Style Encore, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1635)

2 deals since 2020 · typical deal $208K

Deals since 2020

$208K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Style Encore has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Style Encore

Most Style Encore deals financed between $40K and $208K. Above $208K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$208K

Monthly payment (10-yr): $3,075
Down payment (10%): $23K
Cash to close (all-in): $31K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$31K)

Experience

Recent financings

RKR SE LLC in Orlando, FL — $208K (2022) · First-Citizens Bank & Trust Company
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
126 months
SBA guaranteed
$104K (50%)
Approval → funding
11 days
Approved
6/17/2022
First disbursed
6/28/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Existing or more than 2 years old
Industry
Used Merchandise Retailers
Funded by First-Citizens Bank & Trust Company · Lender record →
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RMKG Style Encore Store LLC in Clifton Park, NY — $40K (2020) · NBT Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$20K (50%)
Approval → funding
70 days
Approved
11/22/2019
First disbursed
1/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Unanswered
Industry
Women's Clothing Stores
Funded by NBT Bank, National Association · Lender record →
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Who funds Style Encore — and where

Every dot is a financed Style Encore — 2 mapped.

Financed Style Encore locations — list all 2 as text

RKR SE LLC — Orlando · $208K · FY2022 · Used Merchandise Retailers
RMKG Style Encore Store LLC — Clifton Park · $40K · FY2020 · Women's Clothing Stores

Top lenders for this brand

Most active states

1.Florida (1 loans)
2.New York (1 loans)

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Insider move

Start with the lenders above — a bank that's funded Style Encore 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Style Encore lending specialist.

Common questions

How much does a Style Encore cost to buy or open?

The typical deal for Style Encore is $208K across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $23K of buyer cash on a typical deal.

How risky is Style Encore?

Style Encore has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Style Encore with an SBA loan?

Yes — Style Encore has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Style Encore franchise

Most Style Encore buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Style Encore deal financed for $208K, which points to about $23K of buyer cash on a typical purchase. Style Encore is listed in the SBA Franchise Directory (identifier S1635), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Style Encore — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Style Encore — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Style Encore — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Style Encore is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

2 SBA 7(a) deals since 2020
$208K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1635)
Top lenders: First-Citizens Bank & Trust Company, NBT Bank, National Association

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/style-encore
API:: https://www.capbench.com/api/public/franchises/style-encore
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Style Encore.