Swig, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
4 deals since 2020 · typical deal $750K
4
Deals since 2020
$750K
Typical deal
3
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Swig
Most Swig deals financed between $497K and $1.64M. Above $1.64M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $9,808
- Down payment (10%)
- $83K
- Cash to close (all-in)
- $114K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$114K)
Experience
Recent financings
- MERAKI PROPERTIES LLC in Ocala, FL — $1.6M (2026) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.45% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approved
- 11/25/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 27
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by U.S. Bank, National Association · Lender record →
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- Swig Woodland Hills, LLC in Austin, TX — $350K (2026) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approved
- 2/27/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by U.S. Bank, National Association · Lender record →
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- Swig in Buckeye, AZ — $497K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $373K (75%)
- Approval → funding
- 160 days
- Approved
- 5/30/2025
- First disbursed
- 11/6/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Bank of the Lake · Lender record →
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- Speedy Sip Twin Falls, LLC in Twin Falls, ID — $750K (2024) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $563K (75%)
- Approval → funding
- 7 days
- Approved
- 1/16/2024
- First disbursed
- 1/23/2024
- Loan status
- Paid in full (6/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 18
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Readycap Lending, LLC · Lender record →
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Who funds Swig — and where
Every dot is a financed Swig — 4 mapped.
Financed Swig locations — list all 4 as text
- MERAKI PROPERTIES LLC — Ocala · $1.6M · FY2026 · Limited-Service Restaurants
- Swig Woodland Hills, LLC — Austin · $350K · FY2026 · Limited-Service Restaurants
- Swig — Buckeye · $497K · FY2025 · Snack and Nonalcoholic Beverage Bars
- Speedy Sip Twin Falls, LLC — Twin Falls · $750K · FY2024 · Snack and Nonalcoholic Beverage Bars
Top lenders for this brand
Most active states
- 1.Florida (1 loans)
- 2.Texas (1 loans)
- 3.Arizona (1 loans)
- 4.Idaho (1 loans)
Represent Swig?
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Common questions
How much does a Swig cost to buy or open?
The typical deal for Swig is $750K across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $83K of buyer cash on a typical deal.
How risky is Swig?
Swig has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Swig with an SBA loan?
Yes — Swig has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Swig franchise
Most Swig buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Swig deal financed for $750K, which points to about $83K of buyer cash on a typical purchase. Confirm Swig's current SBA Franchise Directory listing with your lender before the LOI. See the lenders that already fund Swig — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Swig — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Swig — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Swig is not currently confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 4 SBA 7(a) deals since 2020
- $750K typical deal
- 3 deals since FY2025
- Too few deals to score a reliable failure rate
- Top lenders: U.S. Bank, National Association, First Bank of the Lake, Readycap Lending, LLC
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Canonical:
- https://www.capbench.com/franchises/swig
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Swig.