The Patch Boys, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S3711)
8 deals since 2020 · typical deal $150K
8
Deals since 2020
$150K
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
What buyers pay for The Patch Boys
Most The Patch Boys deals financed between $108K and $150K. Above $150K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,218
- Down payment (10%)
- $17K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- Mosie Ventures LLC in Cayce, SC — $150K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approved
- 2/17/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
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- Gray Scotty LLC. in Atlanta, GA — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approved
- 4/22/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
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- L & L Operations LLC in Rock Hill, SC — $108K (2023) · purchase · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $92K (85%)
- Approval → funding
- 28 days
- Approved
- 10/7/2022
- First disbursed
- 11/4/2022
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Drywall and Insulation Contractors
If you were the buyer here
- Est. deal size
- $120K
- Est. down payment (10%)
- $12K
- Est. cash at closing
- $15K
- Monthly payment
- $1,383
- Annual debt service
- $17K
- Cash flow needed (1.25×)
- $21K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Small Business Finance, Inc.
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- WALL DR, LLC in Holly Hill, FL — $150K (2022) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approved
- 12/13/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drywall and Insulation Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
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- JPR Ventures LLC in Denver, CO — $125K (2022) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $106K (85%)
- Approval → funding
- 27 days
- Approved
- 10/4/2021
- First disbursed
- 10/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
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- Lisemby Enterprises, LLC in Lubbock, TX — $53K (2021) · Cornerstone Capital Bank SSB
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 64 months
- SBA guaranteed
- $48K (90%)
- Approval → funding
- 7 days
- Approved
- 6/22/2021
- First disbursed
- 6/29/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by Cornerstone Capital Bank SSB · Lender record →
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- WEST HOUSTON PATCH BOYS in Katy, TX — $150K (2020) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 100 months
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 17 days
- Approved
- 1/14/2020
- First disbursed
- 1/31/2020
- Loan status
- Failed — $138K charged off (3/27/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drywall and Insulation Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
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- LANDWAY ENTERPRISES LLC in League City, TX — $75K (2020) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $64K (85%)
- Approval → funding
- 41 days
- Approved
- 11/20/2019
- First disbursed
- 12/31/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
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Who funds The Patch Boys — and where
Every dot is a financed The Patch Boys — 8 mapped.
Financed The Patch Boys locations — list all 8 as text
- Mosie Ventures LLC — Cayce · $150K · FY2026 · Residential Remodelers
- Gray Scotty LLC. — Atlanta · $150K · FY2025 · Residential Remodelers
- L & L Operations LLC — Rock Hill · $108K · FY2023 · Drywall and Insulation Contractors
- LANDWAY ENTERPRISES LLC — League City · $75K · FY2020 · Residential Remodelers
- WEST HOUSTON PATCH BOYS — Katy · $150K · FY2020 · Drywall and Insulation Contractors
- WALL DR, LLC — Holly Hill · $150K · FY2022 · Drywall and Insulation Contractors
- Lisemby Enterprises, LLC — Lubbock · $53K · FY2021 · Residential Remodelers
- JPR Ventures LLC — Denver · $125K · FY2022 · Residential Remodelers
Top lenders for this brand
1.United Midwest Savings Bank National Association(6)
- 2.Newtek Small Business Finance, Inc. (1)
3.Cornerstone Capital Bank SSB(1)
Most active states
- 1.Texas (3 loans)
- 2.South Carolina (2 loans)
- 3.Georgia (1 loans)
- 4.Florida (1 loans)
- 5.Colorado (1 loans)
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Common questions
How much does a The Patch Boys cost to buy or open?
The typical deal for The Patch Boys is $150K across 8 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.
How risky is The Patch Boys?
The Patch Boys has 8 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a The Patch Boys with an SBA loan?
Yes — The Patch Boys has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a The Patch Boys franchise
Most The Patch Boys buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical The Patch Boys deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. The Patch Boys is listed in the SBA Franchise Directory (identifier S3711), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund The Patch Boys — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for The Patch Boys — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for The Patch Boys — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. The Patch Boys is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 8 SBA 7(a) deals since 2020
- $150K typical deal
- 2 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S3711)
- Top lenders: United Midwest Savings Bank National Association, Newtek Small Business Finance, Inc., Cornerstone Capital Bank SSB
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with The Patch Boys.