The Buffalo Spot, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1735)

2 deals since 2020 · typical deal $472K

Deals since 2020

$472K

Typical deal

Deals since FY2025

—

Too few deals to score risk

The Buffalo Spot has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for The Buffalo Spot

Most The Buffalo Spot deals financed between $406K and $472K. Above $472K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$472K

Monthly payment (10-yr): $6,172
Down payment (10%): $52K
Cash to close (all-in): $70K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$70K)

Experience

Recent financings

MKV Incorporations Incorporated in San Antonio, TX — $472K (2023) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
126 months
SBA guaranteed
$354K (75%)
Approved
6/26/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by First Bank of the Lake · Lender record →
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TBS 1, LLC in Phoenix, AZ — $406K (2021) · Arizona Financial Credit Union
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
69 months
SBA guaranteed
$365K (90%)
Approval → funding
9 days
Approved
4/20/2021
First disbursed
4/29/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
18
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Arizona Financial Credit Union · Lender record →
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Who funds The Buffalo Spot — and where

Every dot is a financed The Buffalo Spot — 2 mapped.

Financed The Buffalo Spot locations — list all 2 as text

TBS 1, LLC — Phoenix · $406K · FY2021 · Limited-Service Restaurants
MKV Incorporations Incorporated — San Antonio · $472K · FY2023 · Limited-Service Restaurants

Top lenders for this brand

Most active states

1.Arizona (1 loans)
2.Texas (1 loans)

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Insider move

Start with the lenders above — a bank that's funded The Buffalo Spot 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable The Buffalo Spot lending specialist.

Common questions

How much does a The Buffalo Spot cost to buy or open?

The typical deal for The Buffalo Spot is $472K across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $52K of buyer cash on a typical deal.

How risky is The Buffalo Spot?

The Buffalo Spot has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a The Buffalo Spot with an SBA loan?

Yes — The Buffalo Spot has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a The Buffalo Spot franchise

Most The Buffalo Spot buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical The Buffalo Spot deal financed for $472K, which points to about $52K of buyer cash on a typical purchase. The Buffalo Spot is listed in the SBA Franchise Directory (identifier S1735), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund The Buffalo Spot — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for The Buffalo Spot — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for The Buffalo Spot — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. The Buffalo Spot is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

2 SBA 7(a) deals since 2020
$472K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1735)
Top lenders: Arizona Financial Credit Union, First Bank of the Lake

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/the-buffalo-spot
API:: https://www.capbench.com/api/public/franchises/the-buffalo-spot
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with The Buffalo Spot.