The Fashion Class, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S8228)

1 deals since 2020 · typical deal $535K

Deals since 2020

$535K

Typical deal

Deals since FY2025

—

Too few deals to score risk

The Fashion Class has 1 SBA deal on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for The Fashion Class

Most The Fashion Class deals financed between $535K and $535K. Above $535K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$535K

Monthly payment (10-yr): $6,994
Down payment (10%): $59K
Cash to close (all-in): $79K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$79K)

Experience

Recent financings

The Fashion Class NYC, LLC in New York, NY — $535K (2025) · purchase · Truliant FCU
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$401K (75%)
Approval → funding
63 days
Approved
9/30/2025
First disbursed
12/2/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
All Other Miscellaneous Schools and Instruction
If you were the buyer here
Est. deal size
$594K
Est. down payment (10%)
$59K
Est. cash at closing
$79K
Monthly payment
$7,216
Annual debt service
$87K
Cash flow needed (1.25×)
$108K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truliant FCU · Lender record →
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Who funds The Fashion Class — and where

Every dot is a financed The Fashion Class — 1 mapped.

Financed The Fashion Class locations — list all 1 as text

The Fashion Class NYC, LLC — New York · $535K · FY2025 · All Other Miscellaneous Schools and Instruction

Top lenders for this brand

1.Truliant FCU(1)

Most active states

1.New York (1 loans)

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Insider move

Start with the lenders above — a bank that's funded The Fashion Class 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable The Fashion Class lending specialist.

Common questions

How much does a The Fashion Class cost to buy or open?

The typical deal for The Fashion Class is $535K across 1 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $59K of buyer cash on a typical deal.

How risky is The Fashion Class?

The Fashion Class has 1 SBA loan on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a The Fashion Class with an SBA loan?

Yes — The Fashion Class has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a The Fashion Class franchise

Most The Fashion Class buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical The Fashion Class deal financed for $535K, which points to about $59K of buyer cash on a typical purchase. The Fashion Class is listed in the SBA Franchise Directory (identifier S8228), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund The Fashion Class — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for The Fashion Class — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for The Fashion Class — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. The Fashion Class is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

1 SBA 7(a) deal since 2020
$535K typical deal
1 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S8228)
Top lenders: Truliant FCU

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/the-fashion-class
API:: https://www.capbench.com/api/public/franchises/the-fashion-class
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with The Fashion Class.