The Original Pancake House, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

4 deals since 2020 · typical deal $895K

Deals since 2020

$895K

Typical deal

Deals since FY2025

—

Too few deals to score risk

The Original Pancake House has 4 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for The Original Pancake House

Most The Original Pancake House deals financed between $450K and $2.00M. Above $2.00M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$895K

Monthly payment (10-yr): $11,704
Down payment (10%): $99K
Cash to close (all-in): $136K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$136K)

Experience

Recent financings

DBGILLS LLC in Toledo, OH — $895K (2025) · purchase · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$671K (75%)
Approval → funding
24 days
Approved
9/15/2025
First disbursed
10/9/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$994K
Est. down payment (10%)
$99K
Est. cash at closing
$136K
Monthly payment
$11,827
Annual debt service
$142K
Cash flow needed (1.25×)
$177K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
The Original Pancake House in Charlotte, NC — $150K (2025) · First Utah Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
10 days
Approved
5/30/2025
First disbursed
6/9/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
100
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by First Utah Bank · Lender record →
Your business? Claim this record · Request removal
OPH OF NEW ALBANY LLC in Westerville, OH — $2.0M (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
7 days
Approved
12/15/2023
First disbursed
12/22/2023
Loan status
Paid in full (1/31/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
81
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
JA HOSPITALITY LLC in Baltimore, MD — $450K (2022) · Newtek Small Business Finance, Inc.
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
125 months
SBA guaranteed
$338K (75%)
Approved
4/27/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
68
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Free · No documents · Usually same-day

Serious about buying a The Original Pancake House?

Get qualified with a franchise lending specialist before discovery day — know your number first.

Who funds The Original Pancake House — and where

Every dot is a financed The Original Pancake House — 4 mapped.

Financed The Original Pancake House locations — list all 4 as text

DBGILLS LLC — Toledo · $895K · FY2025 · Full-Service Restaurants
The Original Pancake House — Charlotte · $150K · FY2025 · Full-Service Restaurants
JA HOSPITALITY LLC — Baltimore · $450K · FY2022 · Full-Service Restaurants
OPH OF NEW ALBANY LLC — Westerville · $2.0M · FY2024 · Full-Service Restaurants

Top lenders for this brand

1.Stearns Bank National Association(1)
2.First Utah Bank(1)
3.Newtek Small Business Finance, Inc. (1)
4.The Huntington National Bank(1)

Most active states

1.Ohio (2 loans)
2.North Carolina (1 loans)
3.Maryland (1 loans)

Represent The Original Pancake House?

Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing

Insider move

Start with the lenders above — a bank that's funded The Original Pancake House 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable The Original Pancake House lending specialist.

Common questions

How much does a The Original Pancake House cost to buy or open?

The typical deal for The Original Pancake House is $895K across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $98K of buyer cash on a typical deal.

How risky is The Original Pancake House?

The Original Pancake House has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a The Original Pancake House with an SBA loan?

Yes — The Original Pancake House has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a The Original Pancake House franchise

Most The Original Pancake House buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical The Original Pancake House deal financed for $895K, which points to about $98K of buyer cash on a typical purchase. Confirm The Original Pancake House's current SBA Franchise Directory listing with your lender before the LOI. See the lenders that already fund The Original Pancake House — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for The Original Pancake House — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for The Original Pancake House — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. The Original Pancake House is not currently confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

4 SBA 7(a) deals since 2020
$895K typical deal
2 deals since FY2025
Too few deals to score a reliable failure rate
Top lenders: Stearns Bank National Association, First Utah Bank, Newtek Small Business Finance, Inc.

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/the-original-pancake-house
API:: https://www.capbench.com/api/public/franchises/the-original-pancake-house
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

Still have questions about buying a The Original Pancake House?

Five minutes with a specialist who's seen The Original Pancake House deals close answers more than an hour of searching. Free, usually same-day.

Represent The Original Pancake House?

Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing Request removal

CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with The Original Pancake House.