLEAN VIRGINIA BEACH — Virginia Beach · $600K · FY2025 · All Other Miscellaneous Waste Management Services
CAP Restoration, Inc. — Lynwood · $100K · FY2022 · Remediation Services

Top lenders for this brand

1.California Statewide Certified Development Corporation (1)
2.United Midwest Savings Bank National Association(1)
3.Readycap Lending, LLC(1)
4.BayFirst National Bank(1)

Most active states

1.California (1 loans)Steri-Clean lenders in California->
2.Pennsylvania (1 loans)Steri-Clean lenders in Pennsylvania->
3.Virginia (1 loans)Steri-Clean lenders in Virginia->
4.Illinois (1 loans)Steri-Clean lenders in Illinois->

Represent Steri-Clean?

Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing

Insider move

Start with the lenders above — a bank that's funded Steri-Clean 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Steri-Clean lending specialist.

Common questions

How much does a Steri-Clean cost to buy or open?

The typical deal for Steri-Clean is $150K across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.

How risky is Steri-Clean?

Steri-Clean has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Steri-Clean with an SBA loan?

Yes — Steri-Clean has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Steri-Clean franchise

Most Steri-Clean buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Steri-Clean deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. Steri-Clean is listed in the SBA Franchise Directory (identifier S2396), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Steri-Clean — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Steri-Clean — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Steri-Clean — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Steri-Clean is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

4 SBA 7(a) deals since 2020
$150K typical deal
2 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S2396)
Top lenders: California Statewide Certified Development Corporation, United Midwest Savings Bank National Association, Readycap Lending, LLC

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/steri-clean
API:: https://www.capbench.com/api/public/franchises/steri-clean
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

Still have questions about buying a Steri-Clean?

Five minutes with a specialist who's seen Steri-Clean deals close answers more than an hour of searching. Free, usually same-day.

Analyze this franchise in ChatGPT

Use Capbench to compare franchise SBA funding history, lender activity, buyer requirements, and likely financing fit.

ChatGPT will ask you to connect Capbench if you have not already approved it.

Open in ChatGPT

Represent Steri-Clean?

Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing Request removal

CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Steri-Clean.