The Camp Transformation Center, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2559)
21 deals since 2020 · typical deal $170K
21
Deals since 2020
$170K
Typical deal
3
Deals since FY2025
—
Too few deals to score risk
What buyers pay for The Camp Transformation Center
Most The Camp Transformation Center deals financed between $150K and $310K. Above $310K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,513
- Down payment (10%)
- $19K
- Cash to close (all-in)
- $25K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$25K)
Experience
Recent financings
- Fit Boyz, LLC in Huntington Beach, CA — $500K (2025) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 125 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 10 days
- Approved
- 10/28/2024
- First disbursed
- 11/7/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
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- Multi-Fit LLC in San Bernardino, CA — $303K (2025) · purchase · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $227K (75%)
- Approved
- 11/12/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Fitness and Recreational Sports Centers
If you were the buyer here
- Est. deal size
- $336K
- Est. down payment (10%)
- $34K
- Est. cash at closing
- $45K
- Monthly payment
- $4,167
- Annual debt service
- $50K
- Cash flow needed (1.25×)
- $63K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
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- AC Fit LLC in Chino Hills, CA — $150K (2025) · Heritage Bank Inc
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 60 days
- Approved
- 12/12/2024
- First disbursed
- 2/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by Heritage Bank Inc · Lender record →
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- CC Unlimited, Inc. in Riverside, CA — $383K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $287K (75%)
- Approval → funding
- 8 days
- Approved
- 9/10/2024
- First disbursed
- 9/18/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
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- J&M Camp LLC in Norco, CA — $311K (2024) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 123 months
- SBA guaranteed
- $233K (75%)
- Approval → funding
- 44 days
- Approved
- 1/3/2024
- First disbursed
- 2/16/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
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- The Camp Transformation Center in El Cajon, CA — $150K (2024) · Lendistry SBLC, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 13% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 3 days
- Approved
- 3/2/2024
- First disbursed
- 3/5/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by Lendistry SBLC, LLC · Lender record →
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- Beast Fitness in Palmdale, CA — $97K (2024) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 13.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $83K (85%)
- Approval → funding
- 7 days
- Approved
- 6/21/2024
- First disbursed
- 6/28/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by BayFirst National Bank · Lender record →
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- CC Unlimited, Inc. in Riverside, CA — $40K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $20K (50%)
- Approval → funding
- 352 days
- Approved
- 9/10/2024
- First disbursed
- 8/28/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
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- THE PEOPLES TRAINER, LLC in Alhambra, CA — $14K (2024) · U.S. Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.49% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $7K (50%)
- Approval → funding
- 18 days
- Approved
- 1/13/2024
- First disbursed
- 1/31/2024
- Loan status
- In liquidation
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- New Business or 2 years or less
- Industry
- Fitness and Recreational Sports Centers
Funded by U.S. Bank, National Association · Lender record →
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- Sparta Sisters Fitness, Inc. in Franklin, TN — $518K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $389K (75%)
- Approval → funding
- 35 days
- Approved
- 8/3/2023
- First disbursed
- 9/7/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- New Business or 2 years or less
- Industry
- Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
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Who funds The Camp Transformation Center — and where
Every dot is a financed The Camp Transformation Center — 21 mapped.
Financed The Camp Transformation Center locations — list all 21 as text
- Beast Fitness — Palmdale · $97K · FY2024 · Fitness and Recreational Sports Centers
- Dizyocard Fitness LLC — Manteca · $160K · FY2020 · Fitness and Recreational Sports Centers
- J&L Fitness Co, LLC — Janesville · $170K · FY2020 · Fitness and Recreational Sports Centers
- Here is Happy LLC — Laguna Hills · $294K · FY2022 · Fitness and Recreational Sports Centers
- A+E Fitness LLC — Temecula · $310K · FY2022 · Fitness and Recreational Sports Centers
- LNPS, LLC — Alexandria · $150K · FY2022 · Fitness and Recreational Sports Centers
- J&M Camp LLC — Norco · $311K · FY2024 · Fitness and Recreational Sports Centers
- THE PEOPLES TRAINER, LLC — Alhambra · $14K · FY2024 · Fitness and Recreational Sports Centers
- The Camp Transformation Center — El Cajon · $150K · FY2024 · Fitness and Recreational Sports Centers
- CC Unlimited, Inc. — Riverside · $383K · FY2024 · Fitness and Recreational Sports Centers
- CC Unlimited, Inc. — Riverside · $40K · FY2024 · Fitness and Recreational Sports Centers
- Fit Boyz, LLC — Huntington Beach · $500K · FY2025 · Fitness and Recreational Sports Centers
- Multi-Fit LLC — San Bernardino · $303K · FY2025 · Fitness and Recreational Sports Centers
- AC Fit LLC — Chino Hills · $150K · FY2025 · Fitness and Recreational Sports Centers
- JST FAMILY LLC — Prospect · $150K · FY2023 · Fitness and Recreational Sports Centers
- Sparta Sisters Fitness, Inc. — Franklin · $25K · FY2023 · Fitness and Recreational Sports Centers
- Sparta Sisters Fitness, Inc. — Franklin · $518K · FY2023 · Fitness and Recreational Sports Centers
- DRC Holdings LLC — Chula Vista · $165K · FY2020 · Fitness and Recreational Sports Centers
- The Camp TC, LLC — Lancaster · $890K · FY2020 · Fitness and Recreational Sports Centers
- The Camp Transformation Center — Long Beach · $190K · FY2022 · Fitness and Recreational Sports Centers
- The Camp Transformation Center — Roseville · $240K · FY2022 · Fitness and Recreational Sports Centers
Top lenders for this brand
1.Citizens Bank(4)
2.The Huntington National Bank(4)
3.United Midwest Savings Bank National Association(2)
4.Lendistry SBLC, LLC(2)
- 5.Newtek Small Business Finance, Inc. (2)
Most active states
- 1.California (16 loans)
- 2.Tennessee (2 loans)
- 3.Wisconsin (1 loans)
- 4.Virginia (1 loans)
- 5.Kentucky (1 loans)
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Common questions
How much does a The Camp Transformation Center cost to buy or open?
The typical deal for The Camp Transformation Center is $170K across 21 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $19K of buyer cash on a typical deal.
How risky is The Camp Transformation Center?
The Camp Transformation Center has 21 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a The Camp Transformation Center with an SBA loan?
Yes — The Camp Transformation Center has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a The Camp Transformation Center franchise
Most The Camp Transformation Center buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical The Camp Transformation Center deal financed for $170K, which points to about $19K of buyer cash on a typical purchase. The Camp Transformation Center is listed in the SBA Franchise Directory (identifier S2559), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund The Camp Transformation Center — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for The Camp Transformation Center — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for The Camp Transformation Center — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. The Camp Transformation Center is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 21 SBA 7(a) deals since 2020
- $170K typical deal
- 3 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2559)
- Top lenders: Citizens Bank, The Huntington National Bank, United Midwest Savings Bank National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with The Camp Transformation Center.