Sterling Optical/Site for Sore Eyes, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1625)

6 deals since 2020 · typical deal $428K

Deals since 2020

$428K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Sterling Optical/Site for Sore Eyes has 6 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Sterling Optical/Site for Sore Eyes

Most Sterling Optical/Site for Sore Eyes deals financed between $103K and $890K. Above $890K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$428K

Monthly payment (10-yr): $5,590
Down payment (10%): $48K
Cash to close (all-in): $64K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$64K)

Experience

Recent financings

Maximeyes Corporation dba Site for Sore Eyes in Vacaville, CA — $103K (2026) · Lendistry SBLC, LLC
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$87K (85%)
Approval → funding
14 days
Approved
1/22/2026
First disbursed
2/5/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Optical Goods Retailers
Funded by Lendistry SBLC, LLC · Lender record →
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New Path Medical Group, LLC in Pottstown, PA — $890K (2023) · Meridian Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
101 months
SBA guaranteed
$668K (75%)
Approval → funding
27 days
Approved
1/11/2023
First disbursed
2/7/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
New Business or 2 years or less
Industry
Offices of Optometrists
Funded by Meridian Bank · Lender record →
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New Path Medical Group, LLC in Pottstown, PA — $1.3M (2021) · Meridian Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.1M (90%)
Approval → funding
22 days
Approved
9/8/2021
First disbursed
9/30/2021
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Optical Goods Stores
Funded by Meridian Bank · Lender record →
Your business? Claim this record · Request removal
New Path Vision of North Wales LLC in North Wales, PA — $254K (2021) · Meridian Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
76 months
SBA guaranteed
$229K (90%)
Approval → funding
22 days
Approved
9/8/2021
First disbursed
9/30/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Optical Goods Stores
Funded by Meridian Bank · Lender record →
Your business? Claim this record · Request removal
RJ Visions Inc DBA Sterling Optical in Rochester, NY — $428K (2020) · purchase · Manufacturers and Traders Trust Company
Program
7a General
Rate at approval
7.25% variable
Term
123 months
SBA guaranteed
$321K (75%)
Approval → funding
105 days
Approved
10/1/2019
First disbursed
1/14/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Optical Goods Stores
If you were the buyer here
Est. deal size
$475K
Est. down payment (10%)
$48K
Est. cash at closing
$64K
Monthly payment
$4,936
Annual debt service
$59K
Cash flow needed (1.25×)
$74K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
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RJ Visions Inc DBA Sterling Optical in Rochester, NY — $50K (2020) · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
180 days
Approved
10/3/2019
First disbursed
3/31/2020
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Existing or more than 2 years old
Industry
Optical Goods Stores
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal

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Who funds Sterling Optical/Site for Sore Eyes — and where

Every dot is a financed Sterling Optical/Site for Sore Eyes — 6 mapped.

Financed Sterling Optical/Site for Sore Eyes locations — list all 6 as text

New Path Medical Group, LLC — Pottstown · $890K · FY2023 · Offices of Optometrists
Maximeyes Corporation dba Site for Sore Eyes — Vacaville · $103K · FY2026 · Optical Goods Retailers
RJ Visions Inc DBA Sterling Optical — Rochester · $428K · FY2020 · Optical Goods Stores
RJ Visions Inc DBA Sterling Optical — Rochester · $50K · FY2020 · Optical Goods Stores
New Path Medical Group, LLC — Pottstown · $1.3M · FY2021 · Optical Goods Stores
New Path Vision of North Wales LLC — North Wales · $254K · FY2021 · Optical Goods Stores

Top lenders for this brand

Most active states

1.Pennsylvania (3 loans)
2.New York (2 loans)
3.California (1 loans)

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Insider move

Start with the lenders above — a bank that's funded Sterling Optical/Site for Sore Eyes 3 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Sterling Optical/Site for Sore Eyes lending specialist.

Common questions

How much does a Sterling Optical/Site for Sore Eyes cost to buy or open?

The typical deal for Sterling Optical/Site for Sore Eyes is $428K across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $47K of buyer cash on a typical deal.

How risky is Sterling Optical/Site for Sore Eyes?

Sterling Optical/Site for Sore Eyes has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Sterling Optical/Site for Sore Eyes with an SBA loan?

Yes — Sterling Optical/Site for Sore Eyes has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Sterling Optical/Site for Sore Eyes franchise

Most Sterling Optical/Site for Sore Eyes buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Sterling Optical/Site for Sore Eyes deal financed for $428K, which points to about $47K of buyer cash on a typical purchase. Sterling Optical/Site for Sore Eyes is listed in the SBA Franchise Directory (identifier S1625), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Sterling Optical/Site for Sore Eyes — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Sterling Optical/Site for Sore Eyes — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Sterling Optical/Site for Sore Eyes — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Sterling Optical/Site for Sore Eyes is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

6 SBA 7(a) deals since 2020
$428K typical deal
1 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1625)
Top lenders: Meridian Bank, Manufacturers and Traders Trust Company, Lendistry SBLC, LLC

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/sterling-optical-site-for-sore-eyes
API:: https://www.capbench.com/api/public/franchises/sterling-optical-site-for-sore-eyes
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Sterling Optical/Site for Sore Eyes.