Submarine House Bar & Grill, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1637)

1 deals since 2020 · typical deal $458K

Deals since 2020

$458K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Submarine House Bar & Grill has 1 SBA deal on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Submarine House Bar & Grill

Most Submarine House Bar & Grill deals financed between $458K and $458K. Above $458K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$458K

Monthly payment (10-yr): $5,989
Down payment (10%): $51K
Cash to close (all-in): $68K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$68K)

Experience

Recent financings

J&J Acquisitions LLC in Dayton, OH — $458K (2022) · Wright Patt Credit Union Inc
Program
7a General
Rate at approval
8.25% variable
Term
180 mo (15 yrs)
SBA guaranteed
$344K (75%)
Approval → funding
82 days
Approved
9/22/2022
First disbursed
12/13/2022
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
New Business or 2 years or less
Industry
Full-Service Restaurants
Funded by Wright Patt Credit Union Inc
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Who funds Submarine House Bar & Grill — and where

Every dot is a financed Submarine House Bar & Grill — 1 mapped.

Financed Submarine House Bar & Grill locations — list all 1 as text

J&J Acquisitions LLC — Dayton · $458K · FY2022 · Full-Service Restaurants

Top lenders for this brand

1.Wright Patt Credit Union Inc (1)

Most active states

1.Ohio (1 loans)

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Insider move

Start with the lenders above — a bank that's funded Submarine House Bar & Grill 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Submarine House Bar & Grill lending specialist.

Common questions

How much does a Submarine House Bar & Grill cost to buy or open?

The typical deal for Submarine House Bar & Grill is $458K across 1 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $50K of buyer cash on a typical deal.

How risky is Submarine House Bar & Grill?

Submarine House Bar & Grill has 1 SBA loan on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Submarine House Bar & Grill with an SBA loan?

Yes — Submarine House Bar & Grill has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Submarine House Bar & Grill franchise

Most Submarine House Bar & Grill buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Submarine House Bar & Grill deal financed for $458K, which points to about $50K of buyer cash on a typical purchase. Submarine House Bar & Grill is listed in the SBA Franchise Directory (identifier S1637), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Submarine House Bar & Grill — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Submarine House Bar & Grill — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Submarine House Bar & Grill — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Submarine House Bar & Grill is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

1 SBA 7(a) deal since 2020
$458K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1637)
Top lenders: Wright Patt Credit Union Inc

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/submarine-house-bar-grill
API:: https://www.capbench.com/api/public/franchises/submarine-house-bar-grill
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Submarine House Bar & Grill.